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rillaman

Heisman
May 10, 2009
18,777
11,996
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JeffT819 said:
ACA really benefits people under the subsidy cliff. My wife and I paid $36,000 for insurance this year and it increases to $48,000 next year. If an older married couple is making a combined $90,000 ACA insurance is unaffordable.
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Really hard on people that want to retire early. ACA plans don't allow the carriers to assess risk. So you are assessed based on one thing, age. Doesn't matter if you are a healthy marathon runner, or a smoking retired truck driver. That's not good for someone in your/your wife's age range. The ACA rates have to consider all those high risk people that they have to cover, so the premiums are going to be high.

Another pressure to continue working until medicare age, so you can be under an employer sponsored plan. Hopefully one that is priced based on risk, not ACA. The rising ACA rates have to be a significant consideration for those thinking about early retirement.

ACA is a really interesting topic that most don't want to go beyond surface level on. Once you start peeling it back, you realize it hurt a significantly higher % of people than the % it helped.
 
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S

stoneaxe27

All-American
Sep 22, 2006
6,038
6,768
113

This is the consensus of non-political reports, that is reports not found on X or RW Media.​

​

Fact Check: Have healthcare costs risen faster since the Affordable Care Act was passed?​

By Keshav Srikant·April 22, 2025

No​

While health care costs have continued to increase since President Obama signed the Affordable Care Act into law in 2010, they’ve done so at a slower rate than in the years before the law was passed.

A 2021 study published in JAMA found that out-of-pocket healthcare expenses increased at an average of 3.4% a year from 2000-2009 and 1.9% a year from 2010-2018, after the ACA. This may be partially attributable to macroeconomic conditions: inflation was slightly lower from 2010 to 2018 (1.77%) than 2000-2009 (2.56%). A 2020 Health Affairs study noted annual healthcare spending growth decreased from 6.9% (2000-2009) to 4.3% (2010-2018) post-ACA, and that though the literature debated the ACA’s role in this, no paper linked the ACA to increased growth in healthcare spending.

In 2023 dollars, healthcare spending per person was about $11,150 in 2010 and $14,500 by 2023.
 
R

rillaman

Heisman
May 10, 2009
18,777
11,996
113
stoneaxe27 said:

This is the consensus of non-political reports, that is reports not found on X or RW Media.​

​

Fact Check: Have healthcare costs risen faster since the Affordable Care Act was passed?​

By Keshav Srikant·April 22, 2025

No​

While health care costs have continued to increase since President Obama signed the Affordable Care Act into law in 2010, they’ve done so at a slower rate than in the years before the law was passed.

A 2021 study published in JAMA found that out-of-pocket healthcare expenses increased at an average of 3.4% a year from 2000-2009 and 1.9% a year from 2010-2018, after the ACA. This may be partially attributable to macroeconomic conditions: inflation was slightly lower from 2010 to 2018 (1.77%) than 2000-2009 (2.56%). A 2020 Health Affairs study noted annual healthcare spending growth decreased from 6.9% (2000-2009) to 4.3% (2010-2018) post-ACA, and that though the literature debated the ACA’s role in this, no paper linked the ACA to increased growth in healthcare spending.

In 2023 dollars, healthcare spending per person was about $11,150 in 2010 and $14,500 by 2023.
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It was about $8,400 in 2010, and is over $16k now. Success!

GROWTH IN U.S. HEALTH SPENDING REMAINS SLOW IN 2010

U.S. health care spending experienced historically low rates of growth in 2009 and 2010 according to the annual report of national health expenditures (NHE) published in the January issue of the journal Health Affairs.
www.cms.gov www.cms.gov
 
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I

ILisBest

All-American
Jun 16, 2007
8,026
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D

dtrain79

Heisman
Jul 13, 2006
49,130
27,897
113
Uncoach said:
IOW, they are cheating. And the NYT of all publications is reporting it.

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I've written my election preview, and I have comments on this. I'd love to see Dems lose because of this shenanigan.

The second Dan Sullivan is really dirty pool.

Not liking Trump does not absolve Dems of their own BS.
 
D

dtrain79

Heisman
Jul 13, 2006
49,130
27,897
113
ILisBest said:
When media doesn't tell the entire story, the sheep head for the trough

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First, it strikes me that the first four names on that chart are all in the same camp. Trump of course was the only one who didn't serve two terms (so his $100 became number is artificially lower), but inflation really took a nosedive starting in the late 2000s and didn't pick back up until Covid hit.

As for Biden, I'm pretty sure Americans know he sucked on inflation. Trump 2 prices are basically about the same as they were in terms of inflation rate as the last 12-18 months under Biden (which wasn't great). THE PROBLEM IS LESS THE RATE, MORE THAT AMERICANS ACTUALLY SEEM TO UNDERSTAND THAT TARIFFS PUT UPWARD PRESSURE ON INFLATION. I'd have never bet on Americans catching this, but man they have. That's hurting Trump bad.
 
D

dtrain79

Heisman
Jul 13, 2006
49,130
27,897
113
tjfleck6 said:
Next Tuesday could be extremely disappointing for the deranged. Even deranged fake R Lisa M is upset with the cheating Dems and Mary P.




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I posted here how I’d vote in the contested Senate races. I’d vote for Sullivan, the Senator.

Explain to me how I will be disappointed if he wins.
 
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