Listening to serius/xm college and the radio guy (can't remember his name) came up with the following scenario. He felt that a 10-2 State, assuming losses to 2 of Bama/Aub/LSU, that goes on the win the SEC title would be left out of the four team playoff. Never really got into details about the other big 5 champions, but I would assume he felt they would all be 1 loss or less. Thought it interesting he used us as the example
