Anyone ever had their bank account info stolen?

[RMP82]

I was just looking at my account to see if my paycheck had posted and noticed that I had 3 transactions on my account that I did not do.

The first two transactions were at Sams Club in Elizabethtown for $353.92 and 413.88. The third transaction was at the Sams Club on Preston Hwy in Louisville, also for 413.88.

Has this ever happened to anyone on here and what is the best way to rectify this? With it being my debit card, I will have to wait until the morning to go to the bank to cancel and report it and cancel my card. The number I called on my card, just went on to tell me that the bank was closed. The charges were posted to my account on May 6th. On the bank website, it said that if not reported within 2 days, I COULD be responsible for up to 500.00. Seeing as I noticed it on Friday night after hours, and will go to the bank first thing in the morning, I should be good, right?

Also, anyone that has dealt with this. How much BS will I have to deal with before getting my money back, and how long does it generally take for them to put the money back into my checking account? I pay all of my bills online, so I would imagine the info was stolen that way. I currently have McAfee on my computer. Any better suggestions? I've heard Kaspersky is a pretty safe protection for my computer.

 

[funKYcat75]

That's the price of paying $9.99 for that gold shield by your name.

 

[BlueBleedingMarine]

If they stole my bank info they'd give it back immediately

 

[RacerX.ksr]

I had a debit card compromised before. Called them up and answered a bunch of questions. One of the questions was did i buy the things in question and another was did i give my card to someone else to use.

The bank put my money back and replaced the card within two days. Hope this helps. By the way, I have a friend in the banking business and if you send me a private message with your acct number and pass code, I can probably take care of your account by this afternoon. Good luck Wildcat friend.

 

[John Henry]

I had mine stolen and I know where it happened. Still nothing was done. My story is I paid some property taxes on some land I own in Florida. I sent a personal check (big mistake).
Someone in the tax office took the check to a copy store and had a book of checks printed. This person used my account number and started the check number sequence following the check I had sent to the tax office. (for example my check was 1865 and the checks started at 1866) Meanwhile I was still writing checks and duplicate numbers were showing up on my account.

Well, a few weeks later while checking my bank account on line I saw checks that were cashed at Walmart, Sams Club and Home Depot in the following states. Florida, Mississippi, South Carolina, Georgia and Alabama. Somebody was getting around and spent over $2,500 before I found out what was happening. Thankfully my bank made up for every penny and I didn't lose anything however, when I got my money back, Walmart, Sams Club and Home Depot refused to cash any of my checks. To this day I do not do business with them. Walmart sent me subrogation demands and reported me to a credit company that started harassing me. These business use a check cashing machine and do not require any identification. You just write a check, it goes into a machine and they return your check. No photo ID, no drivers license, nothing. So it is easy to do. Well the credit company alerted every merchant who used that system and also put out a red flag so businesses that didn't use those machines refused my checks.

I reported it to the sheriff and got a run around. They said the odds were low I could find the thief and acted as if there was too much on their plate to worry about fraud.I was so frustrated I told the deputy he better find the culprit before I do because when I find them they will experience the warmth of a .38 slug in their belly. This happened over 5 years ago and I never got a call or follow up from the sheriff. Needless to say I don't send personal checks to pay my taxes in Florida.

 

[jtrue28]

Never use a debit card to pay for anything online.

 

[Chuckinden]

I don't know what kind of bank you are dealing with, but the customer service number on your card should be 24/7.

This happened to me during the Final Four in New Orleans. I had three separate charges totalling about $1200. The transactions didn't show up until I got back home, but when I called the customer service number, they took care of it right away. I had to sign a paper saying I didn't do the transactions.

Once they investigated, the charges were made in Europe. It was determined that someone in NOLA stole the number and sold it overseas. The only places I used the card was at a few restaurants and the hotel where we stayed with team, which was a Hilton, or Hyatt or something.

 

[UK_Is_Good]

I don't know what kind of bank you are dealing with, but the customer service number on your card should be 24/7.

This happened to me during the Final Four in New Orleans. I had three separate charges totalling about $1200. The transactions didn't show up until I got back home, but when I called the customer service number, they took care of it right away. I had to sign a paper saying I didn't do the transactions.

Once they investigated, the charges were made in Europe. It was determined that someone in NOLA stole the number and sold it overseas. The only places I used the card was at a few restaurants and the hotel where we stayed with team, which was a Hilton, or Hyatt or something.

Did you run into Doug Gottlieb by any chance?

 

[Chuckinden]

Did you run into Doug Gottlieb by any chance?

Lol Not that I know of, but he probably was close by somewhere.

 

[Glochid]

I got a call one day saying that my banking account had been compromised. They caught it after two transactions and cancelled the cards. They were transactions made in Connecticut so maybe that's why they were flagged so quickly. I went to the bank and filled out a form and they put the money back in my account in a few days. In any case, death to thieves.

