BCS formula Top 25 makes widespread changes after Week 7 upsets

With a few weeks left until the CFP Selection Committee meets for the first time and decides how to rank the top contenders, BCSKnowHow has run the early numbers based on a fan-favorite model. While the BCS era is in the rearview mirror, the formula can still showcase where teams stand after Week 7 of the 2026 season.

Before the College Football Playoff rankings, there was the BCS formula, tasked with helping rank the top teams in college football with a balanced approach which weighs computers and human input. Those results were then used to set up a national championship game between two worthy teams.

Here is a look at how the BCS formula would evaluate the top teams in college football at the unofficial halfway point. With plenty football left to play, these teams crack the Top 25 after Week 7.

1. Miami (+2)

Miami currently holds a .9570 BCS score on the scale of 0.000 to 1.000. They survived an overtime thriller against Florida State, scoring in double overtime to take a 43-35 lead before the defense closed the deal. Star wide receiver Malachi Toney even completed a pass to seal the deal.

Mario Cristobal and the Hurricanes will be back in action next week after reaching the midway point of their season, set to face off against Pittsburgh at home. That matchup is currently slated to kickoff at 12 pm ET on Saturday.

2. Ohio State (+3)

Ohio State holds a BCS score of .9278. They picked up a pivotal win in the Big Ten race this week by going on the road to beat Indiana 19-15. However, that win came at a cost as starting quarterback Julian Sayin suffered an injury which could hold him out moving forward.

Ryan Day and the Buckeyes will now enter the bye week, giving them a chance to evaluate the season so far and prepare for a stretch run in the Big Ten. They will return the following week with a matchup against USC.

3. BYU (+5)

BYU currently has a BCS score of .9012. They picked up a massive win for their College Football Playoff resume, taking down Notre Dame in a 28-24 victory which came down to the wire. Bear Bachmeier led the way with a rare feat, throwing, catching and running for touchdowns.

Kalani Sitake and the Cougars will return to the Big 12 schedule next week as they take a trip to play UCF on the road. There is no official decision on the kickoff time for the game next Saturday at this time.

4. Notre Dame (-2)

Notre Dame now holds a .7757 BCS score. They suffered its first loss of the season after heading on the road to face BYU in a 28-24 thriller. A late touchdown put them behind, with a last-second drive of their own falling just short of the endzone as time expired.

The Fighting Irish will have an off week coming up, giving Marcus Freeman and his roster a chance to hit reset for the final stretch of the schedule. Coming back with a game against Navy the following week, a matchup with Miami looms beyond that.

5. Georgia (-4)

Georgia drops to a BCS score of .7715 this week. They suffered an unexpected rivalry loss against Auburn at home, dropping 27-24 on a last-second field goal. The loss snapped a streaks of 53 consecutive wins against unranked teams.

The Bulldogs head into a bye week now as Kirby Smart’s team prepares to face Florida in an SEC rivalry game the following week. The week off will provide a good chance to prepare for a tough stretch of conference games in the coming month.

6. Texas Tech (+3)

Texas Tech now has a BCS score of .7447. They left no doubt with a 53-25 win on Saturday, taking care of Arizona State with a blowout performance coming off the bye week. The defense continued to make a statement, again scoring points of their own while forcing turnovers.

The Red Raiders will be back in action next weekend under Joey McGuire, set to take on Cincinnati in a road Big 12 matchup. The official kickoff time has not yet been set for the Saturday game.

7. Indiana (-3)

Indiana now sits with a BCS score of .7393. They saw a 22-game overall win streak snapped at home, as Ohio State came away with the 19-15 win in a pivotal Big Ten matchup. The winning streak dated back through last season’s national title run, leaving this roster to respond to adversity for the first time since 2024.

The Hoosiers continues their run through the Big Ten schedule with another challenge next week, with Curt Cignetti’s team set to face Michigan on the road. The game is set for a 12 pm ET kickoff on Saturday.

8. Ole Miss (+2)

Ole Miss now holds a BCS score of .7388 on the season. They put together a dominant showing at home against Missouri, winning 31-3 against a team which impressed in recent weeks. Trinidad Chambliss had a big day, throwing for three touchdowns before rushing for another.

Pete Golding and the Rebels will continue their run of tough SEC competition next weekend when they head on the road against Texas. That matchup is currently set for a 7:30 pm ET kickoff on Saturday.

9. UCLA (+3)

UCLA moved to a .6890 BCS score this week. They continued a strong start, staying undefeated with a 17-7 win over Wisconsin at home. The defense was able to shut down the opposing offense and control the game even with quarterback Nico Iamaleava out.

Bob Chesney will now prepare to lead the undefeated Bruins into next weekend’s matchup against Michigan State. The home contest is currently scheduled for a 3:30 pm ET kickoff on Saturday.

10. Utah (+1)

Utah currently holds a .6295 BCS score. They won a close contest against Colorado, getting away with a 27-24 win on the road. They pulled ahead in the fourth quarter, then fought off a late comeback effort from the Buffaloes to remain undefeated on the season.

The Utes will face a tough challenge in the Big 12 next week, as Morgan Scalley gets his team ready to take on Houston in a pivotal game. A kickoff time has not yet been set for the matchup on Saturday.

11. Tennessee (+4)

Tennessee now holds a BCS score of .5998. They pulled away from Alabama throughout the game in a dominant rivalry win which ended 26-10. They leaned on a strong defensive effort and wore down the opposition with a strong run game which came through late.

The Volunteers and head coach Josh Heupel will now set their sights on an SEC road test against South Carolina next weekend. The game is scheduled for a 3:30 pm ET kickoff on Saturday.

