POLITICAL THREAD

How will they rule ??!


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GJNorman1

Senior
Jan 28, 2013
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The mortgage crisis had real estate values mose money for the first time in US history iirc.

The most recent explosion of real estate is because Black Rock started gobbling up every residential home on the market and paying a premium. They literally wouldn't be outbid and they paid cash which meant a seller avoided inspection etc.

That happened under Trump 1. He should've stopped it then. Now we're in a situation where young people literally cant afford a home. It isnt even just young, unless you make 100-125k, you cant afford a home.

That caused a domino effect to rentals. No one can afford a home, rentals had higher demands and now apartments are insane.

It all started with Trump allowing Black Rock to run wild in the single family dwelling market. There is no answer, because a company that large will just hold these homes until they get the money they want. The most they will lose is 25%, which isnt nearly enough to reset the market.

So unless you owned a home prior to 2019, you probably will never own one. At least not before 2029 and beyond.
It’s tough, but not that tuff. What are the entry home prices where you live? Let’s say it’s 250,000. FHA loans require 3.5 percent for a down payment. Comes out to around 8750 for a down payment. You finance your closing costs or get seller to pay. Your financing 242,000 ish. Payment is around 1450 plus 150 for PMI, 200 for taxes and 150 for insurance. All in payment is 1950 a month and all you needed to control and own a major asset is 9000 dollars.

Housing tends to double every 15 years. So by the time you pay the loan off, you will likely have a house worth over 600,000.

if you don’t have 9000 dollars, you need to keep saving.

USDA loans in rural areas allow for a zero dollar down payment.
 
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Lost In FL

Heisman
Oct 5, 2001
20,134
68,869
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The mortgage crisis had real estate values mose money for the first time in US history iirc.

The most recent explosion of real estate is because Black Rock started gobbling up every residential home on the market and paying a premium. They literally wouldn't be outbid and they paid cash which meant a seller avoided inspection etc.

That happened under Trump 1. He should've stopped it then. Now we're in a situation where young people literally cant afford a home. It isnt even just young, unless you make 100-125k, you cant afford a home.

That caused a domino effect to rentals. No one can afford a home, rentals had higher demands and now apartments are insane.

It all started with Trump allowing Black Rock to run wild in the single family dwelling market. There is no answer, because a company that large will just hold these homes until they get the money they want. The most they will lose is 25%, which isnt nearly enough to reset the market.

So unless you owned a home prior to 2019, you probably will never own one. At least not before 2029 and beyond.
i agree with most, but black rock was buying houses during bush too. that is the only point i was making wrt this issue.
 

trueblujr

Heisman
Dec 14, 2005
30,265
95,791
113
I applaud the GOP for standing firm (so far) with the healthcare for illegals, but in reality, no telling how many use the ER as an office visit per say.
The ER will not turn them away so therefore the taxpayers are still funding their medical cost. Hospitals and doctors have to raise their cost, which our insurances pay creating higher premiums to us.
But that's pretty much always been the case, long before the mass illegal migration crisis. So there is some level of tolerance for it. The trick is limiting it to that and getting the illegals out of the country, thus reducing that burden as well. We just can't be giving them full on medical benefits.
 

Classy_Bowls

All-American
Aug 29, 2024
804
6,486
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But that's pretty much always been the case, long before the mass illegal migration crisis. So there is some level of tolerance for it. The trick is limiting it to that and getting the illegals out of the country, thus reducing that burden as well. We just can't be giving them full on medical benefits.

they need to go to their home. America isn’t their home.

parasites
 

vhcat1970

All-Conference
Jul 2, 2025
1,756
1,283
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The idea that non-European people would come to the West and not retain their tribal/ethnic instinct is as stupid as it gets. The idea that Europeans should not have the exact same instincts is just as stupid.


Why wouldn't European people retain their tribal/ethnic instincts?
 
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Badabingbadaboom

All-Conference
Feb 27, 2006
765
1,191
88
Pitiful answer from the Pope. Anyone who has ever discussed or argued with a liberal about abortion, this is the thoughtless, stock answer you would always get.




“I think that is very important to look at the overall work that this Senator has done during, if I'm not mistaken, 40 years of service in the United States Senate.

I understand the difficulty and the tensions but I think as I myself has spoken to pass, it’s important to look at many issues that are related to what is the teaching of the Church.

