NCAA exploring athlete compensation

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0

I think the NCAA is just stating this to get everyone off of their case, I don’t see it happening but who knows... This could be wild
 

billieball

Freshman
Jan 28, 2003
78
64
0
If you buy a jersey from Nike with a player's number you are buying that player. Nike can say that without a name you are associating with the school but face the facts do you see anyone buying a Duke number 53 jersey? Only true Duke fans know that number belongs to Brennan Bresser.

I have purchased two Nike Duke jerseys in my lifetime, one a Shane Battier black number 31 and the other a Kyle Singler white number 12.

My point is if we stop the video game from being produced because athletes are not being paid then why are we not stopping Nike, Adidas and Under Armour from producing player jerseys?
 

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
If you buy a jersey from Nike with a player's number you are buying that player. Nike can say that without a name you are associating with the school but face the facts do you see anyone buying a Duke number 53 jersey? Only true Duke fans know that number belongs to Brennan Bresser.

I have purchased two Nike Duke jerseys in my lifetime, one a Shane Battier black number 31 and the other a Kyle Singler white number 12.

My point is if we stop the video game from being produced because athletes are not being paid then why are we not stopping Nike, Adidas and Under Armour from producing player jerseys?

This is why the NCAA won’t let the players profit.... it cuts into their pay day
 

LouisiAaron

All-Conference
Feb 15, 2017
2,305
1,069
3
If this happens then there’s no need for one and done. The NBPA would love this. They don’t want one and done to end.
 

lyonhawk

Senior
Sep 8, 2003
1,157
477
0
It will be interesting to see if they can come up with a way this isn't unfair in recruiting. Nike knows they would sell a lot more Duke Zion jerseys than Clemson Zion jerseys.
 
  • Like
Reactions: BeerPoisoning

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
It will be interesting to see if they can come up with a way this isn't unfair in recruiting. Nike knows they would sell a lot more Duke Zion jerseys than Clemson Zion jerseys.

I think it’s impossible to keep things fair. National exposure at a blue blood basketball school will net way more profit than elsewhere, just like you said. Alabama, Texas, etc. would have a massive upperhand in the football world too. I think football creates the biggest gap... Schools like Alabama, Texas, Ohio St, etc. will make college athletes millions off of their names.

I think the NCAA has their back against the wall though. The NBA changing the OAD rule and trying to jump-start the G-league digs into the NCAA’s pockets. They’re getting pushed to a point where they have to fork out money or profit. Otherwise every notable player will go to the G-league / NBA. College hoops is in danger of a financial landslide.
 

LouisiAaron

All-Conference
Feb 15, 2017
2,305
1,069
3
I think it’s impossible to keep things fair. National exposure at a blue blood basketball school will net way more profit than elsewhere, just like you said. Alabama, Texas, etc. would have a massive upperhand in the football world too. I think football creates the biggest gap... Schools like Alabama, Texas, Ohio St, etc. will make college athletes millions off of their names.

I think the NCAA has their back against the wall though. The NBA changing the OAD rule and trying to jump-start the G-league digs into the NCAA’s pockets. They’re getting pushed to a point where they have to fork out money or profit. Otherwise every notable player will go to the G-league / NBA. College hoops is in danger of a financial landslide.

NBPA have to approve. They were the ones that proposed the one and done to protect older players spots on teams. If the NCAA plays players then the NBPA will say these players don’t need to come in. They’re getting compensated
 

AHILL7405

Redshirt
Jun 21, 2012
3
0
0
I agree with you da. But the one and done needs to be that...done. even after that rule is done there are still players that should be compensated for their value, which is much more than a scholarship. The landslide is really not that much only players that play for a profitable school get paid. Which helps our school out even more.
 

Devilinside

All-Conference
Dec 30, 2010
2,214
2,166
0
You guys are missing the point. A player's name or likeness on an otherwise blank Nike sweatshirt would have minimal popularity and sales. It is the association with the schools which sells the item primarily. How many LeBron James jerseys are there for sale which show no connection to LeBron's team? I hope the NCAA does not go through with this bad unnecessary idea because players in college have not earned the right to personally profit off of fan goodwill that schools have developed over many years. Duke has no moral or other obligation to assist a in profiting on his image by allowing the kid to cannibalize Duke popularity. I am not a Duke fan just because Zion or some other kid is on the team. I am a Zion fan because he went to Duke. If he had gone to UNCheat, we would not even be having this discussion.
 
