This thread has some awful advice. Save? That's your advice to someone saying what should I do in my 20s? Save? Read a book? WTF
You think when your 85 and on your death bed you'll think to yourself "I wish I would have put 2,000 in a Roth IRA when I was 26!"
"I wish I would've gotten around to reading Catcher in the Rye that summer I was 23!"
For gods sake people, give some actual advice. Travel the world, bang a foreign woman, go to concert and do some LSD. It's the decade where youre at your physical peak, finally independent, and not chained with all the stresses that an older man has. Get outta here with save your money and read books.
Who the hell needs to be told how to be irresponsible? It came quite natural for me. I'd done everything on your list before I was 20, except for travelling the world. Did that starting in my 20s and for the most part, my employers paid for it.
I can still do wild *** **** if I want, and I do. It's not like you're physically wasted and unable to do anything after your 20s. Plus you can afford better ****.
With your plan, you'll be SOL over your head in debt by the time you're 30 and those glorious memories of all that stupid **** you just had to do irresponsibly in your 20s will seem more like a nightmare.