Yes and no. Each country will have its own stable coin, its digital fiat. The US will have the US stable coin backed 1:1 with the dollar. Stable coins will have backing of TBills this helping keep US dominance in the world with the collapsing dollar. Bitcoin’s value is driven by speculation. The utility tokens value will be on the role it serves in moving money around the world or peer to peer. The utility tokens will move trillions per day.
The Crypto Revolution and the Tokenization of Everything
- Thread starter Brushy Bill
- Start date
It’s ALL speculation. Do you think NVIDIAs current market cap of 5 TRILLION is based on current revenue? What has driven the s&p 500s rise the last 3 years? AI speculation. Many are saying it’s like the dot com speculation of the late 90s. If stocks were just based on real world revenue and performance it would be easy to really evaluate and buy stocks in a predictable manner. As it currently stands only 3% of day traders don’t go broke and they’ve tried multiple AI models to no luck. Acting like regular investing isn’t at least 50% if not more speculation is delusional. Acting like most financial “experts” have no clue WTF they’re talking about or doing is delusional. Would anyone here be mind blown if we had a large crash in the next two years due to AI overvaluation?
Oh cute, another moron / scammer. Eat **** dude. You just asked me to compare NVIDIA to Bitcoin. Okay, NVIDIA has $165B in revenue and around $80B in operating income. Bitcoin has ZERO revenue and ZERO operating income. It's worthless.
No I haven’t compared bitcoin to NVIDIA you dipshit, I’ve compared to gold, and I stand by that comparison. I’ve compared it to gold in multiple posts. I would much rather hold it than gold as well. Great time to get off the bitcoin train BTW - right after the SEC eased restrictions, fidelity and blackrock started backing it, and it will soon be available in 401ks. I see you have a keen eye for speculation. My point was that NVIDIA is valued at 62.5x operating income. You think that’s not based partly on speculation of future earnings, you mouth breathing dolt?
People are having a hard time grasping the difference between a utility token and a meme coin.
They are, I know it can be confusing. Hope it all can remain a civil thread, I’d like to see it pinned so we can revisit this over the next 12 months to 5 years. It’s going to become more clear to mainstream in ‘26 IMO and in 2 or 3 years most people will be used to it.
Ripple Swell just had every financial sector and government officials together to discuss what's happening. The financial sector is going digital and savvy investors can get on board early. Exciting times.
Exciting things going on with Uphold.
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101K views · 1.5K reactions | I sat down for an interview with Nancy Beaton, US President of Uphold and she drops some serious alpha Nancy walks through some products that are actually solving real problems for crypto holders and shared the news th
I sat down for an interview with Nancy Beaton, US President of Uphold and she drops some serious alpha Nancy walks through some products that are actually solving real problems for crypto holders...
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Exciting things going on with Uphold.
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101K views · 1.5K reactions | I sat down for an interview with Nancy Beaton, US President of Uphold and she drops some serious alpha Nancy walks through some products that are actually solving real problems for crypto holders and shared the news th
I sat down for an interview with Nancy Beaton, US President of Uphold and she drops some serious alpha Nancy walks through some products that are actually solving real problems for crypto holders...
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The Canary XRP ETF had the strongest debut of any ETF in 2025, surpassing over 900 new funds in both inflows and first-day volume.
Anyone take place in the Midnight ($NIGHT) Glacier Drop\Scavneger mine? I was able to score a decent amount on the Glacier Drop. The Scavenger mine was a cluster and saturated with API's, unfortunately.
The beauty of blockchain is that all transactions are visible, time stamped and immutable. Unfortunately, the visible part does not work for transactions (finance\medical records, etc) that need to be kept private. Midnight solves this problem.
Midnight is a Layer 2 privacy blockchain, that will provide the security required for all of the financial transactions you are referencing in this thread.
The blockchain goes live on Decemeber 8th, and is supposed to be listed on CEX's on launch. It is unclear who is going to list it out of the gate, but Kraken is a safe bet. If you are looking to get in on the ground floor of a utility token...this is an opportunity.
Here is Charles Hoskinson's Whiteboard:
The beauty of blockchain is that all transactions are visible, time stamped and immutable. Unfortunately, the visible part does not work for transactions (finance\medical records, etc) that need to be kept private. Midnight solves this problem.
Midnight is a Layer 2 privacy blockchain, that will provide the security required for all of the financial transactions you are referencing in this thread.
The blockchain goes live on Decemeber 8th, and is supposed to be listed on CEX's on launch. It is unclear who is going to list it out of the gate, but Kraken is a safe bet. If you are looking to get in on the ground floor of a utility token...this is an opportunity.
Here is Charles Hoskinson's Whiteboard:
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As of November 25, 2025, the total net inflows into U.S. spot XRP exchange-traded funds (ETFs) have reached $586.8 million since their initial launch on November 13, with no single day recording outflows. On the most recent trading day, Monday, November 24, the category recorded $164.1 million in net inflows, driven primarily by strong performance from Grayscale’s GXRP and Franklin Templeton’s XRPZ ETFs.
- Grayscale’s GXRP ETF attracted $67.4 million in net inflows on its debut day.
- Franklin Templeton’s XRPZ ETF drew $62.6 million in net inflows on its first day of trading.
- Additional inflows came from Canary Capital’s XRPC ($16.4 million) and Bitwise’s XRP ETF ($17.7 million), contributing to the day’s total.
- Cumulative inflows since November 13 now stand at $586.8 million, with the ETFs maintaining a consistent inflow streak.