  • Like
Reactions: AHILL7405

lyonhawk

Senior
Sep 8, 2003
1,157
477
0
You guys are missing the point. A player's name or likeness on an otherwise blank Nike sweatshirt would have minimal popularity and sales. It is the association with the schools which sells the item primarily. How many LeBron James jerseys are there for sale which show no connection to LeBron's team? I hope the NCAA does not go through with this bad unnecessary idea because players in college have not earned the right to personally profit off of fan goodwill that schools have developed over many years. Duke has no moral or other obligation to assist a in profiting on his image by allowing the kid to cannibalize Duke popularity. I am not a Duke fan just because Zion or some other kid is on the team. I am a Zion fan because he went to Duke. If he had gone to UNCheat, we would not even be having this discussion.

Zion would have sold just as many jerseys at any other blue blood as he did at Duke.
 
  • Like
Reactions: AHILL7405

tarheel0910

Junior
Jun 24, 2011
143
201
43
The biggest problem with paying a player revenue from the money a college would get on jersey sales is that it takes away revenue that the school would use to support teams that don't bring in enough revenue on their own. The easiest thing to do would be to let the player go make their own money using their likeness. Let them sell autographs, be a sponsor for a business, etc. I'll propose the same thing here that I did on radar.

1. No contracts signed until the athlete enrolls in school.
2. No payments from boosters are allowed. All payments will be vetted by a third party to make sure no booster money is used either directly or via a middle man.
3. All money will go to a pot for that team and be distributed equally among each player on the team.
4. The sponsor will have to pay an additional 10% of the contract value that will go to a general fund to be used for the "non-revenue" sports.
5. Funds won't be paid out until the end of the school year and the player must still be in good standing.

I think this would reduce some of the money paid under the table and help out a lot of people in the process. It's not perfect, but I think it's better than the current setup.
 

Devilinside

All-Conference
Dec 30, 2010
2,214
2,166
0
Zion would have sold just as many jerseys at any other blue blood as he did at Duke.
Sure. But he would have sold none if it weren't for the school he attended. So if he had gone to a Division II school, sales would have been zip.
 

Devilinside

All-Conference
Dec 30, 2010
2,214
2,166
0
The biggest problem with paying a player revenue from the money a college would get on jersey sales is that it takes away revenue that the school would use to support teams that don't bring in enough revenue on their own. The easiest thing to do would be to let the player go make their own money using their likeness. Let them sell autographs, be a sponsor for a business, etc. I'll propose the same thing here that I did on radar.

1. No contracts signed until the athlete enrolls in school.
2. No payments from boosters are allowed. All payments will be vetted by a third party to make sure no booster money is used either directly or via a middle man.
3. All money will go to a pot for that team and be distributed equally among each player on the team.
4. The sponsor will have to pay an additional 10% of the contract value that will go to a general fund to be used for the "non-revenue" sports.
5. Funds won't be paid out until the end of the school year and the player must still be in good standing.

I think this would reduce some of the money paid under the table and help out a lot of people in the process. It's not perfect, but I think it's better than the current setup.
Unneeded and unnecessary. Just reflects the typical "entitlement" mindset. College students who play basketball are not entitled to a dime. Schools have no reason to re-distribute wealth to the players, or to allow the players to profit personally because of their association with the school. They are getting a free education (except perhaps at UNC) and free exposure which they could not otherwise create for themselves. They come out way ahead of where they would have been without attending the school. Schools provide opportunities for the kids, and are entitled to the rewards from their doing so.
 
  • Like
Reactions: bgeekb and QC Dukie

tarheel0910

Junior
Jun 24, 2011
143
201
43
Schools have no reason to re-distribute wealth to the players, or to allow the players to profit personally because of their association with the school.
The money wouldn't be coming from the school and do they really have a good reason for not allowing them to make their own money?

free exposure which they could not otherwise create for themselves.
They could do it themselves. Zion was already an internet sensation before he went to duke. He didn't need duke to do that.

