I believe he is referring to self employed folks who own a business, but don't have enough employees to provide a plan. I have a friend who is in this boat. He has an ACA plan because he is self employed and it's cheaper than other alternatives.
LOVE THE COMING DEMOCRATIC SHUMER GOVERNMENT SHUTDOWN
- Thread starter PalmettoTiger1
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I believe he is referring to self employed folks who own a business, but don't have enough employees to provide a plan. I have a friend who is in this boat. He has an ACA plan because he is self employed and it's cheaper than other alternatives.
Republican cuts through the ******** and explains why the shutdown is really happening...
I keep answering your questions and then you change the subject, so reminder that I am not interested in prolonging this because my one and only point was the AHCA was worse.
But if you want to ensure poor working class people have insurance (like I do) the money will have to come from somewhere and that somewhere is taxes no matter what form it takes. If you have a great idea of how to cover them without spending money, I'm all ears.
nope, you missed the point. I didn't even bring up garland. I didn't even bring up the election year thing. That had nothing to do with the change of Senate rules on federal judges. But McConnell warned harry Reid that changing the rules would come back to bite him in the a--. And it did when McConnell changed the rules for supreme court justices.
I'm not saying there wasn't a little bit of hypocrisy in the Republican position. But had Reid not changed the rule then likely McConnell wouldn't have either and there would probably not be a 6-3 court
I do too. But I'm afraid it's gone so far now, we'll never be able to put in back in a box.
haven't we already disproved the claim that by giving people health insurance they wouldn't go to the emergency rooms, they'd go to their doctors?
I don't know about other areas, but down here where I live, within the last 5 years there must have been at least 10 new emergency rooms or urgent care facilities open. That tells me hospitals are filling what they have and need more.
Part of that is a structural issue with health care in that the incentives to treat are much greater than the incentives to cure.
It’s why I would support covering the GLPs. The weekly shot would prevent so many from becoming obese and taxing our health care system. You could at the same time increase rates for the obese to cover for those who don’t want the shot and also help fund this program.
but I’m just spitballing here. Have not done any rigorous analysis.
I think all of us could come to an agreement that our health system needs some repair. I'm not one that thinks that throwing more money at the problem is the solution. Right now we have little incentive for self care, and as long as someone else is paying the bills calling for appointments or high cost tests really doesn't impact the individual.
What started as a good idea, has turned out to be so so and is coming in at substantially higher cost than anticipated.
It's time for both Democrats and republicans to come together and fix the problem. We've had 15 years on the learning curve, there has to be a better way.
Over the last 10-15 years or so, urgent care facilities have sprung up like mushrooms after a spring rain. There are now a ton of them. I think a big reason for that is that hospital emergency rooms have to treat patients regardless of their ability to pay. Urgent care centers are, to my knowledge, under no such requirement. People who have insurance or can pay the outpatient fee are the ones who are going to urgent care facilities.
please don't tell me you're agreeing with me. I might have to relook my position
- There aren't 22 million people like that.
- People who make up to 400% of the FPL would still qualify for ACA subsidies.
- Self employed people can fully deduct the cost of health care premiums.
- What did self employed people do before Covid when we had ACA subsidies but not enhanced subsidies?
- A lot of companies provide high deductible plans to their employees. Who do people receiving subsidies get better and cheaper coverage than the people who pay full price?
Poor working class people are on Medicaid or qualify for original ACA subsidies. Nobody is taking that away. We're talking about subsidies on top of subsidies that were passed as a temporary measure because of Covid. We aren't paying for what we already have so how are we going to pay for even more?
Our system has become so convoluted that it would need to be torn down and restarted from scratch and neither party has the political courage to do that.
It's not just urgent care facilities. Medical buildings are everywhere.
I know I'm getting to be an old fart but when I was a kid our family doctor worked out of his home. He lived in a split level and the lower level was his office. If he couldn't solve your problem he sent you to the hospital. All of these specialists didn't exist like they do today. If I had a rash I didn't go to a dermatologist. If I had a bunion I didn't go to a podiatrist. If I had the flu I didn't go to a respiratory specialist. There was almost nothing for mental health. Those things are all great but they're expensive and nobody wants to put a price tag on them.
Healthcare is like education. People want it all because how can you put a price on such things?.
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1) Obamacare ACA started 2014. Health insurance prices skyrocketed.
2) By 2021 it was so expensive, Biden and Dems passed temp subsidies to hide the cost of Obamacare.
3) Dec 31, 2025 the 2021 subsidies expire.
