Da Bears

Torbee

Heisman
Sep 13, 2002
12,501
57,693
113
Where do you guys dig up these mouthbreathers? Good lort that's a lot of dumb in one paragraph!
 

baltimorened

All-Conference
May 29, 2001
6,466
4,791
113
How ******* out of touch are you on the current state of health insurance? I’m guessing you’re on Medicare with a $200 a month supplement to get to the 100% number?
I am on Medicare and I do have a supplement...Tricare for life. And, I pay more for healthcare than I ever did in my life...And, I don't complain about it.

So, enlighten me on the current state of health insurance...What did I post that was incorrect?
 
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Tom Paris

Heisman
Oct 1, 2001
142,954
17,700
113
Always deflecting. Can’t address the actual topic. It’s obvious there’s a major issue right now. Yet people still have their heads in the sand.
You’re pretending you’re okay with legal immigrants. No you’re not. You’re waving your bigotry around clearly.
 

GDead_Tiger

Heisman
Dec 7, 2021
14,016
36,299
113
Is that not accurate ACA was not created to cover the 41 million uninsured Americans??? (in 2010)
It was. There are still millions of Americans who struggle to cover health insurance payments especially now that ACA premiums are spiking. Even if you have insurance you can get massive bills that you have to cover
 

PabloNole

All-American
Nov 17, 2002
3,025
7,368
113
Is that not accurate ACA was not created to cover the 41 million uninsured Americans??? (in 2010)
ACA (Obamacare) marketplace premiums increased by an average of 20% to 22% in 2026, marking the largest hike since 2018. Alongside surging premiums, average deductibles hit a record high of $3,786 per person—a steep 37% jump. [1, 2, 3]
These increases are primarily driven by two factors:
  • Expiring Tax Credits: The conclusion of enhanced premium subsidies has significantly increased out-of-pocket costs for millions of enrollees. [1, 2]
    • Rising Healthcare Costs: Higher prices for medical services, labor, and expensive specialty drugs (including GLP-1s) continue to push baseline costs up. [1, 2]

Because state-specific rates and carrier offerings vary significantly, you can explore your personalized options, view local plan costs, and check subsidy eligibility directly on HealthCare.gov or your specific state marketplace platform. [1]
 
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baltimorened

All-Conference
May 29, 2001
6,466
4,791
113
It was. There are still millions of Americans who struggle to cover health insurance payments especially now that ACA premiums are spiking. Even if you have insurance you can get massive bills that you have to cover
yea but you just changed from everyone can get insurance....Insurance is available to everyone, but like most things in life you buy what you want or what you can afford. I get it that health insurance is expensive, especially when the increased subsidies expired.

It's similar to auto insurance, you can buy the minimum required but stand to end up with large bills if you have an accident not covered.

Or like life insurance, you can buy the minimum and leave your wife and kids destitute if you are killed by a runaway car.

life is full of choices and risks.
 
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GDead_Tiger

Heisman
Dec 7, 2021
14,016
36,299
113
yea but you just changed from everyone can get insurance....Insurance is available to everyone, but like most things in life you buy what you want or what you can afford. I get it that health insurance is expensive, especially when the increased subsidies expired.

It's similar to auto insurance, you can buy the minimum required but stand to end up with large bills if you have an accident not covered.

Or like life insurance, you can buy the minimum and leave your wife and kids destitute if you are killed by a runaway car.

life is full of choices and risks.
Right, but even if you spend a ton of money on a solid plan you can still end up with huge bills
 
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baltimorened

All-Conference
May 29, 2001
6,466
4,791
113
So, yeah not a traditional commercial product. Nowhere near the same. The boomer mentality is crazy.
well, before you cast blame on an entire generation..the op was that Not everyone can get health insurance. I'm just pointing out that isn't accurate. Health insurance is available to everyone....you might not want to trade off your Starbucks or iphone , or steak dinners to buy it, but you can definitely get it.

Boomers mentality is crazy...not sure I agree. I know a lot of boomers - of which I am not one - where I would agree with you. But I know a lot of others who wouldn't trade off health care insurance for anything. See, health problems, parts wearing out, are much more prevalent as you age.

What difference does it make if its a commercial product or not? There are ACA products that cover 100%. Buy one, then you won't have to worry about major health care costs. Don't buy one and then complain if you have a health problem that your lack of insurance doesn't cover. I know there are people in gen X, millenials, Gen X who understand the concept of personal responsibility.

Are there some people who have problems with health insurance. Sure there are...but that's what the ACA was supposed to deal with. If the ACA is inadequate, blame the people who created and passed it. Or, vote for people who will change it.
 

baltimorened

All-Conference
May 29, 2001
6,466
4,791
113
Right, but even if you spend a ton of money on a solid plan you can still end up with huge bills
OK, I'll accept your premise. But from my pre Medicare experience..I had a company plan that covered 80% and I bought a supplemental plan that covered the remaining 20%. So my out of pocket was only the supplemental at $167/month.

So based on my experience and what the all knowing internet is telling me. that method still exists today.
 
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PabloNole

All-American
Nov 17, 2002
3,025
7,368
113
well, before you cast blame on an entire generation..the op was that Not everyone can get health insurance. I'm just pointing out that isn't accurate. Health insurance is available to everyone....you might not want to trade off your Starbucks or iphone , or steak dinners to buy it, but you can definitely get it.

Boomers mentality is crazy...not sure I agree. I know a lot of boomers - of which I am not one - where I would agree with you. But I know a lot of others who wouldn't trade off health care insurance for anything. See, health problems, parts wearing out, are much more prevalent as you age.

What difference does it make if its a commercial product or not? There are ACA products that cover 100%. Buy one, then you won't have to worry about major health care costs. Don't buy one and then complain if you have a health problem that your lack of insurance doesn't cover. I know there are people in gen X, millenials, Gen X who understand the concept of personal responsibility.

Are there some people who have problems with health insurance. Sure there are...but that's what the ACA was supposed to deal with. If the ACA is inadequate, blame the people who created and passed it. Or, vote for people who will change it.
Not everyone can get insurance now. They can’t afford it!
 
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GDead_Tiger

Heisman
Dec 7, 2021
14,016
36,299
113
OK, I'll accept your premise. But from my pre Medicare experience..I had a company plan that covered 80% and I bought a supplemental plan that covered the remaining 20%. So my out of pocket was only the supplemental at $167/month.

So based on my experience and what the all knowing internet is telling me. that method still exists today.
Ok but sometimes your insurance doesn't cover all your bills
 

DividedPi

All-Conference
Nov 23, 2016
1,222
3,107
113
You really wanna make an argument that Americans should be going bankrupt over healthcare costs but illegals get it for free. 😂. Yea screw the people that live here and pay taxes.
I don't think anyone should be going bankrupt over healthcare. The fact that it's even possible is evidence of our seriously broken American healthcare system.
 

Tom Paris

Heisman
Oct 1, 2001
142,954
17,700
113
yea but you just changed from everyone can get insurance....Insurance is available to everyone, but like most things in life you buy what you want or what you can afford. I get it that health insurance is expensive, especially when the increased subsidies expired.

It's similar to auto insurance, you can buy the minimum required but stand to end up with large bills if you have an accident not covered.

Or like life insurance, you can buy the minimum and leave your wife and kids destitute if you are killed by a runaway car.

life is full of choices and risks.
You forgot to add…in America. In AMERICA, healthcare is a choice, a privilege, not a right.