I think NIL & transferring every year is widening the gap between P4 & G% and even P2 with P3 & P4. Will only get bigger imo. Need another subdivision between BCS & FCS for G5.
Have thought this for a good while. Last year's final four was OSU, Penn State, Texas and Notre Dame, all with huge fanbases and loads of money.
This year, the final 8 include OSU, Bama, Georgia, Miami, Oregon - all same type of schools as last year, plus Mississippi (lots of solid tradition plus SEC $$$), and the two newbies on the block, IU and Tex Tech. But Tech has an oil sugar daddy that basically bought and paid for their roster as well, and seems like IU (like most large B10 schools) has buckets of money too. Don't be surprised if the final 4 this year is OSU, Bama, Georgia and Oregon.
Even when a school in G5 or the lower levels of P4 gets lucky and has a few star players, unless the rules are changed substantially (highly unlikely) it will be well nigh impossible to hang on to them more than one year if a much richer school makes them an offer they can't refuse.