Open Enrollment Begins today

cricket3

Well-known member
May 29, 2001
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What if you don't pay the penalty?

I don't think they do anything and the penalty only comes out of your tax return, they don't come after you for anything above that. I could be wrong but that's the way I understood it.
 

Kooky Kats

New member
Aug 17, 2002
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You chose...poorly.



NTM: As Funky (and every non BArch dude in the Paddock) was partying his balls off, going to Mardi Gras, Spring Break in Cabo, Fall formals, Keeneland....YOU were in Pence Hall making chipboard models and ****** drawings for 60-75 hours every week...

THEN - when you finally graduated, you realized that every dude who had a GREAT time in college, banging hot chicks and such, came out making MORE money than you and still work less...

THIS is why you're a bitter, jelly and soulless douche.

Much like myself.
 
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May 2, 2004
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You chose...poorly.



NTM: As Funky (and every non BArch dude in the Paddock) was partying his balls off, going to Mardi Gras, Spring Break in Cabo, Fall formals, Keeneland....YOU were in Pence Hall making chipboard models and ****** drawings for 60-75 hours every week...

THEN - when you finally graduated, you realized that every dude who had a GREAT time in college, banging hot chicks and such, came out making MORE money than you and still work less...

THIS is why you're a bitter, jelly and soulless douche.

Much like myself.
2 more tests.

And then I will have put more time into achieving the baseline of my career than 95% of the people here... whilst making less than most high school graduates.

BTW, you didn't bang chicks in pence hall?
 

Ahnan E. Muss

New member
Nov 13, 2003
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I officially cannot afford any health coverage other than the bottom barrel catastrophic plan ($13,700 deductible). Glad people that don't work and people with fat pensions get it for free.

I'm actually eligible for the free plan, but it's so freakin' bad, I'm rejecting it and paying hundreds a month for one of the other plans.
 

rmattox

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Nov 26, 2014
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Had to go into an ER yesterday as part of my job. It was around 11:00 am. There must have been forty or more people sitting in the waiting room. When I got back into the area where the nurses, etc...were, they had about 15 rooms each with a patient.

Now this is an ER...Going into an ER, I'd expect to see blood gushing, limbs dangling, etc....No just a lot of laughing and talking. People in the rooms griping that they couldn't get the attention of someone (if you can gripe, you are not in that bad condition). From what I saw, there was NOTHING that looked like an emergency.
 

Ahnan E. Muss

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Nov 13, 2003
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^ I was once sitting in the waiting room at an ear-nose-throat specialist office. A 50-ish year old, well-dressed man walks in, says he has a sore throat and needs to see a doctor. The woman at the front desk asks him when his appointment time is. He says he doesn't have an appointment. She says she'll try to fit him in, but it could take a while. He gets angry, says he wants to see a doctor now. She asks him his name so she can look up his record there. He says he's never been there before. She asks what primary care doctor referred him to this specialty clinic. He says he hasn't been to a primary care doctor. She says it will be at least an hour or two before the doctor can see him. He storms out, says he'll just go to the ER.

For a damn sore throat!
 

Ahnan E. Muss

New member
Nov 13, 2003
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I was once sitting in the triage area at the local ER. A 15 year old kid next to me is fidgeting like crazy. He tells the nurse he was at a movie and started having a heart attack. He's holding an 80-ounce Coke in his hands. [eyeroll]
Uhm, yea kid, that's not a heart attack you're feeling.
 
Mar 23, 2012
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Had to go into an ER yesterday as part of my job. It was around 11:00 am. There must have been forty or more people sitting in the waiting room. When I got back into the area where the nurses, etc...were, they had about 15 rooms each with a patient.

Now this is an ER...Going into an ER, I'd expect to see blood gushing, limbs dangling, etc....No just a lot of laughing and talking. People in the rooms griping that they couldn't get the attention of someone (if you can gripe, you are not in that bad condition). From what I saw, there was NOTHING that looked like an emergency.
And this is what happens when insurance companies pay more for an ER visit even if you reason for the visit was completely absurd. I've only been to the ER once and it;s because I had the flu, I got dehydrated in the middle of the night, and I was experiencing severe chest pains . I thought I was having a heart attack or something. Turned out the chest pains was just severe heart burn, my chest hurt for several days after that.
 

throatpoker

New member
Apr 9, 2009
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What's the average 5 year tenured salary for a teacher in KY?

My mom retired making a measly 50k after 30 years experience with a masters degree. Poverty wages. Thankfully my dad's business made tons of money. I will say it works out for her in retirement though as she earns like 90% of her final salary (old grandfathered contract). Also the peace of mind during her career knowing she didn't have to rely on a 401k, which will inevitably be stolen by the govt or devalued through an economic collapse must of been nice.
 
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My mom retired making a measly 50k after 30 years experience with a masters degree. Poverty wages. Thankfully my dad's business made tons of money. I will say it works out for her in retirement though as she earns like 90% of her final salary (old grandfathered contract). Also the peace of mind during her career knowing she didn't have to rely on a 401k, which will inevitably be stolen by the govt or devalued through an economic collapse must of been nice.
$50k is not exactly poverty wages. The fact that she makes $47.5 in retirement and boss health care coverage, that's absolutely disgusting to insinuate...

For 9 months of service per calendar year...................
 