They come out way ahead of where they would have been without attending the school.
That's debatable.
 

dtodd4475

Senior
Jul 16, 2005
968
825
0
There are TONS of non team apparel with NBA players that sell in the millions. Zion would of been marketed for 7 figures coming out of high school last year if he was allowed to. Most every star has their own logo on shirts, sweatbands, shooting sleves, and lets not forget THE SHOES!!!! You must not know many kids if you don't think getting the Kyree's, KD's, Paul George, etc. line of gear doesn't sell without the team name. Air Jordan still lines people up. The stars will sell!!!!!
 

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
The biggest problem with paying a player revenue from the money a college would get on jersey sales is that it takes away revenue that the school would use to support teams that don't bring in enough revenue on their own. The easiest thing to do would be to let the player go make their own money using their likeness. Let them sell autographs, be a sponsor for a business, etc. I'll propose the same thing here that I did on radar.

1. No contracts signed until the athlete enrolls in school.
2. No payments from boosters are allowed. All payments will be vetted by a third party to make sure no booster money is used either directly or via a middle man.
3. All money will go to a pot for that team and be distributed equally among each player on the team.
4. The sponsor will have to pay an additional 10% of the contract value that will go to a general fund to be used for the "non-revenue" sports.
5. Funds won't be paid out until the end of the school year and the player must still be in good standing.

I think this would reduce some of the money paid under the table and help out a lot of people in the process. It's not perfect, but I think it's better than the current setup.
I don’t think your ideas are bad but let’s just put things into perspective real quick.

Players at these big-time schools live the American Dream. They are treated as royalty, eat 5-star food, fly via private jet or first class to noteworthy locations and venues. Staff (coaching, medical, training, conditioning) is top quality. These programs have elite facilities and their players are showered with national exposure in more ways than just TV time.

Duke men’s basketball total expenses this past year was $21.8 million. That’s not an amount from a Google article. It’s directly from Duke Athletics equity report. I’m not sure on UNC, Kansas, UK, etc. numbers but I would imagine that they are within the neighborhood. Weighting it between roster/coaches that’s about $1M expense per person.

These schools have a contract with a major shoe brand. That brand not only provides sweet uniforms and shoes but any product of that company that a player desires is provided at the snap of a finger. Gifting of limited edition sneakers (or any gear) is a regular thing. I’ll stop there for sake of purely sticking to facts. - But it’s oblivious to believe that there isn’t more perks involved.

NCAA athletes are allowed to receive total cost of tuition financial aid in addition to their full-ride athletic scholarships. Room/board and books are roughly $20,000 for these major programs. Added into that amount is also “supplies” and that’s listed as an includable feature of total cost of tuition. The word supplies is an undefined word in the NCAA rules guideline. This is a loophole that could really jack up the amount by including expenses for high-dollar electronics. To top it off there is an additional part of the total cost noted as “individual circumstances expense.” This part has no regulation noted. It’s virtually defined as miscellaneous expenses. For sake of continuing to stick to the facts I won’t dig into that one. I think we can both agree that those “expenses” are probably not small dollar amounts for the blue chip recruits.

I’ve done some deep research on this topic and I can list quite a few other legal loopholes that are likely exploited. We won’t assume who’s doing what but I think it’s safe to assume that almost everyone is doing something. Even prior to college hoops, the AAU / shoe companies partnership is a pretty dark world. There’s a ton of dirty hands.

The NCAA isn’t stupid. They pretend to do a little patchwork and “oooo gotcha!” Here and there for decoration. Most of these loopholes are compliments of the NCAA. They didn’t accidentally fail to make things clear and strict. They know players are getting paid and they’re pretending to prevent it. As much as we want to believe a feel-good story, the NCAA is a business and businesses are about profit. They could bust any blue blood in 2.5 seconds, the problem is that punishing them punishes their pockets. These programs not only boast the largest fan bases but their players are money makers.

*** Don’t get me wrong. Big time players would make way more profit off of their own image. I just attempted debunking the consensus mindset that these kids are forced to eat McDonald’s and can’t afford a new outfit.
 

tarheel0910

Junior
Jun 24, 2011
143
201
43
I don’t think your ideas are bad but let’s just put things into perspective real quick.