12. Kentucky (+4)

Kentucky holds a BCS score of .5617. They picked up a road win against Oklahoma in SEC play, walking away 21-13. It was a strong performance from the defense which proved the difference, including a late pick-six to seal the victory.

Will Stein now looks to keep his team on the right track in the SEC, heading into a home game against Vanderbilt next. That matchup is set to get under way at 7:30 pm ET on Saturday.

13. Alabama (-7)

Alabama now holds a .5035 BCS score. They fell in an SEC rivalry matchup, suffering a 26-10 loss against Tennessee on the road. They struggled on offense, giving away four turnovers while unable to consistently move the ball down the field.

The Crimson Tide returns to the field next week for a home game against Texas A&M, as Kalen DeBoer and his roster continue their run through the SEC schedule. That game is scheduled for a 3:30 pm ET kickoff on Saturday.

14. Houston (+5)

Houston has moved to a .4242 BCS score now. They picked up a 35-32 win over Oklahoma State in the Big 12 slate over the weekend. The back-and-forth affair saw both teams respond throughout the game but a big day from quarterback Conner Weigman proved enough.

Willie Fritz and Houston will head straight back into pivotal Big 12 matchups next weekend when they play Utah on the road. A kickoff time has not yet been set for the matchup on Saturday.

15. Iowa (-1)

Iowa now holds a BCS score of .4097. After a strong start to the season under Kirk Ferentz, the Hawkeyes will look to build on those results after a bye week set them up for the remainder of the Big Ten schedule. With just one loss to this point, everything is on the table

Iowa will get back in action next weekend with a road game against Minnesota on the schedule. The game has not yet been assigned a kickoff time, but is set to be played on Saturday.

16. USC (+1)

USC sits with a BCS Score of .3515 now. They spent the week preparing for the final stretch of the regular season, taking the bye week to get healthy and set a gameplan moving forward as they stare down a pivotal stretch which could define the year.

The Trojans will look to come out fresh in their return to action under Lincoln Riley, ready to make a road trip to take on Wisconsin. The game is slated for a 7:30 pm ET kickoff on Saturday.

17. LSU (+3)

LSU holds a BCS score of .3327 now. They bounced back from last week’s upset loss by taking care of Mississippi State in a convincing 31-0 performance. While the Bulldogs were without Heisman contender Kamario Taylor, the big margin still makes a statement in the SEC.

Lane Kiffin will continue leading the Tigers through the SEC schedule next week as they take a road trip to play Auburn on the road. The game has been set for a 12 pm ET kickoff on Saturday.

18. Wake Forest (+4)

Wake Forest currently holds a BCS score of .3259. They dominated California on the road, winning 41-7 after travelling across the country. After putting up all their points in the first three quarters, their opponent did not score until the final minutes of the blowout.

Jake Dickert and the Demon Deacons will now enter a bye week after impressing to this point in the season. They will look to prepare for the final stretch of the ACC slate, starting with Virginia next time out.

19. Texas (-12)

Texas has dropped to a .2961 BCS score this week. They suffered a second loss in a row, falling at home against Florida 27-24 after leading early. There are questions surrounding how they will now bounce back, with their postseason hopes already on the edge and more big games ahead.

Steve Sarkisian and the Longhorns get no chance to rest this week as the SEC schedule continues with a home matchup against Ole Miss. The game is currently set for a 7:30 pm ET kickoff on Saturday.

20. Florida (NEW)

Florida currently holds a .2333 BCS score. They bounced back well from back-to-back SEC losses by going on the road to upset Texas. Even after falling behind early with a backup quarterback, they responded with a strong performance which proved enough in the final minutes.

Jon Sumrall and the Gators now head into a bye week, where they can hit reset and prepare for the final stretch of the season. They will return to play against SEC rival Georgia in a neutral site showdown.

21. Boise State (+3)

Boise State now boasts a .1634 BCS score. They lead the way among Group of Six teams in college football for another week after enjoying a bye week which will set them up for the final stretch of the Pac-12 schedule and a potential postseason run.

Spencer Danielson and the Broncos look to continue their run with a road game against Washington State after an extended break. That game will get underway on the road at 6 pm ET on Saturday.

22. Oregon (+1)

Oregon now holds a BCS score of .1589. They were able to bounce back from the last loss with a 17-14 come-from-behind home win against Nebraska. They scored a touchdown in the final seconds and finished on a 10-0 run in the fourth quarter.

Dan Lanning and the Ducks must continue their journey through the Big Ten schedule next weekend with a road game against Illinois. There is no announced kickoff time for that Saturday matchup yet.

23. Missouri (-10)

Missouri has moved to a .1560 BCS score. They suffered a blowout 31-3 loss on the road against Ole Miss over the weekend. Star running back Jamal Roberts was held in check by the defense, making it difficult for the offense to create momentum.

The Tigers and Eli Drinkwitz get a chance to hit reset heading into the bye week. They will have time to prepare before heading on the road to play against SEC rival Arkansas next time out.

24. SMU (NEW)

SMU currently holds a BCS score of .1368 after the weekend. They put together a strong performance against Virginia, winning 23-13 at home. Star quarterback Kevin Jennings led the way with another strong day on offense.

Rhett Lashlee and the Mustangs can set their sights forward now, ready to face ACC foe California at home next weekend. The contest is currently set to kickoff at 12 pm ET on Saturday.

25. James Madison (NEW)

James Madison now holds a BCS score of .1232 to enter the rankings. They remain undefeated after taking down Georgia State 49-22 at home. The only team in the country that remains undefeated to this point, they have attracted national attention.

The Sun Belt slate continues for Billy Napier and the Dukes this week with a trip on the road to face Appalachian State. They are set for a midweek kickoff, getting underway at 7 pm ET on Thursday.