Hospital billing

L4Dawg

All-American
Oct 27, 2016
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Well you know, knowing ahead of time what charges are gonna be allows one to plan. I don't have to look at a restaurant menu right this second to decide what i want to eat as i'm hungry.

When i get hungry, i already have an idea of where and I can afford to go or what i'd like to eat based on quality and service.
How exactly are you going to know ahead of time what your charges at the ER are going to be? Think about it.
 

L4Dawg

All-American
Oct 27, 2016
10,277
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How the heck is an emergency room going to be able to give you an estimate of what it will cost when they have no idea what they will need to do until after they examine you? $1,506 for an emergency room visit is dang cheap if you ask me.
It’s really cheap.
 

L4Dawg

All-American
Oct 27, 2016
10,277
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I do and i understand it won't be that much.

My point is why the 17 have we made it so complicated? It should be so much easier.

My answer? Hospitals, Insurance companies and the government have 17ed it all up. They are all responsible.

Simplify it and it will get better.
Well we can always go back to 1950’s medicine If that’s what you want. It was a lot simpler back then.
 

L4Dawg

All-American
Oct 27, 2016
10,277
7,132
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Then lower the GD overhead!

take insurance out of this equation.

charge customers what it cost and what is required to make a reasonable profit. Hell make an unreasonable profit. I don’t care as long as it’s easy for people to see prices and for competition to enter the market.
How are you going to lower the overhead? Serious question.
 
Aug 23, 2012
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I was in the ER a few months ago. Umbilical hernia had me in intense pain for a few hours before I went. Got there and a shot of morphine and a cat scan. 2k after insurance and they couldn’t find anything wrong with me. Wrenched my back last weekend and almost passed out twice from the pain. Even through the pain I decided to wait and go to urgent care instead of the er. Guy gave me some muscle relaxers and mobic and told me to put ice on it. Haven’t got the bill yet but I’d be willing to bet it isn’t 2k
 

Podgy

All-Conference
Oct 1, 2022
3,582
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Amazing how many are defending this. We have such a complicated, bizarre system that likely no modern society would adopt it. Can't wait to get on Medicare so I don't have to deal with all this. Let the youngsters pay for all those bills I'll rack up.
 

Dawgs87

Redshirt
Nov 27, 2017
41
28
18
Ok i went to the ER in early March. I'm fine other than i'm a pu$$y sometimes.

I was there for 2 hrs max.

I received 2 bills.

1 bill from the hospital for electrocardiogram 12 lead and ER III
electrocardiogram - $235
ER III - $584
total - $819.00

1 bill from another company for the ER doctor
$687

so for 2 hours max, the hospital charged me $1,506 and they didn't use any consumables. No IVs, no bandages, etc. Everything they used on me can be used again except for some adhesive stickons for the electrocardiogram. Lets call it $75 max for things that are consumed and cant be used again.

Total time i looked at a doctor? 15 mins max. Lets say the doctor spend 45 mins seeing me and reviewing my test and chart. 0.75 hrs
Total time i looked at a nurse? 25 mins max. Lets say the nurse spent 1 hr seeing me and reviewing my test and chart. 1 hr

Lets say you charg $500/hr for a doctor and $200/hr for a nurse. Neither are making nearly that much and thats plenty of room for profit with no consumables.

$500 x 0.75 doctor
$200 x 1 nurse
$75 x 2 hrs room
$75 in consumables
$800 total max

WHAT AM I MISSING HERE? Why can't there be a menu that people see ahead of time of charges? What charges are and how they will be charged? Why is it so complicated?
Similar happened to me recently. My 4 year old busted his chin just bad enough to consider it might need a stitch or two. Once we got to the ER, they rubbed a little glue on it and sent us on our way (and the bill for nearly $2k later). Thankfully, insurance covered most of it, but point being that it couldn't have taken more than 30 minutes to an hour altogether and a trivial amount of glue.
 
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ZombieKissinger

All-American
May 29, 2013
4,902
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You charge high across the board for simplicity and to make sure you’re above contracted prices both for financial and compliance reasons, then your insurance adjusts down to the contracted rate. It screws self pay over so they have to either pay too much or deal with payment plan process. A lot of self pay, of course, never pay. Revenue is recorded separately from the charged amount because the charged amount is way too high
 

eckie1

All-Conference
Jun 23, 2007
3,895
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I broke my collarbone 10-ish years ago. Went to the ER who did nothing but x-ray, give me the shoulder brace and prescribe me some high-octane Tylenol. Was about a $3k event, but I was only in the hook for a small part of it due to insurance.

They referred me to a specialist to make bi-weekly visits to check the progress. They literally never did anything but ask me how I was, outside of the main guy “touching” the injury twice. Every touch that SOB made ran the bills up a good $1k, and they had a medical coder there watching everything like a hawk.

Our health system is beyond 17’d.
 

Villagedawg

All-Conference
Nov 16, 2005
1,990
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In France about 20 years ago with a bunch of high schoolers. Some get drunk and about 2 AM start doing stupid things. Ones ends up with what I’d call a severe laceration. We go to French hospital. About an hour and a half later we are out of there with stitches, meds, and follow ups scheduled. Total bill: $0.
 
Aug 22, 2012
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No one is mentioning one of the worst parts of the equation. Cost of medicines. Two years ago, medications represented 48 percent of BCBS MS total claims payments. Exceptionally high in comparison to national average. Politics notwithstanding, the pharmaceutical companies are never brought into the argument but a lot of the problem with cost.

Trial attorneys aren’t helping matters either.

That should cover all parties with a hand in this mess along with those mentioned earlier