Players at these big-time schools live the American Dream. They are treated as royalty, eat 5-star food, fly via private jet or first class to noteworthy locations and venues. Staff (coaching, medical, training, conditioning) is top quality. These programs have elite facilities and their players are showered with national exposure in more ways than just TV time.

Duke men’s basketball total expenses this past year was $21.8 million. That’s not an amount from a Google article. It’s directly from Duke Athletics equity report. I’m not sure on UNC, Kansas, UK, etc. numbers but I would imagine that they are within the neighborhood. Weighting it between roster/coaches that’s about $1M expense per person.

These schools have a contract with a major shoe brand. That brand not only provides sweet uniforms and shoes but any product of that company that a player desires is provided at the snap of a finger. Gifting of limited edition sneakers (or any gear) is a regular thing. I’ll stop there for sake of purely sticking to facts. - But it’s oblivious to believe that there isn’t more perks involved.

NCAA athletes are allowed to receive total cost of tuition financial aid in addition to their full-ride athletic scholarships. Room/board and books are roughly $20,000 for these major programs. Added into that amount is also “supplies” and that’s listed as an includable feature of total cost of tuition. The word supplies is an undefined word in the NCAA rules guideline. This is a loophole that could really jack up the amount by including expenses for high-dollar electronics. To top it off there is an additional part of the total cost noted as “individual circumstances expense.” This part has no regulation noted. It’s virtually defined as miscellaneous expenses. For sake of continuing to stick to the facts I won’t dig into that one. I think we can both agree that those “expenses” are probably not small dollar amounts for the blue chip recruits.

I’ve done some deep research on this topic and I can list quite a few other legal loopholes that are likely exploited. We won’t assume who’s doing what but I think it’s safe to assume that almost everyone is doing something. Even prior to college hoops, the AAU / shoe companies partnership is a pretty dark world. There’s a ton of dirty hands.

The NCAA isn’t stupid. They pretend to do a little patchwork and “oooo gotcha!” Here and there for decoration. Most of these loopholes are compliments of the NCAA. They didn’t accidentally fail to make things clear and strict. They know players are getting paid and they’re pretending to prevent it. As much as we want to believe a feel-good story, the NCAA is a business and businesses are about profit. They could bust any blue blood in 2.5 seconds, the problem is that punishing them punishes their pockets. These programs not only boast the largest fan bases but their players are money makers.

*** Don’t get me wrong. Big time players would make way more profit off of their own image. I just attempted debunking the consensus mindset that these kids are forced to eat McDonald’s and can’t afford a new outfit.
I don't think any rational person would say they aren't getting anything of value like the scholarship, training, gear, etc. I don't really think that's the argument. The issue is allowing them to do something on their own and receive their market value. Why should the NCAA have the ability to take away the opportunity for an athlete to sell their image just like any other scholarship student? Other scholarship students get some nice perks too and they are allowed to make money off of their likeness. It's not one or the other for them. It seems like the NCAA has taken something away just because they want to. I don't think there is any logic behind not allowing an athlete to do what any normal scholarship student can do.
 

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
I don't think any rational person would say they aren't getting anything of value like the scholarship, training, gear, etc. I don't really think that's the argument. The issue is allowing them to do something on their own and receive their market value. Why should the NCAA have the ability to take away the opportunity for an athlete to sell their image just like any other scholarship student? Other scholarship students get some nice perks too and they are allowed to make money off of their likeness. It's not one or the other for them. It seems like the NCAA has taken something away just because they want to. I don't think there is any logic behind not allowing an athlete to do what any normal scholarship student can do.

If that were to happen NCAA athletes would be required to sign a contract upon signing with a school. That contract wouldn’t allow players to do anything with their image involving the school or NCAA without consent. Of course that consent would come with pay expectation. The legalities of all that would be a country mile long.

Professional athletes don’t have to worry about all of that legal jargon because their agents handle it. So if we allow college athletes to enter the realm of being paid for their image, they’ll need to hire agents as well or there will be a dumpster fire of lawsuits everywhere. We’ll see suspensions and hefty fines handed out to all kinds of players.