Someone who says I'm against abortion but I'm in favor of the death penalty, is not really pro-life. So someone who says that I'm against abortion but I'm agreement with the inhuman treatment of immigrants who in are the United States I don't know if that's pro-life; so they're very complex issues. I don't know if anyone has all the truth on them, but I would ask first and foremost that there'd be greater respect for one another, and that we search together both as human beings and that case is American citizens or citizens of the state of Illinois, as well as Catholics to say we need to, you know, really look closely at all of these ethical issues and to find the way forward as Church. Church teaching on each one of those issues is very clear. Thank you.”


















Maybe instead of running his big Yap, Pope Leo should take a 100 or so illegals with criminal records into the Vatican and pay their food and free medical. See how that turns out.
 
Jul 6, 2025
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It’s tough, but not that tuff. What are the entry home prices where you live? Let’s say it’s 250,000. FHA loans require 3.5 percent for a down payment. Comes out to around 8750 for a down payment. You finance your closing costs or get seller to pay. Your financing 242,000 ish. Payment is around 1450 plus 150 for PMI, 200 for taxes and 150 for insurance. All in payment is 1950 a month and all you needed to control and own a major asset is 9000 dollars.

Housing tends to double every 15 years. So by the time you pay the loan off, you will likely have a house worth over 600,000.

if you don’t have 9000 dollars, you need to keep saving.

Im not talking about me. Im talking about young people.

Lets use your metric of property doubling every 15 years. Property basically doubled the last 5 years if you live anywhere the least bit desirable.

It didn't have to be this way. Many raised the alarms when it started. Many more when it continued. Now its a runaway train and you'll have a generation with no interest in sinking every dime into a house.

Worse still, if anyone lost their home to a fire, storm, etc; they are absolutely screwed. They have zero chance of replacing a like home at the same mortgage payment.
 
Jul 6, 2025
904
4,037
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i agree with most, but black rock was buying houses during bush too. that is the only point i was making wrt this issue.

I am jot aware of them going on the buying rampage then that they were in 2019 forward. That's the first time I noticed it being a big problem.

Its a tough thing to solve. Corporations and people should be able to buy and hold property. However this clearly went into the realm of market manipulation and I think that was the solution.
 

AustinTXCat

Hall of Famer
Jan 7, 2003
52,872
312,248
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Most certainly

 

trueblujr

Heisman
Dec 14, 2005
30,265
95,791
113
You sound like what the NFL does is meaningful to you. If so, why? Me, IDGAF.
Well, each to their own I guess. I have teams I like, I play fantasy football, sometimes the teams I like are in the SB. I would like to be able to watch without being bombarded with this $h1T and I think I speak for a good majority of true fans of the sport when I say that. Are we all just supposed to follow your lead and not give a crap? Are you a better person than us for not giving a crap?
 

trueblujr

Heisman
Dec 14, 2005
30,265
95,791
113
no. My house is worth more than 500k. So I have to pay some kind of property tax while those that are 500k and under get some break? No absolutely not.
Re: property taxes, I have a couple of takes. One, as they are generally tied to your escrow in a mortgage, they should reduce exponentially as you pay down your mortgage and once you own your home free and clear the property tax goes away. Then it's more like a Sales tax so to speak. If they want a tax for public services and schools, collect that another way. The only reason those are tied to your property is because your land is the leverage they have to threaten you with if you don't pay.
 

Monday Nitro

All-Conference
Jul 3, 2025
691
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The stuff they put in them might be good, but the "ice cream" itself is always foamy, full of tiny air bubbles when I eat it.
It's definitely not top shelf at all. I guess I like them because they are loaded up with goodies so much that I don't even notice the taste of the ice cream, lol. I don't get them often.

I get my fix from the Nestle Crunchy dipped drumsticks. I get the varitey pack of 8 that comes with Vanilla Caramel, Vanilla Fudge and Vanilla. YUM YUM.
 