Democrats want the temporary 2021 subsidies to continue forever in order to hide how much of a disaster Obamacare has become.
If they could, Democrats would increase the subsidies even more to further hide the disaster of Obamacare policy requirements.
Why is Obamacare ACA messing up health insurance? Before the ACA, the individual health insurance market sold cheaper, less comprehensive plans. This made sense for many people, particularly young people who rarely have any serious issues.
They didn't hide it from the masses who make too much money to qualify for subsidies.
it is kind of unique that the people who created the ACA are now holding the government hostage because they claim that the ACA as passed does not work.
It's not unique. Politicians get elected by promising free stuff. They lose elections by promising to take away free stuff. That's why the republicans will cave and agree to extend the covid subsidies for a year followed by a gradual wind down. Democrats will declare victory with the intention of doing this again after the midterms.
The closest thing to eternal life on earth is a government program.
the thing is, republicans have already said they intend to do something about the subsidies. They said that before the shutdown. So why not just do it. All the rest of the stuff in the democrat demand is peripheral to the argument IMO
As a quick aside to #4, I would guess that a lot of things went up and the middlemen insurance companies are now just making more money and don't want to go back to what they were charging pre-enhancement. (literally just a guess, but think a lot of our issues are the middle men)
I have a friend in the health insurance brokerage business, and according to him, it a cut throat business. It's more likely it's the insurance companies making the money. Did you notice that just about all the big guys are exiting the Medicare advantage programs.....not making money.
Healthcare are costs are not going down anytime in the near future. Either fix the system or expect the call for higher subsidies to happen every year
What insurance companies are making outrageous money?
Medicare is expensive
BC/BS is non profit
UHC profits are ~6% of revenues
The Insurance Industry is Quietly Making Record Profits
www.justice.org
On wanting people to be sick with diseases or problems is a doctors dream vacation , new car , vacation home etc
doctors love revenue sources
That's property insurance, not health insurance.The Insurance Industry is Quietly Making Record Profits
It really is wild that she's on the Dems side. Posting her whole statement
"I was not in Congress when all this Obamacare, “Affordable Care Act” ******** started. I got here in 2021. As a matter of fact, the ACA made health insurance UNAFFORDABLE for my family after it was passed, with skyrocketing premiums higher than our house payment.
Let’s just say as nicely as possible, I’m not a fan.
But I’m going to go against everyone on this issue because when the tax credits expire this year my own adult children’s insurance premiums for 2026 are going to DOUBLE, along with all the wonderful families and hard-working people in my district.
No I’m not towing the party line on this, or playing loyalty games. I’m a Republican and won’t vote for illegals to have any tax payer funded healthcare or benefits.
I’m AMERICA ONLY!!!
I’m carving my own lane.
And I’m absolutely disgusted that health insurance premiums will DOUBLE if the tax credits expire this year.
Also, I think health insurance and all insurance is a scam, just be clear!
Not a single Republican in leadership talked to us about this or has given us a plan to help Americans deal with their health insurance premiums DOUBLING!!!
Our country sent $30 billion to Israel in 2024 alone killing countless innocent children and sent HUNDREDS OF BILLIONS to Ukraine in the past few years. By the way, I voted NO to all of that murder! America has funded the Ukrainian government, Ukrainian, pensions, and Ukrainian businesses during this entire stupid war that America should have nothing to do with.
All our country does is fund foreign countries and foreign wars, and never does anything to help the American people!!!
It is absolutely shameful, disgusting, and traitorous, that our laws and policies screw the American people so much that the government is shut down right now fighting over basic issues like this.
Again, NO FUNDING FOR ILLEGALS AND ANY BENEFITS FOR THEM, BUT WE HAVE TO DO SOMETHING ABOUT THE ABSOLUTELY INSANE COST OF INSURANCE FOR AMERICANS.
You don’t HATE your government enough.
I’m here in Washington DC this week to meet with anyone who is AMERICA ONLY and will work with me on a plan for AMERICANS ONLY!!!"
I don’t know the law but people working through the shutdown should get paid + interest. The people who didn't work don’t deserve much.
Got you. Was just a quick google. I still have concerns of a system with that many people who need to get paid being affordable. But I readily admit I don’t have the answers to making things affordable while still driving innovation.
Why? Furloughed workers aren't allowed to work and they had nothing to do with the shut down. Why should they be denied back pay?
I feel bad about contract employees, like janitors, security guards, food service workers etc. They are going without paychecks and they will not get back pay when this is over.
So our taxes will cover WIC? Wild concept.