You’re trying to obfuscate with nonsense. Investments and subsistence spending don’t have the same velocity. Basic economics.LOL that post shows you arent very knowledgeable about how banking works. So my money is just sitting in a vault somewhere drawing dust?
Here I’ll explain it in layman’s terms so maybe you can understand. When you’re poor you have to spend what money you have to live. When you’re rich you don’t.