OT: Stock and Investment Thread

RUAldo

All-Conference
Sep 11, 2008
4,683
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$100k of principle is where we stopped with our daughter. We look to be good for college and also 8 years of K-12 private school withdrawals.....which are capped at $10k per year.
Is there a particular number that most folks target?
 

patk89

All-Conference
Jul 25, 2001
6,304
2,428
78
For the 529 I'm going to keep steadily funding it for my 2 past $100K. I've been doing $10K per child per year. T2K did mention principal so he may have crushed it on returns so his balance is well above $100k. But I'm thinking $80,000 x 4 years = $320,000 needed by entry to college. Rather overfund it than not have it. And, to be clear, I don't relish the thought of paying that type of money to an expensive private school unless the chosen academic major makes sense. And RU offers great value which would allow the 529 to fund grad school.
 

tom1944

All-American
Feb 22, 2008
6,596
6,971
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For the 529 I'm going to keep steadily funding it for my 2 past $100K. I've been doing $10K per child per year. T2K did mention principal so he may have crushed it on returns so his balance is well above $100k. But I'm thinking $80,000 x 4 years = $320,000 needed by entry to college. Rather overfund it than not have it. And, to be clear, I don't relish the thought of paying that type of money to an expensive private school unless the chosen academic major makes sense. And RU offers great value which would allow the 529 to fund grad school.
I think most people expect $100,000 invested over 18 to 22 years will get them close to $300,000
 
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RUschool

Heisman
Jan 23, 2004
49,910
14,001
78
GOOG hit a new 52 week low and MSFT close to its 52 week low, maybe the S&P ready to move further downward. S& P broke 3900. Get me to 3,750 and I’ll start buying slowly.

FDX new 52 week low after close and announcement.
 
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ashokan

Heisman
May 3, 2011
25,325
19,688
0
Putin survived an assassin attack

Ukraine says?
So far the articles I read point to "Ukrainian sources" or no sources
Europe has cooled on Zel and fewer Americans buying the con - Zel needs more smoke for US butts
US weapons for Ukraine showing-up all over the world
The hyped "offensive victory" was a con - Ukraine attacked empty space
Zel meeting with defense contractors this month and he's trying to look viable still (even Ukraine not happy with him and his mafia).



Col. Doug Macgregor has been on this con from the start.

Monday, September 12, 2022​

Update on the last 72-96 hours in Ukraine:​


1) Russians inflicted huge casualties on the Ukrainians that advanced to Izium.

2) Russians took very, very few casualties.

3) Ukrainians advanced through empty space. They did not force the Russians out. They simply moved in after the Russians withdrew.

4) Ukrainian forces are now out of the cities and forests and must fight in the open. This the fight the Russians prefer.

Russian Counterstroke will occur soon. The stage is set. Meanwhile, the Ukrainians are attacking Krasny-Lyman, but the Russians were present in strength and the Ukrainians in a single day of combat lost 300 KIA and over 1000 WIA.

There are over 2000 AFU wounded from the failed Kherson offensive. The hospitals are overwhelmed. Locals are lined for blocks up to give blood.

Several AFU units are refusing to return to front lines. Perhaps the AFU will collapse at the rank and file level to end the insanity.


Posted by Dougals A. Macgregor, Ph.D. at 11:36 AM

 
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T2Kplus20

Heisman
May 1, 2007
31,278
19,262
113
Yes. Unfortunately. But if the fed funds rate stays elevated through much of 2023 like some believe it will…
Inflation is crashing. Two possible scenarios:

1. Fed gets smart and starts to react to real metrics instead of lagging garbage (and stops raising rates)
2. Fed stays dumb and crashes the economy by mistake (and has to start cutting rates).

Either option should play out by Q1-23.
 

RU-Hunter

Senior
May 21, 2022
723
494
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The FedEx report is indicative of a slowing economy. Hopefully, the FOMC will consider the other part of their dual mandate. That is make sure employment levels remain strong and they don’t take rates too high.
 

RUAldo

All-Conference
Sep 11, 2008
4,683
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The FedEx report is indicative of a slowing economy. Hopefully, the FOMC will consider the other part of their dual mandate. That is make sure employment levels remain strong and they don’t take rates too high.
Agree 100%. FedEx results say a lot about where we are headed.
 

RUDead

All-Conference
Sep 20, 2017
3,655
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The US$ is back trading at it's highs and the British Pound just hit lows not seen since 1985.

We are in a full blown global currency war, luckily the US is in much better shape than the rest of the world. I think we are going to start to see sovereign debt defaults sooner than later.
 

T2Kplus20

Heisman
May 1, 2007
31,278
19,262
113
Interesting thoughts on ADBE (via CNBC investing club team):

Adobe (ADBE) shares down again premarket after sinking 16% on Thursday on $20 billion deal to buy Figma, a cloud-based software designer. CNBC's tech team says Silicon Valley loves the move, but clearly Wall Street does not. Downgrades and price targets or both from the likes of Baird, Morgan Stanley, and Piper Sandler to name a few. Along with announcing the acquisition Thursday, Adobe beat on quarter earnings and matched on revenue; but warned on next quarter revenue. Figma brings a lot of dilution.

So tech experts love the move. Long-term gain after some short-term pain?
 

