Anyone here used CarShield?

Vek96

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Jul 4, 2025
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It just seems like a scam. However, if you can’t trust Iced T, then, who can you trust? Mr. Coffee?
 

rick64

Heisman
Jan 25, 2007
23,751
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Be sure to read the fine print and find out what's NOT covered.
 
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HymanKaplan

Heisman
Feb 22, 2024
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Be sure to read the fine print and find out what's NOT covered.
Essentially, nothing is covered. I bought an extended warranty for a truck I bought years ago (never again) and the water pump went out.

Water pump was on the list of covered items. They refused it because they said that it was due to "road debris" Never mind the fact that the old water pump (I asked for the part after the repair) showed no signs of external damage. IOW, they had no justification to rule that as the cause of failure, it was just completely arbitrary. And FINAL. LOL

Extended warranties are ALL useless, except for two items (according to a consumer article I read back in the day): Treadmills, and Plasma televisions (which ceased production 10 years ago) LOL
 
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Game Se7en

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Mar 22, 2025
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Essentially, nothing is covered. I bought an extended warranty for a truck I bought years ago (never again) and the water pump went out.

Water pump was on the list of covered items. They refused it because they said that it was due to "road debris" Never mind the fact that the old water pump (I asked for the part after the repair) showed no signs of external damage. IOW, they had no justification to rule that as the cause of failure, it was just completely arbitrary. And FINAL. LOL

Extended warranties are ALL useless, except for two items (according to a consumer article I read back in the day): Treadmills, and Plasma televisions (which ceased production 10 years ago) LOL

My first car, I was naive so I bought an extended warranty on a used SUV after crazy pressure from the "finance guy". I had 7 days or something to cancel and after 4 or 5 days I decided to cancel after I read the fine print. I went over there and he did everything he could to avoid me so I'd just leave. I asked for his manager and his manager went back to his office andi it was cancelled within 2 minutes and of course the manager came back out to me since the guy wouldn't show his face. I'm sure the clown had already spent the commission money from selling the extended warranty. Never again.
 

Deeeefense

Heisman
Staff member
Aug 22, 2001
44,243
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Car warrants, home warranties are all scams IMO. You are better off never buying any product extended warranty. In the long run the money you save will more than pay for any issues you have and you won't have to argue and plead with anyone to get the repairs you need.
 
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HymanKaplan

Heisman
Feb 22, 2024
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I accidentally purchased an extended warranty for an electronics item I bought off of Amazon a couple of months ago.

I went to cancel it, and Amazon kept sending me a return label, with a notice that they would refund my money once the "item" was received. :ROFLMAO:

Trying to get Amazon to comprehend that an online warranty is not a "tangible" item was an enormously difficult task. :ROFLMAO:

I must have spoken to half the entire population of Bengaluru, India on the phone. it was weird, because they were all named "John" or "Kurt" or "Pam" LOL
 

ukalumni00

Heisman
Jun 22, 2005
23,572
39,767
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Had a home warranty and the HVAC broke and all it would pay for was cheap 3rd party parts from a crappy contractor I would have never called or allowed to come to my house if I was having to fix it on my own.
 

Hank Camacho

Heisman
May 7, 2002
27,987
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The same goes for prepaid legal plans and the like. Even when they pay, the insurance companies have no idea what costs what and it is worse than worthless in most cases.
 
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BBlueD

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Apr 12, 2023
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Had a home warranty and the HVAC broke and all it would pay for was cheap 3rd party parts from a crappy contractor I would have never called or allowed to come to my house if I was having to fix it on my own.

A 100 day/4000 mile warranty came with a Carvana car I bought two years ago. I didn't buy the extended. The transmission went out after a month. I don't blame Carvana, just luck of the draw. I'd do the transaction again. It was just so painless.

Carvana owns the third party warranty company SilverRock. They agreed that the transmission was defective. The car was too new to have aftermarket remans. They wanted to install a salvage yard transmission.

I shopped my regular mechanic and two others. None wanted third party warranty business, especially installing salvage yard parts. I lucked out at the Ford stealership. They took the work and demanded a Ford remain.

In the end I was fortunate that Carvana didn't have an agreement with any Paducah garages. Carvana's options were to tow my car two hours to one of their guys or let my Ford dealer do the $7000 job. My car didn't leave town for repair.

I only had a $100 deductible.

Score one for the good guys.



If you buy one, check and see which mechanics will actually do business with the warranty company.
 

ukalumni00

Heisman
Jun 22, 2005
23,572
39,767
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A 100 day/4000 mile warranty came with a Carvana car I bought two years ago. I didn't buy the extended. The transmission went out after a month. I don't blame Carvana, just luck of the draw. I'd do the transaction again. It was just so painless.

Carvana owns the third party warranty company SilverRock. They agreed that the transmission was defective. The car was too new to have aftermarket remans. They wanted to install a salvage yard transmission.

I shopped my regular mechanic and two others. None wanted third party warranty business, especially installing salvage yard parts. I lucked out at the Ford stealership. They took the work and demanded a Ford remain.

In the end I was fortunate that Carvana didn't have an agreement with any Paducah garages. Carvana's options were to tow my car two hours to one of their guys or let my Ford dealer do the $7000 job. My car didn't leave town for repair.

I only had a $100 deductible.

Score one for the good guys.



If you buy one, check and see which mechanics will actually do business with the warranty company.
Just an FYI, it's worth it to pay a little more to add an OEM coverage endorsement to your personal auto policy because insurance companies will always try and use 3rd party parts in their standard policy language.
 

theKybluedude

Senior
Jul 2, 2025
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I got one on a used Camry I bought from Bill Collins Ford. If I didn’t use it after 3 years I got the cost refunded. Never had a problem and got the refund. I thought that was a pretty fair deal.
 

HymanKaplan

Heisman
Feb 22, 2024
2,289
12,061
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The same goes for prepaid legal plans and the like. Even when they pay, the insurance companies have no idea what costs what and it is worse than worthless in most cases.
Besides, if you ever REALLY need a lawyer, that is probably not the best time to "cheap out"... LOL