BlackRock is the largest asset manager on earth. Fink has stated that everything will be tokenized. EVERYTHING. Pay attention everybody and try and learn what that means. As Brushy pointed out when he started this thread, this is a transformation of the entire financial system. After fighting it, the traditional financial system is now accepting it and racing to implement so they don’t get left behind.
The simplest way I can explain it is when things are tokenised they are put on a blockchain. They can easily be swapped for anything, crypto to bonds, stock to crypto, real estate, gold, fiat etc. it cuts out the middleman. By tokenising everything hundreds of trillions to quadrillions will be moved on chain. That’s why utility tokens (tokens that have a purpose of moving money) will greatly increase in value. This is where this is heading within the next couple years. Of course there’s more to it, but it’s about the easiest way I can explain it to those who haven’t kept up.
it’s like the internet, things move instantaneously. No more waiting days for transactions or wires for money to move. You’ll earn yield on crypto, and pay for things instantly. When you send an email from your iPhone on Hotmail, you don’t have issues with sending to a gmail that someone reads on their android right? There’ll be plumbing that crosses all forms of barriers.
The simplest way I can explain it is when things are tokenised they are put on a blockchain. They can easily be swapped for anything, crypto to bonds, stock to crypto, real estate, gold, fiat etc. it cuts out the middleman. By tokenising everything hundreds of trillions to quadrillions will be moved on chain. That’s why utility tokens (tokens that have a purpose of moving money) will greatly increase in value. This is where this is heading within the next couple years. Of course there’s more to it, but it’s about the easiest way I can explain it to those who haven’t kept up.
it’s like the internet, things move instantaneously. No more waiting days for transactions or wires for money to move. You’ll earn yield on crypto, and pay for things instantly. When you send an email from your iPhone on Hotmail, you don’t have issues with sending to a gmail that someone reads on their android right? There’ll be plumbing that crosses all forms of barriers.
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XLM is really exciting for peer to peer payments. It's what Bitcoin started out to be, but without the energy costs or time restrictions of Mining.
When you go to purchase that truck in 2 days day with your $92,000 000 bitcoin, what do you do when it drops to $84,000 like it did 2 weeks ago?
US currency doesn't do that. It's stable. If you have $100,000 on your checking, it's all still there tomorrow at the same value.
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Ummm ok? Try and find any investment that’s risk free and doesn’t fluctuate? The S&P 500 has had a 40% swing this year, NVIDIA is down 20% from its high this year but up 50% from its low, look at the stock advice thread one poster has hundreds of thousands in Ramaco that has swung by 160% from its high just two months ago, etc etc.
The REALITY is if you had 90,000 in bitcoin 5 years ago it would be worth 360,000 today if you wanted to cash it out. That 90,000 in cash you had 5 years ago now has the purchasing power of 72,000 from 5 years ago. That’s because there’s only one thing that consistently goes down in value every single year without fail - cash.
You're missing the point. it's not currency. If businesses are excepting Butcoin as payment then their risk is immense. Especially for smaller businesses.
Legit question and I’d prob ask the same thing. But from what I understand just because u pay in one crypto doesn’t mean the recipient has to receive the same crypto. Everything will be interoperable. In other words, you pay in Bitcoin, the car dealer wants to receive it in US Stable coin ( backed 1:1 with US $). It will happen easily and seamlessly. Dealer can send money they receive to parent company that choose to receive in Yen. There will be a neutral bridge currency in between different crypto, fiat, gold whatever that converts it. That’s where XRP, XLM and some of the utility tokens come into play.
Of course it’s currency, it’s just an investment medium. Some of you sound like 80 year old thinking bitcoin is some secret hacker medium you can only access in an EDM basement like in the Matrix. You can own it on coinbase and just sell all your bitcoin right now for cash that goes in your checking out - absolutely in no way different from a Vanguard or ETrade individual brokerage account. You’re not paying for a car with your VOO ETF either, you sell it for cash. Bitcoin holdings are no different.
While that sounds all well and good that’s not happening ANYTIME soon. To totally and radically change how currency is exchanged doesnt just take the infrastructure but the mindset of the general populace. Credit cards took a good 15 years for people to get used to large purchases with them and there are still people that use checks for large purchases. I know very few people if any that would buy a car with a credit card and I see stable coins in the same type of light. The infrastructure isn’t even there yet and then you need a mindset shift from the population. You see people on here still don’t even understand how bitcoin works.
The infrastructure has been built. We’re not in the “idea” phase, the rails are already laid. What you’re seeing now is institutional acceptance, and adoption has started. It’s not hard to find videos of bank CEO’s talking about blockchain and tokenization. It’s here. Here’s what I think and maybe I’m wrong: 2026 will see full blown institutional adoption. The Stock Market, banking, cross border payments etc will be on the blockchain. Then you’re going to see everything get a tokenized value. Then the everyday person will be using crypto technology (some may not even realize it) possibly in ‘26 but definitely by ‘27. That’s just my opinion.
Remember, after Institutional adoption occurs, mainstream will follow.
It IS radical. Stocks were once on a paper ticker, bonds were paper held in a safe. Then they went electronic, now the next step is moving everything on chain. Commerce and finance is changing and I think the implementation phase and everyday use is being accelerated. It won’t take 15 years for everything to be accepted and people to get used to it. AI is coming also and it’s going to be working hand in hand but that’s another story.
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I would be willing to wager we won’t see full scale adoption of anything until the 2030s, but who knows.
So with all this seemingly good news what’s the explanation for XRP being and continuing to be down all year? Shouldn’t some of this news at least raise the valuation at all? If not than are you just talking about a new way to exchange currency and not really any investable entity going up in value? I’m trying but I’m still pretty confused by the main subject of this thread.