If you want the Cadillac of guitars you need to look into a Collings. No better guitar made than what Bill Collings makes in Texas (Merrill probably runs a close second). Everyone has different preferences for tonewoods; however, Adirondack tops are gonna be $1,000 + but they all hold their resale value are well worth it in my opinion. The general use of tonewoods in lower end guitars are Sitka Spruce tops with Mahogany back and sides. With you living in Mississippi you're not gonna have very much access to try out quality guitars. I'd recommend making a trip to Artisan guitars in Franklin, TN if you could. They've got the best selection of anyone around.
You can find a standard used Collings D1 for $2,000 - $2,300. A Collings D1A (Adirondack Top) will run you $2,800 - $3,500 used (worth every penny). You said you don't want to spend a "small fortune" so I won't go any higher (that's the bottom end of what Collings has to offer).
In the same price range I think Huss & Dalton TD-M is a killer wood box. You can find them for about $1,800 - $2,200 used (They have Adirondack Tops)
A Gibson Advanced Jumbo (reissue of a 1936 J-35) is an awesome and affordable guitar that's versatile for many genres of music. You can find them for about $1,400 to $2,000.
A Gibson J-50 is another solid guitar that can be found for $1,100 - $1,500
As far as Taylors go...it's the bottom end of solid wood guitars (unless you're talking about buying a Taylor 800-900 series). The 300 series and above are the solid wood guitars. I've played all the series and nothing really stands out to me. They're affordable tho.
I do not prefer Martins. Pre-war Martins are a different story however.
With mass production these days makers like Martin and Taylor do not pay much attention to detail. They're simply trying to see how many guitars they can produce with the lowest quality tonewoods and charging exorbitant prices. Specialty makers like Collings, Merrill, Bourgeois, Hayes, and Huss & Dalton pay great attention to detail and hand select their tonewoods, only use the best quality products, and use proven "old-timey" techniques with modern flavor. Their craftsmanship is second to none. With them you get what you pay for. Personally, I wouldn't waste my time with lower end guitars. Buy one that you can go to your grave with or that you can resale and still get your money back on if you decide not to keep it. You'll only lose money dealing with Fender, Harmony, Guild, Recording King, Takamine, Martin, Yamaha, Alvarez, Ovation, etc. I wouldn't recommend any of the previously mentioned guitars. They're cheaply made and the majority of the models are made of plywoods (as are Taylor 100-200 series).
If you want more bang for your buck at the $1,000 price range go for the Gibson's I mentioned.
The Taylor 400 series and 500 series are solid guitars.
Check out Ebay, Acoustic Guitar Forum, and Collings Forum. Make sure you always get an invoice when dealing through PayPal to cover your ***. I got burned once for $2,000 when I was younger and had to find out the hard way.
Also, things to ask/mention when trying out guitars is the kind of tuners (I prefer Waverly 16:1 ratio tuners), the type of saddle (material and form), the nut width (I prefer 1 11/16'' - Taylors are all 1 3/4''), string spacing at the saddle, type of bracing pattern used (research them - pre war scalloped bracing is where it's at but you'll pay a hefty price for it), and neck shape (I prefer a modified v-neck ... it's slim like an electric guitar). Someone mentioned earlier that dropping $2,000 on a guitar make you a better player...I call ********. Finding out how you like your guitar setup and what makes you most comfortable and gives you most access to the fretboard can make all the difference in the world.
If you prefer to deal through a guitar store...always carry cash on hand (sellers prefer it and "cash talks"). You can easily work them down to where you want to be (if it's reasonable) if you have cash on hand.
Good luck!
Guitars I've owned from my first guitar til now:
2004 Taylor 410 CE
2000 Taylor 710 E
2011 Gibson "Custom" Advanced Jumbo
2002 Martin HD-28 LSV
2002 Collings CW Mha
2004 Collings CW Mha
2012 Collings CJ 35 Custom
2011 Collings D1A Custom
2012 Collings CJ Mh Custom
2013 Bourgeois Aged Tone Slope D Varnish
2011 Collings D1A Custom
2012 Collings CW Mha Sunburst Custom