Open Enrollment Begins today

[crazyqx83_rivals88013]

Use google scholar. Not sure how you've made it this far in life. We're done here, as you are obviously too retarded to even argue or too lazy to research.

But please go on with more horrible opinions that aren't based in fact.

I did what you told me.

The very first article supported my position.


Health insurance reduces price sensitivity because
patients do not pay for medical care at the point of service.
Third parties provide the bulk of medical payments in the U.S.
Insurance companies pay for these services using patients’
monthly premium payments or, in the case of government-
funded health insurance, tax revenue. This separation of
consumption and payment makes people act as though
they are receiving low-cost or even free services.


Go home. You lost.

 

[rmattox]

I did what you told me.

The very first article supported my position.


Health insurance reduces price sensitivity because
patients do not pay for medical care at the point of service.
Third parties provide the bulk of medical payments in the U.S.
Insurance companies pay for these services using patients’
monthly premium payments or, in the case of government-
funded health insurance, tax revenue. This separation of
consumption and payment makes people act as though
they are receiving low-cost or even free services.


Go home. You lost.

This is why you can go to any ER right now and find it full of people, generally the poor, who go there because of a cold, sore throat, headache, etc...Then again, part of the problem is with the med establishment and the FACT they will bill someone $500 for giving them an aspirin for that headache.

 

[Wall2Boogie]

I did what you told me.

The very first article supported my position.


Health insurance reduces price sensitivity because
patients do not pay for medical care at the point of service.
Third parties provide the bulk of medical payments in the U.S.
Insurance companies pay for these services using patients’
monthly premium payments or, in the case of government-
funded health insurance, tax revenue. This separation of
consumption and payment makes people act as though
they are receiving low-cost or even free services.


Go home. You lost.

Lol crazy, you're are not going to win even with valid points. You're are talking to the D-bag of the D-league. He has 3 defense mechanisms if you do not agree with him. 1. Call you names and try to belittle you, because his comebacks are pathetic and he loves to fish. 2. Retreat to the d-league and tell the mothership you are now on the hated list because you disagree with unbiased opinions. 3. Call his mod God.

 

[crazyqx83_rivals88013]

Lol crazy, you're are not going to win even with valid points. You're are talking to the D-bag of the D-league. He has 3 defense mechanisms if you do not agree with him. 1. Call you names and try to belittle you, because his comebacks are pathetic and he loves to fish. 2. Retreat to the d-league and tell the mothership you are now on the hated list because you disagree with unbiased opinions. 3. Call his mod God.

Wow. That's a sad thread. And the fact that he ran there and ignored my post (quotes from a research paper) after saying I had no facts and was actually saying the opposite of what the facts were. Its pretty much poetic justice when you call somebody an idiot and then link them to a website that proves their point.

And the way they're talking about my wife is also pathetic.

 

[P.PattersonISwalkingthruthatdoor]

Solid thread so far. Need to make sure I bookmark it for the morning.

 

[crazyqx83_rivals88013]

Solid thread so far. Need to make sure I bookmark it for the morning.

Aren't you a teacher too?

 

[pikespeak1]

Thanks for milking the system and passing your cost on to me. And i bet you are against illegal immigration as well.

Are you really this stupid?

 

[pikespeak1]

Good to see you passing off all your medical expenses to the rest of us that pay taxes and have health insurance.

You can't possibly be this dumb.

 

[pikespeak1]

OP bitches about personal responsibility yet lives as a leech. And also doesn't see it.

America at its finest.

How is he living as a leech?

 

[pikespeak1]

The levels of stupid with each of your posts is mind blowing.

That's rich considering your post in this thread alone qualify as some of the dumbest things on the internet.

 

[jwheat]

All you need to know about the OP is he charges his dad to use his netflix.

 

[-LEK-]

You can't possibly be this dumb.

Learn the paddock. If you all cannot keep up here, dont post here.

 

[Big_Blue79]

It's the leeches getting full coverage from a huge corporate employer that go to the doctor for a 99 degree temperature and don't have a single idea what the process actually costs that are the problem.

If you think your employer is providing you healthcare out of the goodness of their heart, you're wrong. It's part of your compensation and a big part of wage stagnation. Tying health insurance to the employer (rather than the employee), via tax code, is probably one of the dumbest unintended consequences of our dumb tax code.

 

[UKserialkiller]

The whole "employer pays your health insurance" was a social experiment for Baylor university nurses in the 1960s.

 

[crazyqx83_rivals88013]

If you think your employer is providing you healthcare out of the goodness of their heart, you're wrong. It's part of your compensation and a big part of wage stagnation. Tying health insurance to the employer (rather than the employee), via tax code, is probably one of the dumbest unintended consequences of our dumb tax code.

My employer isn't providing anything.

