The Crypto Revolution and the Tokenization of Everything

Feb 27, 2003
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one of the most overlooked abilities of intelligent people is their ability to breakdown complex concepts into easy to understand words and then explain it simply. It’s just hard to take seriously anything that uses almost coded language to try and either massively complicate a concept or try and make themselves sounds more intelligent or in the know
 

Brushy Bill

Hall of Famer
Mar 31, 2009
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one of the most overlooked abilities of intelligent people is their ability to breakdown complex concepts into easy to understand words and then explain it simply. It’s just hard to take seriously anything that uses almost coded language to try and either massively complicate a concept or try and make themselves sounds more intelligent or in the know
It's not "coded" language. It's foreign to those who don't understand the jargon.
 
Feb 27, 2003
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It's not "coded" language. It's foreign to those who don't understand the jargon.

coded language means jargon my friend. We’re talking about money - it shouldn’t take a thesaurus to explain. Look, I was scammed out of some money about 5 years ago by a guy that was supposedly running a trust and one of the things he used quite effectively was overly complicated jargon to make things sound more legit and to make you think he was this knowledgeable expert. It was shockingly effective. Ever since then I decided if someone couldn’t simply explain something then I had no interest in it or that person. It’s actually a really effective tool of scammers if you look into it.

“ZK identity infrastructure unlocks enterprise level utility DNA Protocol”

If that sentence doesn’t make your eyes roll into the back of your head I don’t know what to tell you. Ironically enough my undergraduate degree was in molecular genetics so I’m familiar with DNA 😂

Look - I asked a simple question - if XRP is supposed to be the new way to hold and trade currency (is that correct?) and it’s going to be rapidly adapted and is the wave of the future and the SEC chairman is confirming it - then why in the world has it not gone up ONE SINGLE PERCENT in value this year? I’m just asking a very basic sense question.
 
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Brushy Bill

Hall of Famer
Mar 31, 2009
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coded language means jargon my friend. We’re talking about money - it shouldn’t take a thesaurus to explain. Look, I was scammed out of some money about 5 years ago by a guy that was supposedly running a trust and one of the things he used quite effectively was overly complicated jargon to make things sound more legit and to make you think he was this knowledgeable expert. It was shockingly effective. Ever since then I decided if someone couldn’t simply explain something then I had no interest in it or that person. It’s actually a really effective tool of scammers if you look into it.

“ZK identity infrastructure unlocks enterprise level utility DNA Protocol”

If that sentence doesn’t make your eyes roll into the back of your head I don’t know what to tell you. Ironically enough my undergraduate degree was in molecular genetics so I’m familiar with DNA 😂

Look - I asked a simple question - if XRP is supposed to be the new way to hold and trade currency (is that correct?) and it’s going to be rapidly adapted and is the wave of the future and the SEC chairman is confirming it - then why in the world has it not gone up ONE SINGLE PERCENT in value this year? I’m just asking a very basic sense question.
I'm not trying to sell you anything. I'm just reading tea leaves and providing information for you to do with as you please. We are living in interesting times.
 
Feb 27, 2003
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I'm not trying to sell you anything. I'm just reading tea leaves and providing information for you to do with as you please. We are living in interesting times.

I’m not accusing you of anything, just giving you my personal viewpoints from my experiences - you know just shooting the ****. I also feel I’m asking a pretty simple and basic question that for whatever reason seems impossible to answer.
 
Jul 4, 2025
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I'm a bit confused. Help me out. What's the difference between using a stable coin and my debit or credit card? Aren't they all electronic/digital processes? In other words, why would I use stable coin instead of a debit/credit card?
 
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Oct 23, 2025
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So with all this seemingly good news what’s the explanation for XRP being and continuing to be down all year? Shouldn’t some of this news at least raise the valuation at all? If not than are you just talking about a new way to exchange currency and not really any investable entity going up in value? I’m trying but I’m still pretty confused by the main subject of this thread.
My personal opinion is that’s it’s market manipulation. The first month of ETF’s being launched with more ETF’s on the way, saw a record of 1 billion dollars of inflows. My uneducated view is you have to step back and look at the macro or 30,000 foot view. IMO you either buy or hold. You have to look at the big picture.
 

Brushy Bill

Hall of Famer
Mar 31, 2009
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I'm a bit confused. Help me out. What's the difference between using a stable coin and my debit or credit card? Aren't they all electronic/digital processes? In other words, why would I use stable coin instead of a debit/credit card?
Ripple has their own stablecoin RLUSD. Stablecoins are a fixed price, however, pegged 1:1 to an underlying asset. Blockchain tokens value is set by the market. The actual real world utility is what will drive their supply and demand dynamics. Meme coins serve no real world utility except playing the suckers who buy high before the market dumps. Utility tokens are tied to tangible functions that provide needed utility in the burgeoning digital currency era. Utility Blockchains are the wave of the future, the winners are to be determined.
 
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Mar 19, 2006
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I'm a bit confused. Help me out. What's the difference between using a stable coin and my debit or credit card? Aren't they all electronic/digital processes? In other words, why would I use stable coin instead of a debit/credit card?
Because a credit card will charge you:

  1. Annual fee
  2. Interest charges
  3. Late payment fee
  4. Foreign transaction fee
  5. Balance transfer fee
  6. Cash advance fee
  7. Over-the-limit fee
  8. Returned payment fee
It will also charge the merchant 1.5-3.5%

Cryptocurrency (the good ones) does none of this.
 

Hank Camacho

Heisman
May 7, 2002
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one of the most overlooked abilities of intelligent people is their ability to breakdown complex concepts into easy to understand words and then explain it simply. It’s just hard to take seriously anything that uses almost coded language to try and either massively complicate a concept or try and make themselves sounds more intelligent or in the know
This stuff reminds me of Fauci getting in front of congress and describing what any reasonable person would understand to be gain of function research in the most over-educated way possible and then conclude with "Senator, as you can clearly see, this was not gain of function research!"
 
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Brushy Bill

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Mar 31, 2009
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This stuff reminds me of Fauci getting in front of congress and describing what any reasonable person would understand to be gain of function research in the most over-educated way possible and then conclude with "Senator, as you can clearly see, this was not gain of function research!"
Except, I'm not trying to convince you to do anything. I'm just laying out the facts of the course we're on. You can choose to participate or not.
 
Oct 23, 2025
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I’m not a Jamie Dimon fan, that being said, he fought it but now he’s embracing it because he knows he doesn’t have a choice. To the casual observer, this is a big deal. The banks that don’t adapt will die.
 

Brushy Bill

Hall of Famer
Mar 31, 2009
55,272
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I’m not a Jamie Dimon fan, that being said, he fought it but now he’s embracing it because he knows he doesn’t have a choice. To the casual observer, this is a big deal. The banks that don’t adapt will die.
I think he's pretty much the Devil, but you're correct. Even the big boys are seeing the writing on the wall.