-LEK-

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Mar 27, 2009
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$50k is not exactly poverty wages. The fact that she makes $47.5 in retirement and boss health care coverage, that's absolutely disgusting to insinuate...

For 9 months of service per calendar year...................
Good to see 90% of 50 is 47.5. Perhaps if our teachers were paid more, we would have less people like you.

Dumbass.
 

rmattox

New member
Nov 26, 2014
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$50k is not exactly poverty wages. The fact that she makes $47.5 in retirement and boss health care coverage, that's absolutely disgusting to insinuate...

For 9 months of service per calendar year...................

Work with your legislator to change the system for new employees. She went into the profession at least 30 years before she retired with an agreement that she would be able to retire with certain benefits if she retired as a teacher. Anyone that would espouse revoking an agreement after the fact lacks integrity. I've never understood how some can begrudge the good fortune of others especially when it is achieved via honest means as with this lady.

There's no point trying to convince you of the challenges teachers face and the difficulty of their work. An excellent teacher deserves three times what this lady made. Everyone thinks he is an expert on teaching because everyone went to school....It's just like these guys that think they could manage a major league team because they played little league. If you don't like your current situation, get out there and do something about it....but do it without tearing honest, hard working people down.

Maybe you should consider going back to school. It's not too late to become a teacher and enjoy those benefits too.

Respectfully
 
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Good to see 90% of 50 is 47.5. Perhaps if our teachers were paid more, we would have less people like you.

Dumbass.
Well any Dumbass can calculate 90% of a nice round number like 50k. It's not hard to figure out what 10% of 50k is.

I actually typed that before I read his whole post and my assumption was that teachers made more than 90% of their final salary, read that part and then came back and forgot to adjust my math based assumption.

Damn me for not editing when big bad LEK is around.
 
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Work with your legislator to change the system for new employees. She went into the profession at least 30 years before she retired with an agreement that she would be able to retire with certain benefits if she retired as a teacher. Anyone that would espouse revoking an agreement after the fact lacks integrity. I've never understood how some can begrudge the good fortune of others especially when it is achieved via honest means as with this lady.

There's no point trying to convince you of the challenges teachers face and the difficulty of their work. An excellent teacher deserves three times what this lady made. Everyone thinks he is an expert on teaching because everyone went to school....It's just like these guys that think they could manage a major league team because they played little league. If you don't like your current situation, get out there and do something about it....but do it without tearing honest, hard working people down.

Maybe you should consider going back to school. It's not too late to become a teacher and enjoy those benefits too.

Respectfully
I just don't think it's intellectually honest to start a discussion about a profession and describe what amounts to the median household income in this country along with some of the best benefits of any profession as "poverty wages."

I'm not going back to school to get a teaching degree. In 3 months I'll be a licensed architect, so I'll take my chances there. Maybe I'll look for a cushy state sanctioned position for architects so I can have a nice little guaranteed future. Oh wait, the incoming governor would probably irradicate my benefits like he's about to do for teachers.
 

rmattox

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Nov 26, 2014
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I just don't think it's intellectually honest to start a discussion about a profession and describe what amounts to the median household income in this country along with some of the best benefits of any profession as "poverty wages."

I'm not going back to school to get a teaching degree. In 3 months I'll be a licensed architect, so I'll take my chances there. Maybe I'll look for a cushy state sanctioned position for architects so I can have a nice little guaranteed future. Oh wait, the incoming governor would probably irradicate my benefits like he's about to do for teachers.

No problem if the governor or lawmakers want to make changes future retirees. I agree the program will need to change. You just can't pull the rug from under people who've already upheld their part of the agreement especially when they did nothing wrong. Luck to you...hope you get the job and salary
you dream of.
Why all the venom and hostility for teachers?

Oh. Not sure re: working 30 years and retiring at $45K+. Unless she was under a different formula than me (retired 5 years ago) she would receive quite a bit less than that. Current system: 30 years x 2.5% x mean of highest 5 salaries earned. With those numbers, the benefit would be more like $34K. Still a good retirement but not lucrative.
 
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No problem if the governor or lawmakers want to make changes future retirees. I agree the program will need to change. You just can't pull the rug from under people who've already upheld their part of the agreement especially when they did nothing wrong. Luck to you...hope you get the job and salary you dream of.
Why all the venom and hostility for teachers?
I just wish fewer people were dependent on the government for their income.
 

rmattox

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I just wish fewer people were dependent on the government for their income.
I understand, but my disdain goes more for those that sit on their arses and do nothing. I detest a system that discourages capable people from working and earning. I detest the elected officials working 50-100 days a year and drawing mega retirements. I detest officials that vote for things like NAFTA that results in people losing jobs...thus relying on gov for care. I had a good sub teacher tell me she had to quit working because the welfare office told her she was making too much money...they were going to take away her medical benefits. I have no problem with people that work hard, do their best to improve society and then expect our government to act in good faith.

I'll go one further...the government needs to get completely OUT of taking care of people. There is a system in place, put there by our Creator, designed to take care of people. One interesting caveat in the Bible is that it makes a statement to the effect that "if you don't work, you don't eat"

Bottom line is this...there is a group of people that wants to perpetuate the notion that people must depend on the government...politicians get votes from taking that position. That's the problem in our country.

Time to go to bed, I have to go to work in the morning.