** Wise Words Department **
"This situation in Ohio would give an aspirin a headache.''
- Dan Rather
"This situation in Ohio would give an aspirin a headache.''
- Dan Rather
It’s tough, but not that tuff. What are the entry home prices where you live? Let’s say it’s 250,000. FHA loans require 3.5 percent for a down payment. Comes out to around 8750 for a down payment. You finance your closing costs or get seller to pay. Your financing 242,000 ish. Payment is around 1450 plus 150 for PMI, 200 for taxes and 150 for insurance. All in payment is 1950 a month and all you needed to control and own a major asset is 9000 dollars.The mortgage crisis had real estate values mose money for the first time in US history iirc.
The most recent explosion of real estate is because Black Rock started gobbling up every residential home on the market and paying a premium. They literally wouldn't be outbid and they paid cash which meant a seller avoided inspection etc.
That happened under Trump 1. He should've stopped it then. Now we're in a situation where young people literally cant afford a home. It isnt even just young, unless you make 100-125k, you cant afford a home.
That caused a domino effect to rentals. No one can afford a home, rentals had higher demands and now apartments are insane.
It all started with Trump allowing Black Rock to run wild in the single family dwelling market. There is no answer, because a company that large will just hold these homes until they get the money they want. The most they will lose is 25%, which isnt nearly enough to reset the market.
So unless you owned a home prior to 2019, you probably will never own one. At least not before 2029 and beyond.
i agree with most, but black rock was buying houses during bush too. that is the only point i was making wrt this issue.The mortgage crisis had real estate values mose money for the first time in US history iirc.
The most recent explosion of real estate is because Black Rock started gobbling up every residential home on the market and paying a premium. They literally wouldn't be outbid and they paid cash which meant a seller avoided inspection etc.
That happened under Trump 1. He should've stopped it then. Now we're in a situation where young people literally cant afford a home. It isnt even just young, unless you make 100-125k, you cant afford a home.
That caused a domino effect to rentals. No one can afford a home, rentals had higher demands and now apartments are insane.
It all started with Trump allowing Black Rock to run wild in the single family dwelling market. There is no answer, because a company that large will just hold these homes until they get the money they want. The most they will lose is 25%, which isnt nearly enough to reset the market.
So unless you owned a home prior to 2019, you probably will never own one. At least not before 2029 and beyond.
But that's pretty much always been the case, long before the mass illegal migration crisis. So there is some level of tolerance for it. The trick is limiting it to that and getting the illegals out of the country, thus reducing that burden as well. We just can't be giving them full on medical benefits.I applaud the GOP for standing firm (so far) with the healthcare for illegals, but in reality, no telling how many use the ER as an office visit per say.
The ER will not turn them away so therefore the taxpayers are still funding their medical cost. Hospitals and doctors have to raise their cost, which our insurances pay creating higher premiums to us.
But that's pretty much always been the case, long before the mass illegal migration crisis. So there is some level of tolerance for it. The trick is limiting it to that and getting the illegals out of the country, thus reducing that burden as well. We just can't be giving them full on medical benefits.
The stuff they put in them might be good, but the "ice cream" itself is always foamy, full of tiny air bubbles when I eat it.Blue Bunny makes good Load’d Sundae’s, however.
Good grief. 29 years later, Chucky pulls a 180.
But they have to have the workers with the skills set to operate them.you missed the Companies building facilities in the US to avoid tariifs?
Because they are more skilled than the Americans? Companies replace people with better skills all the time.Why would a company pay the up-front visa fee to bring in someone that they will pay the same as an American?
The idea that non-European people would come to the West and not retain their tribal/ethnic instinct is as stupid as it gets. The idea that Europeans should not have the exact same instincts is just as stupid.
Pitiful answer from the Pope. Anyone who has ever discussed or argued with a liberal about abortion, this is the thoughtless, stock answer you would always get.
“I think that is very important to look at the overall work that this Senator has done during, if I'm not mistaken, 40 years of service in the United States Senate.
I understand the difficulty and the tensions but I think as I myself has spoken to pass, it’s important to look at many issues that are related to what is the teaching of the Church.
Someone who says I'm against abortion but I'm in favor of the death penalty, is not really pro-life. So someone who says that I'm against abortion but I'm agreement with the inhuman treatment of immigrants who in are the United States I don't know if that's pro-life; so they're very complex issues. I don't know if anyone has all the truth on them, but I would ask first and foremost that there'd be greater respect for one another, and that we search together both as human beings and that case is American citizens or citizens of the state of Illinois, as well as Catholics to say we need to, you know, really look closely at all of these ethical issues and to find the way forward as Church. Church teaching on each one of those issues is very clear. Thank you.”
It’s tough, but not that tuff. What are the entry home prices where you live? Let’s say it’s 250,000. FHA loans require 3.5 percent for a down payment. Comes out to around 8750 for a down payment. You finance your closing costs or get seller to pay. Your financing 242,000 ish. Payment is around 1450 plus 150 for PMI, 200 for taxes and 150 for insurance. All in payment is 1950 a month and all you needed to control and own a major asset is 9000 dollars.
Housing tends to double every 15 years. So by the time you pay the loan off, you will likely have a house worth over 600,000.
if you don’t have 9000 dollars, you need to keep saving.
i agree with most, but black rock was buying houses during bush too. that is the only point i was making wrt this issue.