 

[wildcatsboston1984_rivals]

The fact that my employer provides health insurance for me that I can't afford - $250 bucks a month for one-person coverage then $1,000+ a month the two months I am not under contract - completely screws me on healthcare.gov. When I uncheck the box indicated I am eligible for insurance from an employer, I get a bunch of options with a premium in the ~$125-150 range that are way better than my current catastrophic insurance policy. Alas, with that option checked, the cheapest I can get is around $300 a month and it's complete garbage and arguably worse than my current policy despite costing three times as much.

Yep, thanks offering me health insurance, current employer. Really doing me a big favor here. Why not just bend me over and shove a strapon in me repeatedly while you're at it?

 

[pikespeak1]

Learn the paddock. If you all cannot keep up here, dont post here.

So I have to accept the fact that you are an idiot or stop posting? Ok bye.

 

[-LEK-]

So I have to accept the fact that you are an idiot or stop posting? Ok bye.

You are slow are ****. Since you are obviously a side account of crazy, I will put it like this. Every damn thread on this forum has people that hate you. When you post, or people like you, we hate you. We will make fun of you religously. However, the 2nd and 3rd posts went over your head. The guy is screaming about entitlement, yet takes entitlements. And he charges his dad for netflix. However, you missed all of that, and call people stupid without understanding any of it. Last time I will spell out obvious things for you. Also, learn a better comeback than just stealing words. Once again, you miss what the paddock really is.

 

[pikespeak1]

You are slow are ****. Since you are obviously a side account of crazy, I will put it like this. Every damn thread on this forum has people that hate you. When you post, or people like you, we hate you. We will make fun of you religously. However, the 2nd and 3rd posts went over your head. The guy is screaming about entitlement, yet takes entitlements. And he charges his dad for netflix. However, you missed all of that, and call people stupid without understanding any of it. Last time I will spell out obvious things for you. Also, learn a better comeback than just stealing words. Once again, you miss what the paddock really is.

What entitlements does he take? You hate me? Well you hate everything good about America so I guess I'm in good company. Of course we could just take it outside. I'd be happy to give you a chance to unload some of your big man behind a keyboard hate.

 

[crazyqx83_rivals88013]

You are slow are ****. Since you are obviously a side account of crazy, I will put it like this. Every damn thread on this forum has people that hate you. When you post, or people like you, we hate you. We will make fun of you religously. However, the 2nd and 3rd posts went over your head. The guy is screaming about entitlement, yet takes entitlements. And he charges his dad for netflix. However, you missed all of that, and call people stupid without understanding any of it. Last time I will spell out obvious things for you. Also, learn a better comeback than just stealing words. Once again, you miss what the paddock really is.

That dude is not me.

But how come you never responded to the research paper that I posted?

That and I still don't see how the OP is getting entitlements. He said every time he has to go to the doctor he pays for it oop. Not sure how that is costing anyone else. If anything, it's costing the op, because of dipshits that go to the doctor and don't care that a 5 minute consultation with a nurse is billed at $250 because they don't have to pay for it. If anything, it's all you morons that pay $4 copays that are costing me and the op, because we actually have to pay for these services.

 

[crazyqx83_rivals88013]

What entitlements does he take?

Exactly. Every post since the op has been inane drivel from sheep that have absolutely zero basic understanding of the process.

But they keep bitching about the illegals that go to the er for primary care whilst the er charges $78 for an aspirin and $45 for a cup of ice and they couldn't care less.

 

[-LEK-]

That dude is not me.

But how come you never responded to the research paper that I posted?

That and I still don't see how the OP is getting entitlements. He said every time he has to go to the doctor he pays for it oop. Not sure how that is costing anyone else. If anything, it's costing the op, because of dipshits that go to the doctor and don't care that a 5 minute consultation with a nurse is billed at $250 because they don't have to pay for it. If anything, it's all you morons that pay $4 copays that are costing me and the op, because we actually have to pay for these services.

I seriously mean this, you are the dumbest poster on the paddock and quite possibly the internet. Nothing you have posted has made sense nor matches the research. Its pointless to keep responding to you and your alternate account. Just go back to having your girl cuckold in front of you then starting a thread about it.

 

[crazyqx83_rivals88013]

I seriously mean this, you are the dumbest poster on the paddock and quite possibly the internet. Nothing you have posted has made sense nor matches the research. Its pointless to keep responding to you and your alternate account. Just go back to having your girl cuckold in front of you then starting a thread about it.

Just take your ball and go home. You've been proven to be completely wrong. It has to be pretty embarrassing to dare somebody to go look up the facts and then the facts prove the exact opposite of your original argument.

...and then going crying to d-league to pat your poor wittle bum to make you feew better.

 

[wildcatsboston1984_rivals]

Well this thread went off the rails in a hurry

 

[crazyqx83_rivals88013]

Well this thread went off the rails in a hurry

Does anyone know what @-LEK- does? Is he a pharm rep, or something?