In the end it just creates more drama and controversy. That’s just my 2 cents though, we all see it a bit differently.
 

lyonhawk

Senior
Sep 8, 2003
1,157
477
0
If that were to happen NCAA athletes would be required to sign a contract upon signing with a school. That contract wouldn’t allow players to do anything with their image involving the school or NCAA without consent. Of course that consent would come with pay expectation. The legalities of all that would be a country mile long.

Professional athletes don’t have to worry about all of that legal jargon because their agents handle it. So if we allow college athletes to enter the realm of being paid for their image, they’ll need to hire agents as well or there will be a dumpster fire of lawsuits everywhere. We’ll see suspensions and hefty fines handed out to all kinds of players.

In the end it just creates more drama and controversy. That’s just my 2 cents though, we all see it a bit differently.

Players can already sign with NCAA approved agents. Just extend that down to high school. This isn't the hard part. The hard part will remain how to make it fair when Nike can legally change your contract based on which school you go to.
 
  • Like
Reactions: BeerPoisoning

Devilinside

All-Conference
Dec 30, 2010
2,214
2,166
0
If that were to happen NCAA athletes would be required to sign a contract upon signing with a school. That contract wouldn’t allow players to do anything with their image involving the school or NCAA without consent. Of course that consent would come with pay expectation. The legalities of all that would be a country mile long.

Professional athletes don’t have to worry about all of that legal jargon because their agents handle it. So if we allow college athletes to enter the realm of being paid for their image, they’ll need to hire agents as well or there will be a dumpster fire of lawsuits everywhere. We’ll see suspensions and hefty fines handed out to all kinds of players.

In the end it just creates more drama and controversy. That’s just my 2 cents though, we all see it a bit differently.
Whether an agent is involved or not has no effect upon "legal jargon". Pro athletes have to worry about it and can only hope they are receiving correct advice from their lawyers, not their agents. There are some things pro players cannot do because the NBA forbids them. A college student is going to have to comply with NCAA and/or university rules whether he has an agent or lawyer or not.
 

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
Whether an agent is involved or not has no effect upon "legal jargon". Pro athletes have to worry about it and can only hope they are receiving correct advice from their lawyers, not their agents. There are some things pro players cannot do because the NBA forbids them. A college student is going to have to comply with NCAA and/or university rules whether he has an agent or lawyer or not.

So you’re telling me that lawyers schedule/set-up endorsement events for professional athletes?

Lol interesting.
 

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
You guys are missing the point. A player's name or likeness on an otherwise blank Nike sweatshirt
Duke and Nike are in a contract. Any Duke apparel with a swoosh logo makes the revenue belong to Nike. They do write Duke a royalty check but the amount Duke receives per purchase is really minimal. I’d guess that Duke might get $1.50 for a $25 t-shirt.

would have minimal popularity and sales. It is the association with the schools which sells the item primarily. How many LeBron James jerseys are there for sale which show no connection to LeBron's team?
There’s really nothing in existence as a blank jersey with a player’s name stitched in lol....

On the other hand, LeBron’s has a clothing line within Nike just like Curry has one within Under Armour. Both are profitable and relatively popular.
 

Devilinside

All-Conference
Dec 30, 2010
2,214
2,166
0
So you’re telling me that lawyers schedule/set-up endorsement events for professional athletes?

Lol interesting.
No, they determine the legality of those proposed events. Agents cannot and do not decide legal issues. So before an athlete could undertake an endorsement, he would need to get clearance confirming he would not be violating any rules. For example, the NFL has strict rules governing what may appear on the athlete's jersey and regarding the uses which may be made of NFL trademarks, just to name a few examples. So, the agents propose the events, the lawyers clear them, and then the events are scheduled. Keep laughing, Dude. Sooner or later you might get it.
 

QC Dukie

All-American
Apr 16, 2014
6,598
9,060
0
No, they determine the legality of those proposed events. Agents cannot and do not decide legal issues. So before an athlete could undertake an endorsement, he would need to get clearance confirming he would not be violating any rules. For example, the NFL has strict rules governing what may appear on the athlete's jersey and regarding the uses which may be made of NFL trademarks, just to name a few examples. So, the agents propose the events, the lawyers clear them, and then the events are scheduled. Keep laughing, Dude. Sooner or later you might get it.
Not likely
 
  • Like
Reactions: Devilinside

Thinkpositivepc2

Freshman
Jan 23, 2017
120
66
0
The Jersey issue will be TOUGH. They would have to be for that current year or else I could say i'm buying a Jabari Parker #1 jersey instead of a Zion #1 jersey.

