CFPB

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
Let me get this straight. Because there was supposedly no oversight into consumer protections, Dodd-Frank created a government agency with no oversight.

 

moe

Junior
May 29, 2001
32,863
284
83
Let me get this straight. Because there was supposedly no oversight into consumer protections, Dodd-Frank created a government agency with no oversight.


Relax, big banks and short term lending companies will be ripping off consumers again before you can say "grab 'em by the *****".
 

Keyser76

Freshman
Apr 7, 2010
11,912
58
0
Drain the swamp! Wall Street loves this agency!, oh wait, my bad. But Mulvaney will crack down and fight for us consumers! lol.
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
Yes, because it's an all or nothing game. What could go wrong with an agency that has bank transactions, credit ratings, and no oversight?
 

moe

Junior
May 29, 2001
32,863
284
83
Yes, because it's an all or nothing game. What could go wrong with an agency that has bank transactions, credit ratings, and no oversight?
Beyond a vague rant do you have any specific criticisms? how has the CFPB erred to date?
 

moe

Junior
May 29, 2001
32,863
284
83
Its director oversees it. What are your criticisms of the former director? So as far as you know the agency is operating perfectly fine and doing what it was created to do, good deal. Had you ever heard of the agency before its recent news story?
 

WVUCOOPER

Redshirt
Dec 10, 2002
55,556
40
31
Let me get this straight. Because there was supposedly no oversight into consumer protections, Dodd-Frank created a government agency with no oversight.


What the f is going on with that? I truly don't understand what's happening. The broad being replaced is refusing to leave??
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
What the f is going on with that? I truly don't understand what's happening. The broad being replaced is refusing to leave??

I'm not sure exactly. This is DWS's baby. Director A stepped down, making Broad B a Deputy Director. Agency bylaws say if director unavailable, Deputy Director is acting Director. That sure sounds like a temporary thing to me. Other agencies are covered by existing law that says Trump picks acting, and has to get permanent confirmed.
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
Its director oversees it. What are your criticisms of the former director? So as far as you know the agency is operating perfectly fine and doing what it was created to do, good deal. Had you ever heard of the agency before its recent news story?

OMG you are dense. And who overseas the Director??!
 

moe

Junior
May 29, 2001
32,863
284
83
OMG you are dense. And who overseas the Director??!
Are you saying that the director can't be trusted? of so, why do you say that? sounds like another right wing conspiracy. You better go listen to Rush some more so you'll know what to say when someone starts quizzing you about your CFPB talking points.
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
Are you saying that the director can't be trusted? of so, why do you say that? sounds like another right wing conspiracy.

No, he or she cannot. We have oversight in every other area of our government, which you well know. We do not create independent executive branch arenas for politician's play areas. They don't follow the rules when there are rules.
 

moe

Junior
May 29, 2001
32,863
284
83
No, he or she cannot. We have oversight in every other area of our government, which you well know. We do not create independent executive branch arenas for politician's play areas. They don't follow the rules when there are rules.
But you trust Trump's appointee to lead the agency? I'm sure that Mulvaney who called the agency "a sick, sad joke" will be an effective leader lol [eyeroll] Do you think that consumer protection is a good thing or bad thing? Do you think that catching and punishing Wells Fargo for creating all those fraudulent accounts was a good move?
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
But you trust Trump's appointee to lead the agency? I'm sure that Mulvaney who called the agency "a sick, sad joke" will be an effective leader lol [eyeroll] Do you think that consumer protection is a good thing or bad thing?

I trust him moreso than anything in the department now. He will report to Trump, since he does already, whereas right now it's a rogue agency. That law needs fixed.
 

moe

Junior
May 29, 2001
32,863
284
83
"He will report to Trump.........." lol, all the oversight they need!
When every agency head is responsible for destroying the agency that they're in charge of, I can't wait for more Trump agency head appointees [eyeroll]
 

DvlDog4WVU

All-Conference
Feb 2, 2008
47,242
3,304
113
But you trust Trump's appointee to lead the agency? I'm sure that Mulvaney who called the agency "a sick, sad joke" will be an effective leader lol [eyeroll] Do you think that consumer protection is a good thing or bad thing? Do you think that catching and punishing Wells Fargo for creating all those fraudulent accounts was a good move?
I think if you look at other Programs under the Obama and Bush era that even with oversight they’ve been proven to be untrustworthy, then yea, one without any oversight actually concerns me greatly on principle.
 

WVUCOOPER

Redshirt
Dec 10, 2002
55,556
40
31
I'm not sure exactly. This is DWS's baby. Director A stepped down, making Broad B a Deputy Director. Agency bylaws say if director unavailable, Deputy Director is acting Director. That sure sounds like a temporary thing to me. Other agencies are covered by existing law that says Trump picks acting, and has to get permanent confirmed.
Sounds like someone needs shown her way back to the kitchen. I mean for real, this screams attention whoring. I'm betting she runs for office real soon.
 

Boomboom521

Redshirt
Mar 14, 2014
20,115
6
0
Exactly. She's making a name for herself. Bet she runs for Congress in 2018 and brags about how she "took on" the Trump Admin. Yawn.
Yeah, if that’s the message Dems have in 18....the bragging and gloating on this giant conservative circle jerk of a board will be out of control....as more and more ground is lost
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
Yeah, if that’s the message Dems have in 18....the bragging and gloating on this giant conservative circle jerk of a board will be out of control....as more and more ground is lost

Throw in all conservatives are racist, misogynist pigs hellbent on killing granny and stealing all your money, and you have the Democratic message.
 

Mntneer

Sophomore
Oct 7, 2001
10,192
196
0
You left out that we want dirty air and undrinkable water.

And the killing of kittens.
 

TarHeelEer

Freshman
Dec 15, 2002
89,338
59
48
Are you saying that the director can't be trusted? of so, why do you say that? sounds like another right wing conspiracy. You better go listen to Rush some more so you'll know what to say when someone starts quizzing you about your CFPB talking points.

Moe wrong again
 
Aug 27, 2001
63,466
198
0
Yes, because it's an all or nothing game. What could go wrong with an agency that has bank transactions, credit ratings, and no oversight?

You honestly have no clue. We had banks making loans to borrowers who couldn't pay, foreclosing on home owners illegally, opening fraudulent accounts and you are worried about a small agency with a small budget. Unreal THE.
 

DvlDog4WVU

All-Conference
Feb 2, 2008
47,242
3,304
113
You honestly have no clue. We had banks making loans to borrowers who couldn't pay, foreclosing on home owners illegally, opening fraudulent accounts and you are worried about a small agency with a small budget. Unreal THE.
Dumbest fvcking response I’ve seen today. Why don’t you read up on what came out today so you don’t look like a moron.
 

wvu2007

Senior
Jan 2, 2013
21,220
457
0
You honestly have no clue. We had banks making loans to borrowers who couldn't pay, foreclosing on home owners illegally, opening fraudulent accounts and you are worried about a small agency with a small budget. Unreal THE.

You honestly have no clue yet it still didn't stop you from embarrassing yourself. Do some research next time.
 

wvu2007

Senior
Jan 2, 2013
21,220
457
0
lol People (like yourself) who mine old threads are sad and in desperate need of a life.

You're just mad because digging up old thread shows how stupid and wrong you always are. LOL! HAHAHAHAHAHA!