The truth about the ACA.

May 2, 2004
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Don't care what you doubt. What there is no doubt about, is you are the a whinny little boy.
Your pattern of misspellings indicate that you're an uneducated dolt. Probably worked unskilled jobs all your life. Now you're laughing all the way to the bank as you steal from younger generations.
 

downw/ball-lineD

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Given what I have earned, and will earn, over my career and what has been paid into Medicare and SS (currently at 15.3%), at full retirement (66 1/2 yrs old), I would gladly accept a check for what has been contributed on my behalf and promise to never accept another dime from the government.

I agree and would take that ( if offered) in a second
 

RacerX.ksr

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Sooner or later some dumbass is going to come on here with some averages that don't take into consideration the average life span of Americans. He's also going to leave out the part about the amount of people that draw off the system who have never paid one cent into it. He's going to use this argument to disparage those people who have supported the system their entire lives, regardless of their contribution. He will make no mention of the fact that SS tax is only paid on the part of salaries that encompass the common man but in no way affect those of the wealthy, or the poor. He will then attempt to denigrate a productive member of society who has paved the way for him and his mail order/street corner wife to procreate irresponsibly at the expense of working Americans.

Watch for him, he will be here.
 
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Mar 26, 2007
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This. The healthcare economy is busted because third parties negotiate for payment instead of the patient. Patients, given transparent pricing, would make rational decisions. Providers, knowing that their prices have a marginal demand curve would price accordingly. Speculation in provider contracting by health insurers ruins it.

So, how about this? Make it illegal for health insurers to reimburse providers directly and negotiate prices with the providers. Make insurance a member-only reimbursement arrangement so that it's only job is to spread risk among insureds. If the member shops for lower prices they keep the delta between the indemnity payment and the actual charges.

IDK, maybe there is no model that works.
The problem with this is that even providers often have no idea what the "sticker price" is, much less the cost of production, especially in hospital care. There's no such thing as an MSRP in medicine. Companies make hospitals and provider groups sign non-disclosure agreements once they've struck a bargain, so even if you DO know how much it'll cost your patient, you have no idea whether it's cheaper or more expensive somewhere else.

And when it comes to drug R&D, all of us are subsidizing the world's pharmaceutical choices. We pay these exorbitant prices in the US, meanwhile every other government negotiates the price down to a reasonable level.

It's filthy as hell, but no politician has the power to challenge that system. Too many billions changing hands every day.
 

RacerX.ksr

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The problem with this is that even providers often have no idea what the "sticker price" is, much less the cost of production, especially in hospital care. There's no such thing as an MSRP in medicine. Companies make hospitals and provider groups sign non-disclosure agreements once they've struck a bargain, so even if you DO know how much it'll cost your patient, you have no idea whether it's cheaper or more expensive somewhere else.

And when it comes to drug R&D, all of us are subsidizing the world's pharmaceutical choices. We pay these exorbitant prices in the US, meanwhile every other government negotiates the price down to a reasonable level.

It's filthy as hell, but no politician has the power to challenge that system. Too many billions changing hands every day.
Can't disagree with this. But why is the cost of say, an MRI, so different? If I want a brake job done on my car, it costs about the same regardless of where I choose to have the work done. Same goes for the rest of my work. If I go to the dealer, they are going to charge the most. The rest of the people charge about the same.

What if all of a sudden each place decided that the minimum price for a brake job was $1,000?
 
Mar 26, 2007
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Can't disagree with this. But why is the cost of say, an MRI, so different? If I want a brake job done on my car, it costs about the same regardless of where I choose to have the work done. Same goes for the rest of my work. If I go to the dealer, they are going to charge the most. The rest of the people charge about the same.

What if all of a sudden each place decided that the minimum price for a brake job was $1,000?
Depends on what type of profit the facility needs, exactly how new the MR machine is, etc. Most radiologists and radiology techs are gonna be paid about the same in a given city per image taken. It's all the other stuff that's so variable and so tough to predict unless you're the people writing up the bills.
 

mdlUK.1

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Your pattern of misspellings indicate that you're an uneducated dolt. Probably worked unskilled jobs all your life. Now you're laughing all the way to the bank as you steal from younger generations.
Well. I'm definitely laughing at your sorry ***. I only wish I could actually see your tears. [roll]
 

-LEK-

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Lol, your tears are adding years to my life.