 

[krazykats]

Yes, got an immediate text from Chase because in 20 minutes I had transactions in Mount Washington, Ky Albany,NY and Athens, GA.

The only bad thing was the transaction out of state could not be stopped so I was out 800 until they replaced the money. Changed acct's in 5 minutes and had to order all new checks and cards. Saved $15 because I wasn't aware checks weren't free, don't use them so it turned out to be a positive.

 

[sefleming]

Yes, It is a pain but we got money back, etc.

 

[UKserialkiller]

I was just looking at my account to see if my paycheck had posted and noticed that I had 3 transactions on my account that I did not do.

The first two transactions were at Sams Club in Elizabethtown for $353.92 and 413.88. The third transaction was at the Sams Club on Preston Hwy in Louisville, also for 413.88.

Man, you're rich. They would've over drafted me on a $25 purchase. Maybe that's why I've never been frauded.

 

[TheTruCatsFan]

Man, you're rich. They would've over drafted me on a $25 purchase. Maybe that's why I've never been frauded.

 

[ukalum_rivals311718]

Never use a debit card to pay for anything online.

This is always what I have been told. Only use a credit card for online shopping or bill paying. I only use a debit card when I am out and about in the local area where I have to actually swipe the card. I know that even that isn't foolproof. Experience has shown that it's easier to deal with credit card fraud than with debit card fraud.

I have set up alerts so that every single time my debit card is used, a text alert is sent to my phone. Often I will get the text before the cashier even finishes the transaction. At least in this case, you can spot the fraud after the first transaction.

 

[st-louie-blue]

I was just looking at my account to see if my paycheck had posted and noticed that I had 3 transactions on my account that I did not do.

The first two transactions were at Sams Club in Elizabethtown for $353.92 and 413.88. The third transaction was at the Sams Club on Preston Hwy in Louisville, also for 413.88.

Has this ever happened to anyone on here and what is the best way to rectify this? With it being my debit card, I will have to wait until the morning to go to the bank to cancel and report it and cancel my card. The number I called on my card, just went on to tell me that the bank was closed. The charges were posted to my account on May 6th. On the bank website, it said that if not reported within 2 days, I COULD be responsible for up to 500.00. Seeing as I noticed it on Friday night after hours, and will go to the bank first thing in the morning, I should be good, right?

Also, anyone that has dealt with this. How much BS will I have to deal with before getting my money back, and how long does it generally take for them to put the money back into my checking account? I pay all of my bills online, so I would imagine the info was stolen that way. I currently have McAfee on my computer. Any better suggestions? I've heard Kaspersky is a pretty safe protection for my computer.

 

[st-louie-blue]

This happen when I was in school at U.K. I grew up in a small town in western Tenn. I family moved into town with the same last night as mine. Their son's first name was the same as mine. He bought an engagement ring for his girl friend. The bank to the money out of my account and not his. All of a sudden I was writing hot checks. My dad made a quick trip to the bank and all was made right. This was back in the late '50s.

 

[RMP82]

Looks like everything will be taken care of. I called the fraud number and was able to get my card blocked. I went to the bank and they started the dispute claim but I have to go back Monday to sign everything. They told me that it was common and that I shouldn't have any problems getting my money back.

Where I'm employed by the Department of Justice, I am supposed to report it to Secret Service for credit reasons according to my boss. I suppose where we are government employees, it could be a national security issue so they'll dig deep into the cyber trail. I really don't follow all of that but I suppose it's good they are on my side.

 

[kyboy1998_rivals34276]

Yes. Recently.

Thankfully the bank recognized it and contacted me.

Pisses me off thinking about it.

 

[Beavis606]

It happened to me about 4 years ago. My bank totally sucked *** about it. There were about 10 small charges (around 50 each). All they did was cancel my card and issue me another one. It was my responsibility to call each of the business listed on the transactions and get a refund myself.

 

[BigBlueGuru1990]

Never had anything stolen, I only keep cash and one bank account just for the paper job direct deposit. When I was on heroin, I hacked into my parents' accounts with relative ease, online and everything. My dad had just paid off a credit card and then I proceeded to transfer $6,000 from that line of credit to my checking account (we had been connected account to account since I was 15, not that I needed it). Not to mention all of the checking, savings, etc. to checking transfers and Western Unions. I know their socials, I'm good with numbers, etc. Not something I'm proud of, but the biggest risk is your own children/family. It's pretty rare outside the family circles to have your information compromised.

 

[jwheat]

It turned out those "free" porn sites werent really that free after all

 

[UKserialkiller]

It turned out those "free" porn sites werent really that free after all

Ha! That reminds me of when I was 27 years old and beating off to porn sites while still living with my 67 year old mom. One particular site was live action web cam girl. The site said it was free. Didn't even ask for credit card. I thought this was awesome. 30 days later, my mom got a phone bill for almost $400 dollars. I guess they went and ahead billed anyway. Mom called phone company and told them that her 12 year old grandson "accidently" clicked on a site. She didn't end up paying it.

