No way U Dub gets in with one loss. The PAC12 is too weak., and Oklahoma is going to canniballize the Big 12 so they won't be in the playoffs either.
I hear UL fans say this, but I think it is wrong. It is often premised upon an over-estimation of the ACC. I am not sure the ACC is as good as some people think. That said, I am not sure Wash loses.
On the other hand, I do think Clemson drops a game, unless the continue to be lucky, like yesterday, or they start playing up to their potential.
If UM and OSU have a tight game and they finish the season with one loss between them, there will be a strong argument that both should get in. Herbstreit is counting on one falling out, but a big game in a strong Big Ten ...
I believe UM has one of the stoutest defenses in the country. I will not be surprised if they win the B1G.