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trueblujr

Heisman
Dec 14, 2005
30,265
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trueblujr

Heisman
Dec 14, 2005
30,265
95,791
113
Not sure how likely it would be that he would come here...but wouldn't you have to make a call to Curt Cignetti? I can't imagine he's gonna be at IU forever. He may view an SEC job as a step up. UK is paying Stoops top 10 money...I'm sure they would pay top 10 for someone like Curt.
Cignetti isn't leaving IU for what would be a lateral move to the SEC from the Big 10. He's not all that young either. Seems like he wants to cement himself at IU, unless maybe a power program comes open like Bama, Oklahoma or the like.
 

trueblujr

Heisman
Dec 14, 2005
30,265
95,791
113
I would love to go that route but there are too many packaged channels that spouse unit can’t live without.
Here's a conundrum. pretty much all the outlets and options are becoming pricey. but none of the streaming services work without internet access which has a cost of it's own. Spectrum, AT&T Fiber and i think Starlink are what I can get in my fairly rural neighborhood. probably a Verizon or T-Mobile satellite thing as well, but not going down that path. Anywho, on top of whatever TV plan, you pay for you have that ISP cost to factor into it all.
So I want to have ESPN+ mainly so I can watch my nephews games and some other sports that end up on there, plus the UK games that end up on it. But I can't have that without having the whole Disney Plus thing. and the ESPN packages require you to have a home streaming package for it to function. So I would have to pay for something like Spectrum AND Disney+ to be able to stream those. I can't just have an independent ESPN+ account to stream games. They've really made it confusing as all get out.
 

trueblujr

Heisman
Dec 14, 2005
30,265
95,791
113
This story has probably run it's course, but this guy's whole adult life has been a lie and self promotion.

This x account has tracked it all. From 25 year old newspaper clippings to excerpts from his three books. None of them agree. The biggest connection, but not a lie, was from when he was a DC hs principal. In his first year there(2012 and he was there 1.5 yrs) Oprah's Stedman visited and remarkable in only that he is Oprah famous. But, at the end of that school year, Moochelle spoke at that hs graduation. Those factoids came from one of his books. The Iowa board chairman connection is suddenly more interesting.

His masters came from Georgetown and it was a pilot program and he was in the first class to move through it. It was a one year program instead of two designed especially for existing principals.

He claimed an Ed.D from 2007 that did not exist. The job before Iowa(Erie,Pa) eventually called him on it and he received an Ed.D from an Arizona online degree mill in 2021.

I think this guy has been in the Obama circle for along time, but there are lots of people in that circle. He's just a seed and maybe he turns into something. I don't think it's any different than McConnell and Cameron. Mitch or Mitch's group had Cameron on the radar since Cameron was in high school.

The difference is the lady running for US Senate that hired him would've known, not probably, not could've and definitely not didn't know this guys history.

In his early career he claimed military service and also being a police detective. That went away later when the timeline got to crazy.

His time at Harvard was a summer workshop for principals.

All of his credentials follow that pattern, lots of institutions and no degrees.

He has a voters registration in Maryland when he had not lived there in a decade.

The 2020(employed in Erie) weapons charge was just like the one he received this week. He was an illegal with a gun. There were lots of rumors, he refuted those rumors(receipt in x thread) and law enforcement never went public on why he was questioned.



If interested...



Because all the Karen's who hired him, saw a slick talking and dapper looking black guy with a sexy accent who checked all their DEI Boxes. They didn't bother to do their due diligence.
 

notFromhere

Heisman
Sep 7, 2016
20,891
62,624
113
If the UK job is open at the same time the Florida job is open, who do you think wins that battle if both call him. They should call Saban and Urban Meyer too, Would be a waste of time though.

The only way anyone good would take the UKFBHC is if they were coming from a program up north or had previous UK ties from a smaller southern program. No one is coming out of retirement to take on this headache unless they're wanting to get into horses or bourbon.

-They need to recruit the north (and KY) well and have contacts there.
-They need to run a strong ground game (OL & RB as there are fewer and fewer pocket protecting OTs being produced)
-an uptempo style of offense (or varied tempo)
-and recruit, utilize, and develop a dual threat QB that can pass well working some under center and from the shotgun.
-Someone that can actually read defenses, go through progressions quickly, and read an option play in real time.

If they can do these things and will commit strong NIL towards the QB, 1 excellent WR each class, and OL on offense, as well as get SEC proportionate backing from our AD, they can win here.

They have to be strong defensively as well or bring in a great DC, and put money into our DL and such, but if the offense is doing really well, we will attract great defensive personnel.
 
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