I just can't understand going off the deep end with completechnology fallacies like he has ITT, unless the discussion detracts from your livelihood.

 

[-LEK-]

Does anyone know what @-LEK- does? Is he a pharm rep, or something?

I just can't understand going off the deep end with completechnology fallacies like he has ITT, unless the discussion detracts from your livelihood.

Look forest, don't quote or tag me. Like the post above, it's just full of stupid. You didn't research the reason healthcare costs are rising. You make dumb *** claims its because people paying into the system cause it to drain or some other peice of stupid that teachers are overpaid. I get you're too stupid to see you've been owned. Every thread you post in, whether it's about the Bengals being terrible at 7-0 or financial advice that is completely wrong, you post **** that's just terrible.

Just start another thread like you did before that talks about how your girlfriend slept with another dude while you watched. You've been run from the paddock as Kubrick, and as others. Don't quote me or tag me.

I seriously hate stupid people...

 

[WayneDougan_rivals170043]

Does anyone know what @-LEK- does? Is he a pharm rep, or something?
.

He plays in a Cure tribute band IIRC.

 

[P.PattersonISwalkingthruthatdoor]

Aren't you a teacher too?

Not primarily

 

[-LEK-]

He plays in a Cure tribute band IIRC.

This is correct.

 

[tammefan]

Just checked my plan. Went up $4 over this year. Out of pocket max went up to $4000. Paying $50 week family plan with $1000 in company funded hra.

 

[crazyqx83_rivals88013]

Look forest, don't quote or tag me. Like the post above, it's just full of stupid. You didn't research the reason healthcare costs are rising. You make dumb *** claims its because people paying into the system cause it to drain or some other peice of stupid that teachers are overpaid. I get you're too stupid to see you've been owned. Every thread you post in, whether it's about the Bengals being terrible at 7-0 or financial advice that is completely wrong, you post **** that's just terrible.

Just start another thread like you did before that talks about how your girlfriend slept with another dude while you watched. You've been run from the paddock as Kubrick, and as others. Don't quote me or tag me.

I seriously hate stupid people...

Just because you deflect and name call, doesn't mean your false *** claims weren't completely false.

 

[crazyqx83_rivals88013]

Just checked my plan. Went up $4 over this year. Out of pocket max went up to $4000. Paying $50 week family plan with $1000 in company funded hra.

Your premium is $200 a month for a family plan?

 

[tammefan]

Your premium is $200 a month for a family plan?

Yes

 

[crazyqx83_rivals88013]

Yes

Wow... that's amazing. What company do you work for?

 

[loublue22_rivals308424]

Thanks for milking the system and passing your cost on to me. And i bet you are against illegal immigration as well.

Is it somehow controversial to be against illegal immigration

 

[crazyqx83_rivals88013]

I officially cannot afford any health coverage other than the bottom barrel catastrophic plan ($13,700 deductible). Glad people that don't work and people with fat pensions get it for free.

 

[Astrother]

I'm sure some might disagree with this but I will be highly considering just paying the penalty this year. The penalty is around 750 I believe and the cheapest health insurance I could find for myself was just under $200 a month with a ridiculous deductible. Not only would I have to pay 200 a month but I would also have to pay anytime I actually went to the doctor with co pays and for any prescriptions. I will most likely get a Catastrophic Insurance Plan since they are significantly cheaper and would provide coverage if something serious were to happen. Just my thoughts though

 

[wildcatsboston1984_rivals]

I'm sure some might disagree with this but I will be highly considering just paying the penalty this year. The penalty is around 750 I believe and the cheapest health insurance I could find for myself was just under $200 a month with a ridiculous deductible. Not only would I have to pay 200 a month but I would also have to pay anytime I actually went to the doctor with co pays and for any prescriptions. I will most likely get a Catastrophic Insurance Plan since they are significantly cheaper and would provide coverage if something serious were to happen. Just my thoughts though

Unless people are a bunch of pussies that get sick and/or hurt all the time (or have an expensive disease in which case they are NOT pussies), catastrophic plans are the way to go.

 

[crazyqx83_rivals88013]

I'm sure some might disagree with this but I will be highly considering just paying the penalty this year. The penalty is around 750 I believe and the cheapest health insurance I could find for myself was just under $200 a month with a ridiculous deductible. Not only would I have to pay 200 a month but I would also have to pay anytime I actually went to the doctor with co pays and for any prescriptions. I will most likely get a Catastrophic Insurance Plan since they are significantly cheaper and would provide coverage if something serious were to happen. Just my thoughts though

This is what my wife wanted to do. The cheapest plan for us is about $400. It costs $4,800 a year for a plan that pays nothing up to a $6,700 per individual deductible. Tell me, from an actuarial standpoint what is the probability of us incurring that much medical costs in a year? Please convince me that I'm not just paying for someone else's coverage.

This absolutely sucks.

 

[mashburned]

What if you don't pay the penalty?