OT: Stock and Investment Thread

T2Kplus20

Heisman
May 1, 2007
31,177
19,197
113
Today’s unemployment print killed people’s rate cut dreams for Q3 of this yr.

Employment is strong with robust wage growth . Credit tightening is working through the economy and liquidity is being to taken out but GDP is still positive. Housing is not dropping. Banks are wobbling daily but staying above water.

The FED just sits in its hands through the end of the summer. Macro effects of rate hikes are not debilitating the economy. There is not justification for a rate cut for the foreseeable future. Hopefully inflation is at 3% by September.
Rate cuts coming soon as inflation continues to plummet. The garbage gov'ment shelter data is slowing catching up with reality. People that understand simple math already know high inflation is gone.

Fed to cut rates to the neutral range of 2.5-3.0% prior to the presidential election.
 

T2Kplus20

Heisman
May 1, 2007
31,177
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Got to take profit when you see it. Just have to do it a few times while waiting for the next earning season.
You would have made a lot more money if you just bought and held the past few years. UNH is an exceptional company.
 

RUschool

Heisman
Jan 23, 2004
49,910
14,001
78
You would have made a lot more money if you just bought and held the past few years. UNH is an exceptional company.
My way is safer and I make plenty of money. I’ll hold it longer when the crash happens. Only trade in quality stocks because they in most case reach new highs, it’s just a matter of time. Buy stocks low (down 15-20% from high) and sell high( 10-15%) when they recover. I was doing it with techs but they are unreliable for now, can’t see the pattern.
 
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T2Kplus20

Heisman
May 1, 2007
31,177
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My way is safer and I make plenty of money. I’ll hold it longer when the crash happens. Only trade in quality stocks because they in most case reach new highs, it’s just a matter of time. Buy stocks low (down 15-20% from high) and sell high( 10-15%) when they recover. I was doing it with techs but they are unreliable for now, can’t see the pattern.
I've been waiting for the next "crash" for quite a long time. Been patient and disciplined on holding cash to the side, but this is so boring.............

It better happen soon!
 

phs73rc77gsm83

All-Conference
Aug 11, 2011
3,060
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I bet the executives at these banks are doing a F’ load of trading based on insider info. That needs to be looked at in due time.
Insiders have to file Form 4 with the SEC within two days of the transaction. Form 4 discloses the details of the transaction so we’ll know soon.
 
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T2Kplus20

Heisman
May 1, 2007
31,177
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Insiders have to file Form 4 with the SEC within two days of the transaction. Form 4 discloses the details of the transaction so we’ll know soon.
I had to do a 10b-5 plan and file it with the SEC, so my RSUs cash out automatically. My options are another issue. Need approval from our General Counsel to exercise those (but holding them long term).
 
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phs73rc77gsm83

All-Conference
Aug 11, 2011
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I had to do a 10b-5 plan and file it with the SEC, so my RSUs cash out automatically. My options are another issue. Need approval from our General Counsel to exercise those (but holding them long term).
I think 10b-5 plans are very appropriate and allow an executive/insider to sell without raising suspicion of timing. Agree on holding employee stock options long term in a stable company. Great way to make some serious bucks!
 

Jtung230

Heisman
Jun 30, 2005
19,071
12,234
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I think 10b-5 plans are very appropriate and allow an executive/insider to sell without raising suspicion of timing. Agree on holding employee stock options long term in a stable company. Great way to make some serious bucks!
Tell that to the Lehman guys
 

phs73rc77gsm83

All-Conference
Aug 11, 2011
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Tell that to the Lehman guys
Yea, but was Lehman really stable in various scenarios that should have been explored? If there is any sense of instability in various scenario analyses, exercise when you can. I did that when I was on the Board of a small pre-IPO company. Went public, spiked, sensed some issues, sold, dropped any eventually acquired. For a company like I think T2K works for, probably food long term. But point well taken.
 

Jtung230

Heisman
Jun 30, 2005
19,071
12,234
82
Yea, but was Lehman really stable in various scenarios that should have been explored? If there is any sense of instability in various scenario analyses, exercise when you can. I did that when I was on the Board of a small pre-IPO company. Went public, spiked, sensed some issues, sold, dropped any eventually acquired. For a company like I think T2K works for, probably food long term. But point well taken.
The sad part for the Lehman guys was that they were pressured to hold. I think you always sell a portion for diversification. You already have a lot of exposure because you work there.
 
