Get the HTC One, if its available.
New Galaxy Note- Do you have a Kindle or something like that? If not, take a 7 inch picture frame and hold it to your ear. Yep, thats like talking on a Galaxy Note.
The new iphone is great and all, im sure. the processor is apparently 40x faster than the current iphone processor. If you like apple/want an iphone, go grab it.
they are easy to use, reliable, and expensive as hell. Ive read the camera is better(it couldnt get worse), so thats neato too.
What you are asking about are two phones on totally different ends of the spectrum. Different operating systems, huge difference is size, etc.
If the HTC One is available for your service- get it. It has a great battery life, excellent camera(especially in lower light), the screen is fantastic, audio is solid and comes out the front where it should, and its big enough to actually watch/look at something but still small enough to use with 1 hand.
The iphone wastes so much space at the top and bottom of the screen, its a shame.
And with the HTC One, you wont have fingerprint ID! I am not worried my fingerprints would be uploaded to a database that could be accessed via court order, but I would take issue with the fact that passwords are protected under the right to not self incriminate, but fingerprints do not apply. You can be forced to use your fingerprint to unlock your phone as fingerprints arent private and are left all over the place daily.
As for those suggesting you get the old iphone from Walmart- sure thats a great idea, if you want old technology. If you want a slower processor, smaller screen, worse battery life, and a bad camera(sorry all- its bad)- then get the old iphone.
If you are really concerned about cost, dont get a phone right now- they are all money pits.