Keep crying and I'll keep on using all that free stuff you losers whine about.
Are you slow? It was the free stuff baby boomers get. Yet they think they've paid in and deserve it. But I guess you're response was "nu uh. "

If you're going to respond, at least keep up. It's difficult dealing with all you Opeys.
 

-LEK-

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Please stop. I can't take many more of your tears. I might explode with joy.

And I need to call the government to find out where my free **** is. It's probably with my white privilge card.
Right. Numbers show how much free stuff you get. That is what normal people call facts. But grats to you, for getting it. Just like the people you complain about the most. Ironic.
 

-LEK-

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Ive paid my share. And I'm willing to give it up.

They should give tax reductions for those who decide to reject the monthly ss payments.

Maybe I'm just a better American Patriot than you wanna be Uncle Sams
Willy, that's the thing. People use more than they put in.
 

-LEK-

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Given what I have earned, and will earn, over my career and what has been paid into Medicare and SS (currently at 15.3%), at full retirement (66 1/2 yrs old), I would gladly accept a check for what has been contributed on my behalf and promise to never accept another dime from the government.
Nothing better than magical thinking to justify entitlement. Numbers show something different than your magical I deserve it line. All welfare recipients justify it.
 

rmattox

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Don't totally agree, but I understand the frustrations of crazy and those that share his views. The problem has many components. For years, our gov. made promises that people, in good faith, based life decisions on. SS was a good idea, but somewhere along the way, the gov made it a retirement program where it was not designed as such.
When selecting a profession in 1978, I made my decision to some extent based on "promises" associated with that profession and would be in a world of hurt if the rug was pulled out from under me. Had those promises not been in place, I likely would have selected another profession. Changes are needed. In fact, changes were made that required me to pay around $ 500 per month for insurance where it had been totally free to others before me. I understand the need for the change. We can't continue to bankrupt the country and those few workers trying to support the system. At the same time, we can't renege on the promises made by our gov (us) to those who worked hard all their lives depending on those promises.

Personally, I've paid into SS over the years, yet I will never be permitted to "draw" due to having another retirement plan. Others in my position were able to double dip for years but that was put to an end. While it hurts my wallet, I understand and agree. No gripes.
 

mdlUK.1

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Are you slow? It was the free stuff baby boomers get. Yet they think they've paid in and deserve it. But I guess you're response was "nu uh. "

If you're going to respond, at least keep up. It's difficult dealing with all you Opeys.
Slow? You're the one calling "free stuff" the things I was forced to PAY IN TO by mostly the idiots you support!
 
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mdlUK.1

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Right. Numbers show how much free stuff you get. That is what normal people call facts. But grats to you, for getting it. Just like the people you complain about the most. Ironic.
What exactly are these free things? I agree that if I live long enough, I will get back more than I paid it but whose fault is that? And that doesn't change the FACT that I was forced to PAY to get them. And now when it's my turn to receive the benefits, you want to change the rules.
 

-LEK-

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Slow? You're the one calling "free stuff" the things I was forced to PAY INTO by mostly the idiots you support!
It's ok man. Whatever you have to do to justify your free stuff. Fact is you use more than you paid in.

If you get more than you pay? That's free stuff.

I know you can get this!
 

mdlUK.1

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It's ok man. Whatever you have to do to justify your free stuff. Fact is you use more than you paid in.

If you get more than you pay? That's free stuff.

I know you can get this!
Eventually, if I live long enough, I will get more than I put in but not at this time. So, it's not free yet. I didn't make the rules. I have no problem changing them for people like you that have time to adjust.
 

warrior-cat

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Oct 22, 2004
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This is the crap I am talking about. Baby Boomers are the most crying non deserving wanting free stuff socialists in our society. Its claims like, we paid into it etc.

