Thought I would be more excited for this…thoughts?
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Though not officially finalized, the expanded 12-team College Football Playoff is expected to debut with the 2024 season. Each week for the rest of the season, The Athletic will test drive the proposed format using the CFP committee’s latest Top 25 rankings.
Here’s how the bracket would be seeded and the site locations determined using the committee’s Nov. 29 rankings and a 2024-25 calendar. Note: The Orange and Cotton Bowls were previously scheduled to host the 2024-25 semifinals and Atlanta was selected as the national championship game.
Top four seeds (first-round byes):
1. Georgia (SEC champion)
2. Michigan (Big Ten champion)
3. TCU (Big 12 champion)
4. USC (Pac-12 champion)
Under the CFP board’s approved model, the top four seeds will be reserved for the four highest-ranked conference champions. For our purposes, we’re designating each conference’s top-ranked team as its champion. That means No. 1 Georgia (SEC), No. 2 Michigan (Big Ten), No. 3 TCU (Big 12) and No. 4 USC (Pac-12) would get a bye into the quarterfinals.
Nos. 5-12 seeds:
5. Ohio State (at large)
6. Alabama (at large)
7. Tennessee (at large)
8. Penn State (at large)
9. Clemson (ACC champion)
10. Kansas State (at large)
11. Utah (at large)
12. Tulane (AAC champion)
Under the same model, the six highest-ranked conference champions are guaranteed berths along with the six highest-ranked at-large teams. Were the season to end today, the fifth- and sixth-highest-ranked conference champions would be No. 9 Clemson (ACC) and No. 18 Tulane (AAC).
Joining them in the field would be the six highest-ranked remaining teams: No. 5 Ohio State, No. 6 Alabama, No. 7 Tennessee, No. 8 Penn State, No. 10 Kansas State and No. 11 Utah.
Using those parameters, No. 1 Georgia would go to the SEC’s contract bowl, the Sugar Bowl, and No. 2 Michigan to the Rose Bowl as Big Ten champion. The Peach and Fiesta bowls do not have conference partners, but No. 3 TCU would likely go to the Fiesta Bowl because a potential Alabama matchup in Atlanta could be seen as a disadvantage.
In the CFP board’s announcement, it said, “the higher seeds would receive preferential placement in the Playoff semifinal games.” That would depend on which teams win their quarterfinals, but if No. 1 Georgia advanced, Miami is closer than Arlington.
Monday, Jan. 20
And here’s how we predict the tournament would unfold in the quarterfinals and beyond:
Check out last week’s projection here.
(Illustration: Sean Reilly / The Athletic; photos: Aaron J. Thornton, Kiyoshi Mio, Steven Limentani / Getty Images)
————
Though not officially finalized, the expanded 12-team College Football Playoff is expected to debut with the 2024 season. Each week for the rest of the season, The Athletic will test drive the proposed format using the CFP committee’s latest Top 25 rankings.
Here’s how the bracket would be seeded and the site locations determined using the committee’s Nov. 29 rankings and a 2024-25 calendar. Note: The Orange and Cotton Bowls were previously scheduled to host the 2024-25 semifinals and Atlanta was selected as the national championship game.

Top four seeds (first-round byes):
1. Georgia (SEC champion)
2. Michigan (Big Ten champion)
3. TCU (Big 12 champion)
4. USC (Pac-12 champion)
Under the CFP board’s approved model, the top four seeds will be reserved for the four highest-ranked conference champions. For our purposes, we’re designating each conference’s top-ranked team as its champion. That means No. 1 Georgia (SEC), No. 2 Michigan (Big Ten), No. 3 TCU (Big 12) and No. 4 USC (Pac-12) would get a bye into the quarterfinals.
Nos. 5-12 seeds:
5. Ohio State (at large)
6. Alabama (at large)
7. Tennessee (at large)
8. Penn State (at large)
9. Clemson (ACC champion)
10. Kansas State (at large)
11. Utah (at large)
12. Tulane (AAC champion)
Under the same model, the six highest-ranked conference champions are guaranteed berths along with the six highest-ranked at-large teams. Were the season to end today, the fifth- and sixth-highest-ranked conference champions would be No. 9 Clemson (ACC) and No. 18 Tulane (AAC).
Joining them in the field would be the six highest-ranked remaining teams: No. 5 Ohio State, No. 6 Alabama, No. 7 Tennessee, No. 8 Penn State, No. 10 Kansas State and No. 11 Utah.
The CFP schedule
All times Eastern.First round
Friday, Dec. 13- No. 11 Utah at No. 6 Alabama, 7:30 p.m.
- No. 12 Tulane at No. 5 Ohio State, noon
- No. 10 Kansas State at No. 7 Tennessee, 4 p.m.
- No. 9 Clemson at No. 8 Penn State, 8 p.m.
Quarterfinals
Tuesday, Dec. 31- Peach Bowl: No. 4 USC vs. Ohio State-Tulane winner, 7:30 p.m.
- Fiesta Bowl: No. 3 TCU vs. Alabama-Utah winner, 1 p.m.
- Rose Bowl: No. 2 Michigan vs. Tennessee-Kansas State winner, 5 p.m.
- Sugar Bowl: No. 1 Georgia vs. Penn State-Clemson winner, 8:45 p.m.
Using those parameters, No. 1 Georgia would go to the SEC’s contract bowl, the Sugar Bowl, and No. 2 Michigan to the Rose Bowl as Big Ten champion. The Peach and Fiesta bowls do not have conference partners, but No. 3 TCU would likely go to the Fiesta Bowl because a potential Alabama matchup in Atlanta could be seen as a disadvantage.
Semifinals
Thursday, Jan. 9- Cotton Bowl: No. 2 Michigan/No. 7 Tennessee/No. 10 Kansas State vs. No. 3 TCU/No. 6 Alabama/No. 11 Utah, 7:30 p.m.
- Orange Bowl: No. 1 Georgia/No. 8 Penn State/No. 9 Clemson vs. No. 4 USC/No. 5 Ohio State/No. 12 Tulane, 7:30 p.m.
In the CFP board’s announcement, it said, “the higher seeds would receive preferential placement in the Playoff semifinal games.” That would depend on which teams win their quarterfinals, but if No. 1 Georgia advanced, Miami is closer than Arlington.
Monday, Jan. 20
- National championship game in Atlanta, 7:30 p.m.
And here’s how we predict the tournament would unfold in the quarterfinals and beyond:
- No. 8 Penn State beats No. 9 Clemson
- No. 5 Ohio State beats No. 12 Tulane
- No. 6 Alabama beats No. 11 Utah
- No. 10 Kansas State beats No. 7 Tennessee
- No. 1 Georgia beats No. 8 Penn State
- No. 4 USC beats No. 5 Ohio State
- No. 6 Alabama beats No. 3 TCU
- No. 2 Michigan beats No. 10 Kansas State
- No. 1 Georgia beats No. 4 USC
- No. 2 Michigan beats No. 6 Alabama
- No. 1 Georgia beats No. 2 Michigan

Check out last week’s projection here.
(Illustration: Sean Reilly / The Athletic; photos: Aaron J. Thornton, Kiyoshi Mio, Steven Limentani / Getty Images)