 

[WildcatFan1982]

Twice.

Once the UKFCU called me on a Sunday morning to ask me if I had ever been to Sydney. "No, never left North America..." "we didn't think so, someone tried to use your credit card at a brothel. We are cancelling your card and issuing a new one" I was 19 with a $300 limit.

The other was with Traditional Bank. My card got declined buying breakfast at McDonalds. I called to find out why and they said my account had been cancelled due to fraudulent activity. Bang up job of notifying me. I had to wait over a week for a new card.

 

[BlueThruAndThru_rivals115784]

Nope. Adhere strictly to the barter system.

 

[jwheat]

Ha! That reminds me of when I was 27 years old and beating off to porn sites while still living with my 67 year old mom. One particular site was live action web cam girl. The site said it was free. Didn't even ask for credit card. I thought this was awesome. 30 days later, my mom got a phone bill for almost $400 dollars. I guess they went and ahead billed anyway. Mom called phone company and told them that her 12 year old grandson "accidently" clicked on a site. She didn't end up paying it.

Those tits are never free

 

[MegaBlue05]

If someone used my card for a $400 purchase it would be declined unless it was pay day.

< --------- is a poor

To the topic: Happened to me in college. Someone bought $300 worth of stuff at a sex shop in California, less than 10 minutes after I used the same card at a Kroger in Bowling Green.

Bank refunded me in full after accusing me twice of placing the order. I explained Kentucky to California isn't a 9 minute drive.

 

[UKserialkiller]

Those tits are never free

Yeah, funny how live internet titties are more expensive than strip club titties.

 

[fuzz77]

Somewhat along the same lines...about 15 or so years ago I see a charge on my card for a dinner I knew wasn't mine so I called the bank and they refunded the money. A few days later I was talking to the buddy I had been out with that night and told him what had happened. He laughed. After he stopped laughing he told me what I had for dinner that night. He said I shouldn't feel bad...after eating I had gone to the bathroom and puked it all up.
Last time I got chit-faced drunk.

 

[ukfan606]

If they stole my info they would feel sorry for me and donate a few bucks to my account.

 

[Edgehollow]

Had ours popped a couple years ago. Bank called on Friday afternoon, I had just filled up at a gas station and there were 3 charges in Chicago. Pretty sure the Mexican joint on Mulberry in Etown is where the number was stolen. So we were without out check card for the weekend while they sent another one out.

Bank couldn't fix until the charges went thru, but they had $ back in my bank within a couple hours after we filed the paperwork.

I pay cash at that place now.

 

[JHB4UK]

Amazing how common this is apparently. My wife's debit # was stolen a couple years ago, I caught it by looking at our online bank activity 1st thing in the morn and saw a charge a couple hours old for like $20 to a gas station in cali. Called the bank right away and canceled her card, got refunded for the bogus charge within 2 days.

Our bank told me this was common tactic. identity thieves get a new card they 1st go buy something small at a gas station or quik E mart to test that it works. then slam it hard with hundreds/thousand purchases at walmart/best buy/sams, so i probably foiled their next major score just in time.

my wife did a lot of shopping online, since then she only does so at reputable major sources.

 

[SAECATFAN]

I got married in 2010. Does this count?

 

[Beavis606]

I got married in 2010. Does this count?

Yes, but in reverse.

/UKDickyBealRob73

 

[WettCat]

We had our checking accounts hacked last Fall----completely cleared out multiple accounts one weekend. WE alerted our bank Saturday night when only one of them had an issue and they agreed to put a hold on all of them. By Sunday morning, all of them were sitting on $0. We had to reopen all new accounts but the bank covered all losses. They said whoever did it was very sophisticated and knew exactly what they were doing.

What concerns me is that we still don't know how they did it, which means it could happen again.

 

[weused2luvhim2]

Some freaking geeks got my wife's debit card number in 08. Bought about $600 worth of magic the gathering type ****, seriously. I contacted the place the stuff was bought from to try aand get the address where it was shipped. They wouldn't tell me anything. I said it was bought on my card where was it shipped. All I got was I'm sorry sir we can't give you that information. No consequences so why not keep doing it I guess.

 

[Weatheredhoodie]

This happen when I was in school at U.K. I grew up in a small town in western Tenn. I family moved into town with the same last night as mine. Their son's first name was the same as mine. He bought an engagement ring for his girl friend. The bank to the money out of my account and not his. All of a sudden I was writing hot checks. My dad made a quick trip to the bank and all was made right. This was back in the late '50s.

0% chance you graduated from UK.