How about this:

"According to the institute’s data, a two-earner couple receiving an average wage — $44,600 per spouse in 2012 dollars — and turning 65 in 2010 would have paid $722,000 into Social Security and Medicare and can be expected to take out $966,000 in benefits. So, this couple will be paid about one-third more in benefits than they paid in taxes.

If a similar couple had retired in 1980, they would have gotten back almost three times what they put in. And if they had retired in 1960, they would have gotten back more than eight times what they paid in. The bigger discrepancies common decades ago can be traced in part to the fact that some of these individuals’ working lives came before Social Security taxes were collected beginning in 1937.

Some types of families did much better than average. A couple with only one spouse working (and receiving the same average wage) would have paid in $361,000 if they turned 65 in 2010, but can expect to get back $854,000 — more than double what they paid in. In 1980, this same 65-year-old couple would have received five times more than what they paid in, while in 1960, such a couple would have ended up with 14 times what they put in.

Such findings suggest that, even allowing for inflation and investment gains, many seniors will receive much more in benefits than what they paid in."


http://www.politifact.com/truth-o-m...re-and-social-security-what-you-paid-what-yo/

You people milk the system at all costs. So yes, you get tons of free stuff and more subsidies than any group in America.

Such findings suggest that, even allowing for inflation and investment gains, many seniors will receive much more in benefits than what they paid in.
Doubt all of those numbers are true. Probably based on projected and possible payouts to some. Could be same math others were using a year or so back saying that Obama's addition to the national debt was mainly because of the Iraq and Afghanistan wars. After researching the claims it came out to be just over a trillion for the whole thing including the Bush years. The people ranting about it were adding in projected and possible cost 10 years of more out. Many findings these days seem to be based on a biased thought process and so are exaggerated. But more importantly, I have seen no free stuff and continue to pay into the system. I hope some of you realize that SS is taxed as well as is my retirement so, when that happens, I will still be paying in.
 

mdlUK.1

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And why do all these people complaining about Medicare and SS, have no issue with obama and clinton wanting to bring thousands of muslims into the country that will actually be getting free stuff?
 
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warrior-cat

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And why are all these people complaining about Medicare and SS, have no issue with obama and clinton wanting to bring thousands of muslims into the country that will actually be getting free stuff?
Probably because they hate the older generation and don't want them to have what they think they now deserve just because they exist. Couple that with the point that they know if the baby boomers get what they paid in and don't die off, some one will have to work in order to pay for the free stuff they get/want now. What will happen when the 51% become the 49% or lower? It is coming.
 

qwesley

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There is no doubt boomers hit the peak of our economy and got the most of any generation. On top of entitlements, private pensions are pretty much gone and the vast majority of public ones are grossly underfunded. Not really blaming them but they do like being pandered to by pols who are very eager to pander to them.
 

starchief

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There is no doubt boomers hit the peak of our economy and got the most of any generation. On top of entitlements, private pensions are pretty much gone and the vast majority of public ones are grossly underfunded. Not really blaming them but they do like being pandered to by pols who are very eager to pander to them.

This is the human condition. If it's free, take it. I have a brother-in-law who, I know, is worth over a million dollars. Bitched about people taking welfare his entire life. He needed a wheelchair. Medicare would provide him with a free one. He wanted a better one so he paid $6K for a custom-built one. And, yep, he also took the free one from Medicare "for a spare." After he got them he uses neither one of them.

I understand why people may not be happy with others collecting SS and Medicare - getting back more than they paid in. But what gets me is them implying that, when it comes their time to cash in what they paid for their entire working life, they won't do it because they don't want younger generations bearing that burden.

Guess what? At 8 AM on the day they qualify, crazy and LEK (and everyone else) will be at the door of the SS office to sign up for all the "free stuff" they are entitled to get.

Nobility goes out the door at crunch time.
 
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qwesley

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In many cultures if you get robbed or conned it is seen as your fault for being put in that position. I guess we are headed that way as well.
 