Football would be tougher. My Alabama #5 jersey could represent 2 players on the same team..You cant say "oh this is a QB jersey".
 

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
No, they determine the legality of those proposed events. Agents cannot and do not decide legal issues. So before an athlete could undertake an endorsement, he would need to get clearance confirming he would not be violating any rules. For example, the NFL has strict rules governing what may appear on the athlete's jersey and regarding the uses which may be made of NFL trademarks, just to name a few examples. So, the agents propose the events, the lawyers clear them, and then the events are scheduled. Keep laughing, Dude. Sooner or later you might get it.
Majority of agents are also sports lawyers as they hold a law degree. They take responsibility for negotiation/legality in endorsements. Non-majority have received heavy training in finance law earning a business degree and sports mgmt MBA. It’s rare to hear of an athlete hiring an agent then agent hiring an attorney. There are sports lawyers who are not sports agents though. They have a different field of work by handling finance/rep services for organizations, player union, etc.

I laughed because you implied that agents and lawyers are separate people when typically they are the same person.
 

Devilinside

All-Conference
Dec 30, 2010
2,214
2,166
0
Majority of agents are also sports lawyers as they hold a law degree. They take responsibility for negotiation/legality in endorsements. Non-majority have received heavy training in finance law earning a business degree and sports mgmt MBA. It’s rare to hear of an athlete hiring an agent then agent hiring an attorney. There are sports lawyers who are not sports agents though. They have a different field of work by handling finance/rep services for organizations, player union, etc.

I laughed because you implied that agents and lawyers are separate people when typically they are the same person.
You state a lot of stuff as facts. Show me your source for your "fact" that the majority of agents are also lawyers. I will bet that virtually every big name player has a team comprised of lawyers and agents. Big agencies employ both. Many agents have no training in finance, have no MBA's and are not lawyers. They are front men. That is their job. They "sell" the player. Not a really good way to try to win a debate by citing a bunch of statistically unprovable facts. My bet is that you are not a lawyer, an MBA, or a financial advisor, and are arguing based solely upon what you believe or assume to be the case.
 
  • Like
Reactions: QC Dukie

BeerPoisoning

Senior
Feb 17, 2019
1,260
980
0
You state a lot of stuff as facts. Show me your source for your "fact" that the majority of agents are also lawyers. I will bet that virtually every big name player has a team comprised of lawyers and agents. Big agencies employ both. Many agents have no training in finance, have no MBA's and are not lawyers. They are front men. That is their job. They "sell" the player. Not a really good way to try to win a debate by citing a bunch of statistically unprovable facts. My bet is that you are not a lawyer, an MBA, or a financial advisor, and are arguing based solely upon what you believe or assume to be the case.

Pot calling the kettle black - Your statements were also portrayed factual. Athletes can only have 1 certified representative, what do you mean a team compromised of agents? The big agencies you speak of are typically sports and entertainment both. My statement was that majority sporting agents are lawyers. You are out of your mind if you think agents are negotiating contracts with 0 finance knowledge. How can they sell a player without being financially talented? Come on dude... Sheesh. I’m not a lawyer / financial advisor, good bet. Not sure what that has to do with anything. Do I have to be a doctor to know that chest pain is a heart attack symptom? Also, I never said any statistics. I used the word ‘majority’ - Is that a bunch of statistics? My source came from retained knowledge learned through years of being a sports fan. Since you want some sources I’ll quickly Google for you.

“A sports agent advocates and represents the legal and business affairs of a professional athlete.”
https://sportslaw.uslegal.com/sports-agents-and-contracts/sports-agents-history-and-law/

“Due to the length and complexity of contracts, many sports agents are lawyers or have a background in contract law. Agents are expected to be knowledgeable about finance, business management, and financial and risk analysis.”
(There’s a reference section at the bottom if you need the pure source)
https://en.m.wikipedia.org/wiki/Sports_agent

I could post a million things but I just clicked the first 2 search results. NBAP official website has the NBA collective bargaining agreement posted for agent certification exam. You should check out all that information on agent responsibilities.