I think a lot of SEC fans are assuming 10+ wins is in, 9-3 is out. That’s makes sense looking at last season.
But that is one data point. I think with enough years in the current format, we could see a 9-3 SEC team get in AND/OR a 10-2 SEC team get left out.
Examples: Florida could get in at 9-3 this year. Ole Miss could get left out at 10-2. It all depends on what happens around the country and if your opponents win games that strengthen your resume.
Hypothetical: What if Georgia is the only team on Ole Miss’s schedule with more than eight wins and that is one of Ole Miss’s two losses? They would be 10-2 without a signature win. Depending on how the rest of the country plays out, I could see them being left out, despite the clear line drawn at 10 wins last season.
ETA: South Carolina plays six ranked teams. LSU, Florida, and Oklahoma play seven ranked teams. All of those teams having 4+ losses is not a crazy scenario.