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-LEK-

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Doubt all of those numbers are true. Probably based on projected and possible payouts to some. Could be same math others were using a year or so back saying that Obama's addition to the national debt was mainly because of the Iraq and Afghanistan wars. After researching the claims it came out to be just over a trillion for the whole thing including the Bush years. The people ranting about it were adding in projected and possible cost 10 years of more out. Many findings these days seem to be based on a biased thought process and so are exaggerated. But more importantly, I have seen no free stuff and continue to pay into the system. I hope some of you realize that SS is taxed as well as is my retirement so, when that happens, I will still be paying in.
Warrior, you put your life on the line for me and everyone in this country. We can not give you and other vets enough. You have paid more than enough.

Look, I'm just citing numbers over all. There are obviously exceptions to every thing. But saying that since another study was wrong means this is wrong is silly.

I just think it's funny seeing so many people claiming they've paid in and earned it, when essentially half their income coming in is subsidized by me. They ***** about others getting subsidies, but I pay those too. They don't. It's ridiculous.
 

-LEK-

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This is the human condition. If it's free, take it. I have a brother-in-law who, I know, is worth over a million dollars. Bitched about people taking welfare his entire life. He needed a wheelchair. Medicare would provide him with a free one. He wanted a better one so he paid $6K for a custom-built one. And, yep, he also took the free one from Medicare "for a spare." After he got them he uses neither one of them.

I understand why people may not be happy with others collecting SS and Medicare - getting back more than they paid in. But what gets me is them implying that, when it comes their time to cash in what they paid for their entire working life, they won't do it because they don't want younger generations bearing that burden.

Guess what? At 8 AM on the day they qualify, crazy and LEK (and everyone else) will be at the door of the SS office to sign up for all the "free stuff" they are entitled to get.

Nobility goes out the door at crunch time.
Glad we both agree you get free stuff. Difference, is a lot ***** at others for doing same. And it's not always earned.
 

warrior-cat

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Oct 22, 2004
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Warrior, you put your life on the line for me and everyone in this country. We can not give you and other vets enough. You have paid more than enough.

Look, I'm just citing numbers over all. There are obviously exceptions to every thing. But saying that since another study was wrong means this is wrong is silly.

I just think it's funny seeing so many people claiming they've paid in and earned it, when essentially half their income coming in is subsidized by me. They ***** about others getting subsidies, but I pay those too. They don't. It's ridiculous.
Simply Stating it could be misleading to a degree. The statement that we would get about 1/3rd more than we put in was highballing it. 2/3rds of 966 is 644 not 722. Not saying that we would not get more back but I think the way things are going that will hold true for every generation. I understand the sentiment that it may not be there when the younger generation gets there but, that has been said for a long time now. It does look bad but, the government has been stealing from Peter to pay Paul for such a long time now that it will make it hard to recover enough to cover it down the line. Something has to change in order to be able sustain the current trend for retirement payments (that is what it is). I would be willing to take the lump sum of what I put in and it be tax free if they would do that. There for, no extra payments would go my way. I fear however, the way things are going, there will not be enough people paying in later on to compensate for anything.

Thank you for the sentiment about vets but, as for me, I live a pretty good life now and have no real injuries other than a 59 year old body. There are those however who do deserve more for their sacrifices and I agree, they have done enough.
 

starchief

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Glad we both agree you get free stuff. Difference, is a lot ***** at others for doing same. And it's not always earned.

I'm 72 now. Been paying in since I was 17. Still am I guess, in the sense that I pay taxes on some of my SS earnings. When a couple earns over $36K in retirement, your SS earnings start becoming taxable. I don't think I'm getting free stuff yet. Maybe I'll live long enough to get there later. Since all the guys in my family checked out in their early 70s I may not make it though.
 
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May 2, 2004
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And why do all these people complaining about Medicare and SS, have no issue with obama and clinton wanting to bring thousands of muslims into the country that will actually be getting free stuff?
What the **** are you talking about? You've made an absurd leap from people WANTING entitlement reform also support Obama.

Did you eat paint chips as a kid?
 
May 2, 2004
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