Originally posted by FutureCityCats:
Originally posted by TankedCat:
Originally posted by FutureCityCats:
So insurance pays for a free cancer screening colonoscopy. That is, unless a polyp is found, then it is termed a medical procedure which is no longer free. Somewhere around 3K depending of course what your deductible is. Has anyone ever had a colonoscopy where no polyps were found? FCC.
same thing happened to my friend - went in thinking it was free, Doc found polyp - he was under anesthesia and Doc didn't ask (I'm sure he signed some waiver he didn't read beforehand), and boom, $3K and change bill
my ? is - would the procedure still be $3K if you had to do it over again. Like when they replace the timing belt, you just pay for the water pump, because the labor is already built into the cost of the timing belt.
2 years and counting before I'm ready for my close up
I guess it would be free, to answer your question. When deducts were low, 250-500 bucks, it wasn't too bad. But now, I think my deduct is 8K, so it is 3K out of pocket. Now, of course, if they were to find cancer and catch it early, treat it, cure it, and therefore....live, I suppose a person would say, boy, glad they caught that, and only 3K to make sure I live. But unless you are suspect, it seems most people, at least most I know, can't afford that kind of money. So you put it off, maybe, until it's too late. Doesn't seem right, to have to make that kind of decision. FCC.