T2Kplus20

Heisman
May 1, 2007
31,278
19,262
113
There are stagflation funds…saw one with exposure to oil, gold and TIPS bonds and US Real Estate. I’ll beat that fund with US treasury I bonds for the next couple years. Sobering prospects if you’re a young investor.
Stagflation. LOL! This is the greatest time to be a young investor. Amazing buying opportunities everywhere. Just need patience and perspective.
 

RUschool

Heisman
Jan 23, 2004
49,910
14,001
78
Interesting thoughts on ADBE (via CNBC investing club team):

Adobe (ADBE) shares down again premarket after sinking 16% on Thursday on $20 billion deal to buy Figma, a cloud-based software designer. CNBC's tech team says Silicon Valley loves the move, but clearly Wall Street does not. Downgrades and price targets or both from the likes of Baird, Morgan Stanley, and Piper Sandler to name a few. Along with announcing the acquisition Thursday, Adobe beat on quarter earnings and matched on revenue; but warned on next quarter revenue. Figma brings a lot of dilution.

So tech experts love the move. Long-term gain after some short-term pain?
I decided to take my $70 loss and sold 10 shares this morning and kept 5 shares. The readjustment in the market is finally here and will bring everything down a notch.

Cramer mentioned he purchased 2 year treasuries Yesterday. Normally buys S&P every month but stopped for now.
 

Knight Owl

All-Conference
Jul 27, 2001
3,536
2,580
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That would change a lot of people plans especially the 50-60’s planning to retire.
Yeah, like me… I found a savings offering 2.6%. Probably just a teaser rate that won’t go up but I’m all ears at this point and will look into it. UFB is the bank name.
 

T2Kplus20

Heisman
May 1, 2007
31,278
19,262
113
I decided to take my $70 loss and sold 10 shares and kept 5 shares. The readjustment in the market is finally here and will bring everything down a notch.

Cramer mentioned he purchased 2 year treasuries Yesterday. Normally buys S&P every month but stopped for now.
Gotta stick to the plan and keep buying, especially with inflation crashing. If the economy truly turns south, the Fed will just cut back to zero and start the QE again. That's the new playbook.
 

RUschool

Heisman
Jan 23, 2004
49,910
14,001
78
Gotta stick to the plan and keep buying, especially with inflation crashing. If the economy truly turns south, the Fed will just cut back to zero and start the QE again. That's the new playbook.
Will buy but still too early but have been buying the 3, 6, 9 mths and 2 year treasuries at 3% and higher. Waiting for the 4+ % 2 and 5 years. The market recovery won’t be fast and the treasuries will mature in time to invest in the market.
 

RUBlackout

All-American
Mar 11, 2008
10,758
6,693
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Gotta stick to the plan and keep buying, especially with inflation crashing. If the economy truly turns south, the Fed will just cut back to zero and start the QE again. That's the new playbook.
That could be the playbook but the FED will be out of options at that point to stimulate the economy
 

T2Kplus20

Heisman
May 1, 2007
31,278
19,262
113
The market recovery won’t be fast and the treasuries will mature in time to invest in the market.
Lots of people thought the same thing in March 2020. Be careful. Going back further, the Volker bear market was completely eliminated in under 4 months.
 

RUTGERS95

Heisman
Sep 28, 2005
29,756
41,048
113
I can see the Fed jumping to 1% then going .5 and sitting back given the time lag. My view is changing on how aggressive they will be given housing and global economic indicators. The real issue is the gov't and the green move as that is really fking things up globally
 

RU-Hunter

Senior
May 21, 2022
723
494
0
I decided to take my $70 loss and sold 10 shares this morning and kept 5 shares. The readjustment in the market is finally here and will bring everything down a notch.

Cramer mentioned he purchased 2 year treasuries Yesterday. Normally buys S&P every month but stopped for now.
You can get a one year treasury that pays over 4% right now. I believe that parking some, obviously not all your money, for period of time into bonds is not a bad idea. No state income tax and if rates drop, you can sell the bonds for a gain. We are starting to see corporate profits decline and it will be difficult for for companies to sustain their dividend rate.
 

Knight Owl

All-Conference
Jul 27, 2001
3,536
2,580
0
There are stagflation funds…saw one with exposure to oil, gold and TIPS bonds and US Real Estate. I’ll beat that fund with US treasury I bonds for the next couple years. Sobering prospects if you’re a young investor.
I bonds are 9.62% and compound semi-annually. Limit is 10K in purchases per year for most people.
 

T2Kplus20

Heisman
May 1, 2007
31,278
19,262
113
I can see the Fed jumping to 1% then going .5 and sitting back given the time lag. My view is changing on how aggressive they will be given housing and global economic indicators. The real issue is the gov't and the green move as that is really fking things up globally
Should be .5% and wait. Inflation is coming down hard. They need to be smarter than relying on a garbage metric that lags 6-12 months (CPI).
 

RUTGERS95

Heisman
Sep 28, 2005
29,756
41,048
113
Should be .5% and wait. Inflation is coming down hard. They need to be smarter than relying on a garbage metric that lags 6-12 months (CPI).
mkt has priced in 1.75 to date, mkt is now behind the fed rate expectations which is good