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T2Kplus20

Heisman
May 1, 2007
31,177
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Yea, but was Lehman really stable in various scenarios that should have been explored? If there is any sense of instability in various scenario analyses, exercise when you can. I did that when I was on the Board of a small pre-IPO company. Went public, spiked, sensed some issues, sold, dropped any eventually acquired. For a company like I think T2K works for, probably food long term. But point well taken.
Bad actors will always finds ways to be bad. These plans won't prevent that. However, 10b-5 plans allow honest people to manage their finances and risks as they see fit. That's a good thing.
 
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rurahrah000

All-Conference
Aug 21, 2010
3,247
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I had to do a 10b-5 plan and file it with the SEC, so my RSUs cash out automatically. My options are another issue. Need approval from our General Counsel to exercise those (but holding them long term).
They give RSU’s to janitors? Must be a great company. Just kidding man. I know you are the CEO
 

T2Kplus20

Heisman
May 1, 2007
31,177
19,197
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Now that I believe!!!

BTW… Hope you loaded up on LABU. TMF is likely the next one, but still got a little more time.
I bought a respectable amount of LABU and CURE. But when things are going well, you always feel like it wasn't enough. I'm going to shift my stop losses on both to lock it some profit.

Yes, I have TMF on my watch list. I think you mentioned it in the past. I assume when long-term rates start heading down, they will do so for a while. Not that experienced tracking treasuries, so I may follow your lead on that one.

Still waiting on that Nat Gas trade. Perhaps soon. I will try to report on that one on the same day.
 

patk89

All-Conference
Jul 25, 2001
6,304
2,428
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The sad part for the Lehman guys was that they were pressured to hold. I think you always sell a portion for diversification. You already have a lot of exposure because you work there.
And the rank and file at Enron were kept in the dark as the company cratered. Strongly encouraged to hold company stock as senior mgmt played games. My friend's dad worked for, and held way too much Lucent stock relative to his wealth as it collapsed. Diversify.
 

T2Kplus20

Heisman
May 1, 2007
31,177
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Williams and Powell are the only ones worth listening too. Those two are dictating policy.
Goolsbee and the Biden appointees have the votes and will dictate policy as the presidential election year approaches. They forced the paused already.
 

RUDead

All-Conference
Sep 20, 2017
3,655
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The change in language. They allowed Powell to save face on all the banks he collapsed.

Changing language isn't pausing.

Powell is in the process of taking the leverage out of the banking and shadow banking system. Some banks were inevitably going to fail.
 
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T2Kplus20

Heisman
May 1, 2007
31,177
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Changing language isn't pausing.

Powell is in the process of taking the leverage out of the banking and shadow banking system. Some banks were inevitably going to fail.
The Fed screwed the pooch in 2021 and is currently screwing the pooch again now. Inflation would have been down to the same current level without going past neutral. Comical to see how dumb they are.
 

RUAldo

All-Conference
Sep 11, 2008
4,648
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The Fed screwed the pooch in 2021 and is currently screwing the pooch again now. Inflation would have been down to the same current level without going past neutral. Comical to see how dumb they are.
Not to mention Fed rate increases created a housing mess. Home prices keep going up because nobody is going to dump their 3% mortgage for 6%+. If rates dropped dramatically inventory levels would increase and prices would stabilize or possibly decrease.
 

T2Kplus20

Heisman
May 1, 2007
31,177
19,197
113
Not to mention Fed rate increases created a housing mess. Home prices keep going up because nobody is going to dump their 3% mortgage for 6%+. If rates dropped dramatically inventory levels would increase and prices would stabilize or possibly decrease.
Yup! The morons at the Fed had no idea of the consequences of their actions.
 

Morrischiano2

All-American
Dec 3, 2019
5,956
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Not to mention Fed rate increases created a housing mess. Home prices keep going up because nobody is going to dump their 3% mortgage for 6%+. If rates dropped dramatically inventory levels would increase and prices would stabilize or possibly decrease.
Not sure if you’re serious…