is to call MSU and if you know what you want to major in, go for those scholarships. For example, if you want to be a teacher, talk to the college of education. Or even better, go up there in person. In person just seems a whole lot more effective when you want info. Although, I almost got into a fight with one- OK, I exchanged words with- one of the financial aid people at UMC when I was in OT school. But I got the info I needed! That tends to happen when you barge into someone's office after waiting for over an hour though.
Also, check with the financial aid dept. at MSU because you may be able to get something like a federal grant or something else.
Keep in mind with scholarships and grants, you can have more than one. For example, when I was at MSU, I had MTAG, William Winter for being an education major and actually paid for most of my MSU tuition, I had a scholarship through the college of education, and I had my band scholarship worth two dollars and one free hash brown at McDonald's.
You just have to do what you're doing, which is ask around and see. And that's one of the bad things about financial aid- a lot of it you have to find out yourself.
But if you look hard enough, I think you'll find enough to pay for a good bit of your college and also be where you don't owe five million dollars in loan money. Actually, my advice is to stay away from loans as much as you can- you may not be able to avoid it, but if you can go to college and have to not pay a whole lot back, you're going to be ahead of the game.