Well, each to their own I guess. I have teams I like, I play fantasy football, sometimes the teams I like are in the SB. I would like to be able to watch without being bombarded with this $h1T and I think I speak for a good majority of true fans of the sport when I say that. Are we all just supposed to follow your lead and not give a crap? Are you a better person than us for not giving a crap?You sound like what the NFL does is meaningful to you. If so, why? Me, IDGAF.
SMDH. Condescending much? The Education system has been failing kids for a long time. I know this. Is it possible I can point out an example of that?You mean you're just now coming to that thought, much les conclusion?
Human trafficking isn’t very Christian-like, Pope Leo the Stupid.Maybe instead of running his big Yap, Pope Leo should take a 100 or so illegals with criminal records into the Vatican and pay their food and free medical. See how that turns out.
Re: property taxes, I have a couple of takes. One, as they are generally tied to your escrow in a mortgage, they should reduce exponentially as you pay down your mortgage and once you own your home free and clear the property tax goes away. Then it's more like a Sales tax so to speak. If they want a tax for public services and schools, collect that another way. The only reason those are tied to your property is because your land is the leverage they have to threaten you with if you don't pay.no. My house is worth more than 500k. So I have to pay some kind of property tax while those that are 500k and under get some break? No absolutely not.
A lot of traing going on. My Company just signed big contracts with Honda, Rockwell and Lilly to build training labs and equipment to train employees on new technology. Also doing a lot with the Technical Colleges like Ivy TechBut they have to have the workers with the skills set to operate them.
It's definitely not top shelf at all. I guess I like them because they are loaded up with goodies so much that I don't even notice the taste of the ice cream, lol. I don't get them often.The stuff they put in them might be good, but the "ice cream" itself is always foamy, full of tiny air bubbles when I eat it.
Is he gonna run against Pearl? who's win that?![]()
ESPN Commentator Paul Finebaum Considers Senate Run in Alabama After Charlie Kirk Assassination
Longtime ESPN and SEC Network host Paul Finebaum is weighing a possible run for the United States Senate, citing the September 10 assassination of Turning Point USA founder Charlie Kirk as his insp…wokespy.com
Cignetti isn't leaving IU for what would be a lateral move to the SEC from the Big 10. He's not all that young either. Seems like he wants to cement himself at IU, unless maybe a power program comes open like Bama, Oklahoma or the like.Not sure how likely it would be that he would come here...but wouldn't you have to make a call to Curt Cignetti? I can't imagine he's gonna be at IU forever. He may view an SEC job as a step up. UK is paying Stoops top 10 money...I'm sure they would pay top 10 for someone like Curt.
If the UK job is open at the same time the Florida job is open, who do you think wins that battle if both call him? They should call Saban and Urban Meyer too, Would be a waste of time though.True but if you're UK you still should make the call.
Here's a conundrum. pretty much all the outlets and options are becoming pricey. but none of the streaming services work without internet access which has a cost of it's own. Spectrum, AT&T Fiber and i think Starlink are what I can get in my fairly rural neighborhood. probably a Verizon or T-Mobile satellite thing as well, but not going down that path. Anywho, on top of whatever TV plan, you pay for you have that ISP cost to factor into it all.I would love to go that route but there are too many packaged channels that spouse unit can’t live without.
Would prefer to have a TV package that doesn't require me to keep looking out my windows for FED agents.All those and many more are available for free. Very basic research should show you. I'm not sure if it's oK to give more than a hint here. A VPN is recommended. Proton is free.
This story has probably run it's course, but this guy's whole adult life has been a lie and self promotion.
This x account has tracked it all. From 25 year old newspaper clippings to excerpts from his three books. None of them agree. The biggest connection, but not a lie, was from when he was a DC hs principal. In his first year there(2012 and he was there 1.5 yrs) Oprah's Stedman visited and remarkable in only that he is Oprah famous. But, at the end of that school year, Moochelle spoke at that hs graduation. Those factoids came from one of his books. The Iowa board chairman connection is suddenly more interesting.
His masters came from Georgetown and it was a pilot program and he was in the first class to move through it. It was a one year program instead of two designed especially for existing principals.
He claimed an Ed.D from 2007 that did not exist. The job before Iowa(Erie,Pa) eventually called him on it and he received an Ed.D from an Arizona online degree mill in 2021.
I think this guy has been in the Obama circle for along time, but there are lots of people in that circle. He's just a seed and maybe he turns into something. I don't think it's any different than McConnell and Cameron. Mitch or Mitch's group had Cameron on the radar since Cameron was in high school.
The difference is the lady running for US Senate that hired him would've known, not probably, not could've and definitely not didn't know this guys history.
In his early career he claimed military service and also being a police detective. That went away later when the timeline got to crazy.
His time at Harvard was a summer workshop for principals.
All of his credentials follow that pattern, lots of institutions and no degrees.
He has a voters registration in Maryland when he had not lived there in a decade.
The 2020(employed in Erie) weapons charge was just like the one he received this week. He was an illegal with a gun. There were lots of rumors, he refuted those rumors(receipt in x thread) and law enforcement never went public on why he was questioned.
If interested...
Boo Who![]()
If the UK job is open at the same time the Florida job is open, who do you think wins that battle if both call him. They should call Saban and Urban Meyer too, Would be a waste of time though.